Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Assets:
Cash and Due from Banks	$ 89,371	$ 96,072
Federal Funds Sold	61,372	41,836
Securities Available for Sale, at Fair Values	278,193	309,516
Mortgage Loans Held for Sale	251	58
Loans and Lease Receivable, Net of Allowance for Loan Losses of $12,124 in 2019 and $11,220 in 2018	1,698,141	1,517,249
Premises and Equipment, Net	29,280	15,114
Accrued Interest Receivable	8,025	8,223
Other Equity Securities	12,565	9,282
Other Real Estate Owned	4,036	1,909
Cash Value of Life Insurance	32,568	31,882
Deferred Taxes	2,145	3,848
Goodwill	48,495	49,488
Core Deposit Intangible	6,694	7,885
Other Assets	2,699	2,534
Total Assets	2,273,835	2,094,896
Liabilities:
Noninterest Bearing	398,847	382,354
Interest Bearing	1,383,163	1,351,580
Total Deposits	1,782,010	1,733,934
Securities Sold Under Agreements to Repurchase	67,989	12,229
Subordinated Debt	25,000	25,000
Federal Home Loan Bank Borrowings	93,000	55,000
Accrued Interest Payable	1,533	1,374
Other Liabilities	19,206	7,301
Total Liabilities	1,988,738	1,834,838
Commitments and Contingencies (See Notes 19, 21 and 22)
Shareholders' Equity:
Preferred Stock, No Par Value; 5,000,000 Shares Authorized
Common Stock, $1 Par Value; 50,000,000 Shares Authorized; 13,279,363 and 13,213,280 Shares Issued and Outstanding at December 31, 2019 and 2018, respectively	13,279	13,213
Additional Paid-in Capital	212,505	212,332
Retained Earnings	56,700	37,982
Accumulated Other Comprehensive Income (Loss)	2,613	(3,469)
Total Shareholders' Equity	285,097	260,058
Total Liabilities and Shareholders' Equity	$ 2,273,835	$ 2,094,896