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INCOME TAXES - Schedule of Effective Income Tax Rate Reconciliation (Detail) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Mar. 31, 2023
Mar. 31, 2022
Effective Income Tax Rate Reconciliation, Amount [Abstract]        
Income before income taxes $ 13,214 $ 24,215 $ 36,988 $ 76,772
Statutory federal tax rate 21.00% 21.00% 21.00% 21.00%
Federal income tax expense at statutory rate $ 2,775 $ 5,085 $ 7,767 $ 16,122
(Reduction) increase in income taxes resulting from:        
Tax exempt interest (20) (66) (125) (204)
State tax, net of federal tax effect 769 1,908 2,065 6,026
Incentive stock option compensation expense 3 3 9 42
Income from bank-owned life insurance (332) (317) (1,469) (973)
Other items, net (293) (91) (57) (418)
Total income tax expense $ 2,902 $ 6,522 $ 8,190 $ 20,595
Effective income tax rate 21.96% 26.93% 22.14% 26.83%