Deposits at March 31, 2023 and June 30, 2022 are summarized as follows:


	March 31, 2023		June 30, 2022
	(In Thousands)
Non-interest-bearing demand	$	617,778	$	653,899
Interest-bearing demand	2,285,799		2,265,597
Savings	811,483		1,053,198
Certificates of deposits	2,088,344		1,889,562
Total deposits	$	5,803,404	$	5,862,256