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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2017
Dec. 31, 2016
ASSETS    
Cash and Due from Banks $ 107,591 $ 42,173
Federal Funds Sold 8,820 2,556
Securities Available for Sale, at Fair Values 179,148 198,342
Mortgage Loans Held for Sale 201 180
Loans and Lease Receivable, Net of Allowance for Loan Losses of $8,765 in 2017 and $8,162 in 2016 966,519 802,789
Premises and Equipment, Net 8,780 9,281
Accrued Interest Receivable 4,110 3,384
Other Equity Securities 8,627 6,120
Other Real Estate Owned 227 1,187
Cash Value of Life Insurance 23,200 22,567
Goodwill 6,824 6,824
Core Deposit Intangible 2,003 2,279
Other Assets 5,206 8,159
Total Assets 1,321,256 1,105,841
LIABILITIES    
Noninterest Bearing 264,646 223,705
Interest Bearing 790,887 709,090
Total Deposits 1,055,533 932,795
Securities Sold Under Agreements to Repurchase 1,939 2,720
Short Term Borrowings 862 862
Long Term Borrowings 2,700 3,000
Federal Home Loan Bank Borrowings 75,000 47,064
Accrued Interest Payable 890 920
Other Liabilities 4,397 4,921
Total Liabilities 1,141,321 992,282
Commitments and Contingencies (See Notes 18, 20 and 23)
SHAREHOLDERS' EQUITY    
Preferred Stock, No Par Value; 5,000,000 Shares Authorized
Common Stock, $1 Par Value; 50,000,000 Shares Authorized; 10,232,495 and 6,916,673 Shares Issued and Outstanding at December 31, 2017 and 2016, respectively 10,232 6,917
Additional Paid-in Capital 144,172 85,133
Retained Earnings 27,175 23,839
Accumulated Other Comprehensive Loss (1,644) (2,330)
Total Shareholders' Equity 179,935 113,559
Total Liabilities and Shareholders' Equity $ 1,321,256 $ 1,105,841