Consolidated Statements of Operations (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Interest income
Loans	$ 714	$ 835
Securities	26	14
Federal funds sold and interest earning deposit accounts	8	8
Total interest income	748	857
Interest expense
Deposits	94	118
Total interest expense	94	118
Net interest income	654	739
Provision for loan losses	0	0
Net interest income after provision for loan losses	654	739
Non-interest income
Service fee income	18	24
Gain on sale of other assets, net	34	2
Other	12	19
Total non-interest income	64	45
Non-interest expense
Compensation and employee benefits	494	441
Occupancy and equipment	163	150
Data processing services	90	89
Professional fees	126	83
FDIC insurance premiums	47	51
Repossessed asset expenses, net	40	22
Other	99	127
Total operating expenses	1,059	963
Loss before income taxes	(341)	(179)
Income tax	(15)	(3)
Net loss	$ (326)	$ (176)
Loss per common share basic and diluted	$ (0.49)	$ (0.26)	[1]

[1] Per share amounts for 2014 have been adjusted to reflect the completion of the Company's conversion offering on January 22, 2015 and the exchange of the existing shares of Ben Franklin Financial, Inc. (a Federal corporation) at an exchange ratio of .3562 for each existing share.