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CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($)
$ in Thousands
Mar. 31, 2023
Jun. 30, 2022
Assets    
Cash and amounts due from depository institutions $ 18,520 $ 26,094
Interest-bearing deposits in other banks 176,048 75,521
Cash and cash equivalents 194,568 101,615
Investment securities available for sale (amortized cost of $1,408,194 and $1,462,124, respectively) 1,267,066 1,344,093
Investment securities held to maturity (fair value of $136,125 and $108,118, respectively) 149,764 118,291
Loans held-for-sale 5,401 28,874
Loans receivable 5,966,325 5,417,845
Less: allowance for credit losses on loans (49,122) (47,058)
Net loans receivable 5,917,203 5,370,787
Premises and equipment 49,589 53,281
Federal Home Loan Bank (“FHLB”) of New York stock 76,319 47,144
Accrued interest receivable 28,794 20,466
Goodwill 210,895 210,895
Core deposit intangibles 2,590 3,020
Bank owned life insurance 291,220 289,177
Deferred income tax assets, net 53,151 49,350
Other real estate owned 13,410 178
Other assets 89,366 82,712
Total Assets 8,349,336 7,719,883
Deposits:    
Non-interest-bearing 617,778 653,899
Interest-bearing 5,185,626 5,208,357
Total deposits 5,803,404 5,862,256
Borrowings 1,611,692 901,337
Advance payments by borrowers for taxes 18,706 16,746
Other liabilities 49,304 45,544
Total Liabilities 7,483,106 6,825,883
Stockholders' Equity    
Preferred stock, $0.01 par value, 100,000,000 shares authorized; none issued and outstanding 0 0
Common stock, $0.01 par value; 800,000,000 shares authorized; 66,679,988 shares and 68,666,323 shares issued and outstanding, respectively 667 687
Paid-in capital 509,359 528,396
Retained earnings 452,605 445,451
Unearned employee stock ownership plan shares; 2,408,373 shares and 2,558,895 shares, respectively (23,348) (24,807)
Accumulated other comprehensive loss (73,053) (55,727)
Total Stockholders' Equity 866,230 894,000
Total Liabilities and Stockholders' Equity $ 8,349,336 $ 7,719,883