The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
GOLD TR ISHARES 464285105 3,421 210,371 SH   SOLE   125,441 0 84,930
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 7,827 159,383 SH   SOLE   102,124 0 57,259
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,808 150,013 SH   SOLE   101,756 0 48,257
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 3,962 69,366 SH   SOLE   61,315 0 8,051
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,511 64,265 SH   SOLE   32,645 0 31,620
ISHARES TR CORE S&P500 ETF 464287200 22,521 56,611 SH   SOLE   38,551 0 18,060
SPDR SER TR BLOMBERG BRC INV 78468R200 1,683 54,930 SH   SOLE   42,750 0 12,180
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 1,252 52,925 SH   SOLE   39,525 0 13,400
ISHARES TR CORE US AGGBD ET 464287226 5,699 50,070 SH   SOLE   41,774 0 8,296
SPDR SER TR PORTFOLIO SHORT 78464A474 1,525 48,722 SH   SOLE   42,562 0 6,160
SPDR SER TR NUVEEN BLMBRG SR 78468R739 2,332 47,054 SH   SOLE   27,354 0 19,700
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,556 45,695 SH   SOLE   42,722 0 2,973
ISHARES TR CORE S&P MCP ETF 464287507 9,016 34,639 SH   SOLE   27,412 0 7,227
ISHARES TR MSCI EMG MKT ETF 464287234 1,608 30,151 SH   SOLE   30,151 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,824 28,947 SH   SOLE   25,240 0 3,707
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,806 28,656 SH   SOLE   25,148 0 3,508
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 204 26,500 SH   SOLE   26,500 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,899 25,036 SH   SOLE   24,751 0 285
ISHARES TR CORE S&P SCP ETF 464287804 2,616 24,101 SH   SOLE   16,060 0 8,041
ENTERPRISE PRODS PARTNERS L COM 293792107 500 22,720 SH   SOLE   22,710 0 10
ISHARES TR U.S. REAL ES ETF 464287739 2,043 22,216 SH   SOLE   18,459 0 3,757
ISHARES TR NATIONAL MUN ETF 464288414 2,329 20,065 SH   SOLE   9,550 0 10,515
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204 12 18,750 SH   SOLE   0 0 18,750
ISHARES TR 1 3 YR TREAS BD 464287457 1,514 17,550 SH   SOLE   17,550 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1,402 17,165 SH   SOLE   15,180 0 1,985
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,630 16,956 SH   SOLE   14,414 0 2,542
ZOMEDICA PHARMACEUTICALS COR COM 98980M109 26 16,500 SH   SOLE   0 0 16,500
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,908 16,347 SH   SOLE   15,092 0 1,255
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,193 16,265 SH   SOLE   14,655 0 1,610
ISHARES TR ISHS 5-10YR INVT 464288638 748 12,629 SH   SOLE   11,924 0 705
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,215 12,342 SH   SOLE   11,257 0 1,085
BK OF AMERICA CORP COM 060505104 476 12,300 SH   SOLE   11,900 0 400
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 839 12,286 SH   SOLE   11,359 0 927
ISHARES TR IBOXX INV CP ETF 464287242 1,490 11,459 SH   SOLE   8,494 0 2,965
NISOURCE INC COM 65473P105 258 10,700 SH   SOLE   10,700 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 451 10,412 SH   SOLE   10,412 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,625 9,671 SH   SOLE   8,746 0 925
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,175 2,964 SH   SOLE   1,552 0 1,412
APPLE INC COM 037833100 1,089 8,918 SH   SOLE   7,460 0 1,458
AMAZON COM INC COM 023135106 944 305 SH   SOLE   265 0 40
SALESFORCE COM INC COM 79466L302 662 3,125 SH   SOLE   3,125 0 0
ISHARES TR IBOXX HI YD ETF 464288513 607 6,960 SH   SOLE   5,269 0 1,691
ALPHABET INC CAP STK CL A 02079K305 586 284 SH   SOLE   219 0 65
UNITEDHEALTH GROUP INC COM 91324P102 551 1,480 SH   SOLE   1,480 0 0
MICROSOFT CORP COM 594918104 542 2,300 SH   SOLE   2,300 0 0
CVS HEALTH CORP COM 126650100 500 6,650 SH   SOLE   6,650 0 0
MONDELEZ INTL INC CL A 609207105 495 8,459 SH   SOLE   8,459 0 0
MARATHON PETE CORP COM 56585A102 471 8,800 SH   SOLE   8,800 0 0
PHILIP MORRIS INTL INC COM 718172109 431 4,860 SH   SOLE   4,860 0 0
NOVARTIS AG SPONSORED ADR 66987V109 417 4,875 SH   SOLE   4,875 0 0
WORKDAY INC CL A 98138H101 397 1,600 SH   SOLE   1,600 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 390 6,200 SH   SOLE   6,200 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 377 1,475 SH   SOLE   1,400 0 75
BLACKROCK INC COM 09247X101 377 500 SH   SOLE   500 0 0
PALO ALTO NETWORKS INC COM 697435105 370 1,150 SH   SOLE   1,150 0 0
TYSON FOODS INC CL A 902494103 368 4,950 SH   SOLE   4,950 0 0
APPLIED MATLS INC COM 038222105 367 2,750 SH   SOLE   2,750 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 357 5,650 SH   SOLE   5,600 0 50
CONSTELLATION BRANDS INC CL A 21036P108 342 1,500 SH   SOLE   1,500 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 341 4,332 SH   SOLE   3,950 0 382
VISA INC COM CL A 92826C839 328 1,550 SH   SOLE   1,550 0 0
HUBBELL INC COM 443510607 318 1,700 SH   SOLE   1,700 0 0
VIACOMCBS INC CL B 92556H206 313 6,950 SH   SOLE   6,700 0 250
SELECT SECTOR SPDR TR ENERGY 81369Y506 312 6,364 SH   SOLE   5,729 0 635
BECTON DICKINSON & CO COM 075887109 304 1,250 SH   SOLE   1,250 0 0
PFIZER INC COM 717081103 299 8,250 SH   SOLE   8,000 0 250
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 293 3,188 SH   SOLE   1,797 0 1,391
RAYTHEON TECHNOLOGIES CORP COM 75513E101 292 3,779 SH   SOLE   3,779 0 0
ENBRIDGE INC COM 29250N105 284 7,800 SH   SOLE   7,800 0 0
DUPONT DE NEMOURS INC COM 26614N102 263 3,400 SH   SOLE   3,400 0 0
SERVICENOW INC COM 81762P102 263 525 SH   SOLE   525 0 0
FIRSTENERGY CORP COM 337932107 258 7,450 SH   SOLE   7,450 0 0
GENERAL DYNAMICS CORP COM 369550108 257 1,415 SH   SOLE   1,415 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 241 7,409 SH   SOLE   4,925 0 2,484
VMWARE INC CL A COM 928563402 226 1,500 SH   SOLE   1,500 0 0
ALPHABET INC CAP STK CL C 02079K107 221 107 SH   SOLE   85 0 22
NUTRIEN LTD COM 67077M108 216 4,000 SH   SOLE   4,000 0 0
QUALCOMM INC COM 747525103 211 1,591 SH   SOLE   1,591 0 0
CINCINNATI FINL CORP COM 172062101 206 2,000 SH   SOLE   2,000 0 0