The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101 254 1,205 SH   SOLE   1,205 0 0
Abbott Laboratories COM 002824100 210 2,859 SH   SOLE   2,859 0 0
AbbVie Inc COM 00287Y109 248 2,625 SH   SOLE   2,625 0 0
Agilent Technologies Inc COM 00846U101 241 3,422 SH   SOLE   3,422 0 0
Air Products & Chemicals Inc COM 009158106 255 1,525 SH   SOLE   1,525 0 0
Alphabet Inc Cap Stk Cl A CL A 02079K305 245 203 SH   SOLE   203 0 0
Alphabet Inc Cap Stk Cl C CL C 02079K107 594 498 SH   SOLE   498 0 0
Amazon.com Inc COM 023135106 1,648 823 SH   SOLE   823 0 0
American Express Co COM 025816109 288 2,701 SH   SOLE   2,701 0 0
American River Bankshares COM 029326105 240 15,688 SH   SOLE   15,688 0 0
American States Water Co COM 029899101 231 3,772 SH   SOLE   3,772 0 0
Apple Inc COM 037833100 7,001 31,013 SH   SOLE   31,013 0 0
At&T Inc COM 00206R102 2,188 65,158 SH   SOLE   65,158 0 0
Bank of America Corporation COM 060505104 485 16,458 SH   SOLE   16,458 0 0
Bank of Commerce Holdings Inc COM 06424J103 877 71,902 SH   SOLE   71,902 0 0
Beacon Roofing Supply Inc COM 073685109 727 20,100 SH   SOLE   20,100 0 0
Becton Dickinson & Co CL B 075887109 215 825 SH   SOLE   825 0 0
Berkshire Hathaway Cl B CL B 084670702 1,921 8,971 SH   SOLE   8,971 0 0
Boeing Co COM 097023105 207 556 SH   SOLE   556 0 0
Bristol-Myers Squibb Company COM 110122108 321 5,170 SH   SOLE   5,170 0 0
Caterpillar Inc COM 149123101 757 4,966 SH   SOLE   4,966 0 0
Cathay General Bancorp COM 149150104 618 14,904 SH   SOLE   14,904 0 0
Cedar Fair LP DEPOSITRY UNIT 150185106 521 10,000 SH   SOLE   10,000 0 0
CenterPoint Energy Inc COM 15189T107 279 10,101 SH   SOLE   10,101 0 0
Chevron Corp COM 166764100 1,764 14,430 SH   SOLE   14,430 0 0
Cisco Systems Inc COM 17275R102 211 4,345 SH   SOLE   4,345 0 0
Comerica Inc COM 200340107 213 2,356 SH   SOLE   2,356 0 0
Consolidated Edison Inc COM 209115104 381 5,000 SH   SOLE   5,000 0 0
Continental Building Products Inc COM 211171103 1,562 41,600 SH   SOLE   41,600 0 0
Costco Wholesale Corp COM 22160K105 593 2,525 SH   SOLE   2,525 0 0
Dowdupont Inc COM 26078J100 1,048 16,301 SH   SOLE   16,301 0 0
DTE Energy Holding Co COM 233331107 269 2,466 SH   SOLE   2,466 0 0
Duke Energy Corporation COM 26441C204 1,352 16,890 SH   SOLE   16,890 0 0
Entergy Corp COM 29364G103 811 10,000 SH   SOLE   10,000 0 0
Exxon Mobil Corporation COM 30231G102 954 11,224 SH   SOLE   11,224 0 0
Facebook Inc CL A 30303M102 305 1,854 SH   SOLE   1,854 0 0
Ford Motor Co COM 345370860 107 11,562 SH   SOLE   11,562 0 0
Franklin Resources Inc COM 354613101 304 10,000 SH   SOLE   10,000 0 0
General Electric Co COM 369604103 764 67,631 SH   SOLE   67,631 0 0
Halliburton Co COM 406216101 215 5,307 SH   SOLE   5,307 0 0
Home Depot Inc COM 437076102 529 2,553 SH   SOLE   2,553 0 0
Hp Inc COM 40434L105 267 10,358 SH   SOLE   10,358 0 0
Intel Corp COM 458140100 1,217 25,730 SH   SOLE   25,730 0 0
International Business Machines Corp COM 459200101 366 2,423 SH   SOLE   2,423 0 0
iShares Russell 2000 ETF 464287655 2,733 16,216 SH   SOLE   16,216 0 0
Ishares S&P 500 Value S&P 500 VAL ETF 464287408 203 1,754 SH   SOLE   1,754 0 0
Ishares Tr Intl Sel Div Etf ETF 464288448 408 12,500 SH   SOLE   12,500 0 0
iShares US Preferred Stock ETF 464288687 518 13,959 SH   SOLE   13,959 0 0
J P Morgan Exchange-Traded Fd Tr Ultra-Short Incom ETF 46641Q837 1,315 26,215 SH   SOLE   26,215 0 0
Johnson & Johnson COM 478160104 769 5,564 SH   SOLE   5,564 0 0
JPMorgan Chase & Co COM 46625H100 2,431 21,541 SH   SOLE   21,541 0 0
McDonald's Corp COM 580135101 275 1,645 SH   SOLE   1,645 0 0
Merck & Co Inc COM 58933Y105 473 6,663 SH   SOLE   6,663 0 0
Microsoft Corp COM 594918104 525 4,589 SH   SOLE   4,589 0 0
Nelnet Inc CL A 64031N108 885 15,473 SH   SOLE   15,473 0 0
Netflix Inc COM 64110L106 252 674 SH   SOLE   674 0 0
Pfizer Inc COM 717081103 482 10,933 SH   SOLE   10,933 0 0
PowerShares QQQ ETF ETF 73935A104 833 4,486 SH   SOLE   4,486 0 0
Procter & Gamble Co COM 742718109 1,036 12,447 SH   SOLE   12,447 0 0
Qualcomm Inc COM 747525103 469 6,508 SH   SOLE   6,508 0 0
S&P 500 INDEX - iSHARES ETF 464287200 131,359 448,738 SH   SOLE   448,738 0 0
Sempra Energy COM 816851109 2,155 18,947 SH   SOLE   18,947 0 0
Siteone Landscape Su COM 82982L103 345 4,580 SH   SOLE   4,580 0 0
Spdr Dow Jones Reit ETF 78464A607 521 5,587 SH   SOLE   5,587 0 0
SPDR PRTFOLIO EMERGING MARKETS ETF SHS 78463X509 1,032 29,639 SH   SOLE   29,639 0 0
SPDR PRTFOLIO WORLD EX-US ETF SHS 78463X889 929 30,181 SH   SOLE   30,181 0 0
SPDR SERIES TRUST PORTFOLIO AG GREGATE BOND ETF ETF 78464A649 245 8,845 SH   SOLE   8,845 0 0
SPDR SERIES TRUST PORTFOLIO TO TAL STK MRKT ETF ETF 78464A805 399 11,019 SH   SOLE   11,019 0 0
SPDR Barclays High Yield Bond ETF ETF 78464A417 595 16,500 SH   SOLE   16,500 0 0
Travelers Companies Inc COM 89417E109 1,087 8,377 SH   SOLE   8,377 0 0
UBS ETRACS Alerian MLP Infras ETN ETF 902641646 231 9,600 SH   SOLE   9,600 0 0
Union Pacific Corp COM 907818108 1,118 6,868 SH   SOLE   6,868 0 0
VANGUARD EMERGING MARKET ETF 922042858 38,528 939,713 SH   SOLE   939,713 0 0
Vanguard FTSE Developed Markets ETF 921943858 45,541 1,052,489 SH   SOLE   1,052,489 0 0
Vanguard REIT ETF ETF 922908553 221 2,736 SH   SOLE   2,736 0 0
Vanguard S&P 500 Etf S&P 500 ETF SHS 922908363 1,171 4,384 SH   SOLE   4,384 0 0
Vanguard Short-Term Bond ETF SHORT TRM BOND 921937827 221 2,831 SH   SOLE   2,831 0 0
Vanguard Short-Term Corporate Bond ETF SHRT TRM CORP BD 92206C409 877 11,216 SH   SOLE   11,216 0 0
Vanguard Total International Stock ETF ETF 921909768 2,794 51,748 SH   SOLE   51,748 0 0
Verizon Communications Inc COM 92343V104 723 13,535 SH   SOLE   13,535 0 0
Walt Disney Co COM 254687106 630 5,388 SH   SOLE   5,388 0 0
WD-40 Co COM 929236107 688 4,000 SH   SOLE   4,000 0 0
Wells Fargo & Co COM 949746101 369 7,012 SH   SOLE   7,012 0 0
Weyerhaeuser Co. COM 962166104 258 8,000 SH   SOLE   8,000 0 0
Xcel Energy Inc COM 98389B100 477 10,108 SH   SOLE   10,108 0 0
Enterprise Products Partners LP COM 293792107 813 28,290 SH   SOLE   28,290 0 0
Ishares MSCI Emerging Markets ETF 464287234 1,304 30,393 SH   SOLE   30,393 0 0
Mid Cap S P D R TRUST ETF 78467Y107 674 1,835 SH   SOLE   1,835 0 0
S P D R TRUST Unit SR TR UNIT 78462F103 441 1,517 SH   SOLE   1,517 0 0
SPDR Gold Trust SHS 78463V107 216 1,915 SH   SOLE   1,915 0 0
VANGUARD BOND INDEX FUND TOTAL BND MRKT 921937835 2,469 31,371 SH   SOLE   31,371 0 0
Vanguard Total Stock Mkt TOTAL STK MKT 922908769 701 4,687 SH   SOLE   4,687 0 0
Annaly Capital Mgmt Inc. COM 035710409 102 10,000 SH   SOLE   10,000 0 0
Enterprise Products Partners LP COM 293792107 833 29,008 SH   SOLE   29,008 0 0
Ishares MSCI Emerging Markets ETF 464287234 1,304 30,393 SH   SOLE   30,393 0 0
Mid Cap S P D R TRUST ETF 78467Y107 674 1,835 SH   SOLE   1,835 0 0
S P D R TRUST Unit SR TR UNIT 78462F103 441 1,517 SH   SOLE   1,517 0 0
SPDR Gold Trust SHS 78463V107 216 1,915 SH   SOLE   1,915 0 0
VANGUARD BOND INDEX FUND TOTAL BND MRKT 921937835 2,469 31,371 SH   SOLE   31,371 0 0
Vanguard Total Stock Mkt TOTAL STK MKT 922908769 716 4,787 SH   SOLE   4,787 0 0