Note 10 - Deposits -

12 Months Ended

Dec. 31, 2019

Notes to Financial Statements

Deposit Liabilities Disclosures [Text Block]

Note

10

– Deposits –

Deposit accounts at

December 31, 2019

and

2018

are summarized as follows:

	2019		2018
	(Dollars in thousands)
Noninterest Bearing - DDA	$	398,847	$	382,354
Noninterest Bearing Deposits		398,847		382,354
Interest Bearing - DDA		45,058		40,969
NOW and Super NOW Accounts		295,620		310,527
Money Market Accounts		365,114		334,763
Savings Accounts		81,915		94,211
Certificates of Deposit Over $250,000		152,859		160,145
Other Certificates of Deposit		442,597		410,965
Interest Bearing Deposits		1,383,163		1,351,580
Total Deposits	$	1,782,010	$	1,733,934

Approximately

68.7%

of certificates of deposit as of

December 31, 2019

have stated maturity dates during

2020

and the remaining

31.3%

have stated maturity dates during

2021

and beyond.

At

December 31, 2019

and

2018,

total deposits for the top

three

customer relationships was approximately

$144.5

million and

$146.2

million, respectively, which represented

8.1%

and

8.4%

of total deposits, respectively. Brokered and reciprocal deposits were approximately

$100.9

million and

$111.8

million at

December 31, 2019

and

2018,

respectively. Included in these brokered and reciprocal deposits are public fund deposits of approximately

$35.4

million and

$30.9

million at

December 31, 2019

and

2018,

respectively. Other public fund deposits were approximately

$266.8

million and

$263.8

million at

December 31, 2019

and

2018,

respectively.