Note 7 - Premises and Equipment -

12 Months Ended

Dec. 31, 2017

Notes to Financial Statements

Property, Plant and Equipment Disclosure [Text Block]

Note

7

– Premises and Equipment –

Bank premises and equipment at

December 31,

201

7

and

2016

consist of the following:

	201 7			201 6
	(Dollars in thousands )
Lan d	$	2,098		$	2,098
Buildings and Leasehold Improvement s		7,143			6,875
Furniture and Equipmen t		5,697			6,007
Total Bank Premises and Equipmen t		14,938			14,980
Less: Accumulated Depreciatio n		(6,158	)		(5,699	)
Total Bank Premises and Equipment, ne t	$	8,780		$	9,281

The provision for depreciation and

amortization charged to operating expenses was

$1.2

million,

$1.3

million and

$1.2

million for the years ended

December 31, 2017,

2016

and

2015,

respectively.