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CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Unaudited) - USD ($)
$ in Thousands
Dec. 31, 2020
Jun. 30, 2020
Assets    
Cash and amounts due from depository institutions $ 23,968 $ 20,391
Interest-bearing deposits in other banks 105,726 160,576
Cash and cash equivalents 129,694 180,967
Investment securities available for sale, at fair value (amortized cost $1,671,935), net of allowance for credit losses of $0 at December 31, 2020 1,695,893 1,385,703
Investment securities held to maturity (fair value $31,063 and $34,069), respectively, net of allowance for credit losses of $0 at December 31, 2020 29,549 32,556
Loans held-for-sale 12,601 20,789
Loans receivable 4,828,634 4,498,397
Less: allowance for credit losses on loans (63,386) (37,327)
Net loans receivable 4,765,248 4,461,070
Premises and equipment 61,181 57,389
Federal Home Loan Bank ("FHLB") of New York stock 45,578 58,654
Accrued interest receivable 19,826 17,373
Goodwill 210,895 210,895
Core deposit intangibles 4,151 3,995
Bank owned life insurance 280,235 262,380
Deferred income tax assets, net 30,846 25,480
Other real estate owned 178 178
Other assets 49,278 40,746
Total Assets 7,335,153 6,758,175
Liabilities    
Deposits: Non-interest-bearing 518,828 419,138
Deposits: Interest-bearing 4,793,785 4,011,144
Total deposits 5,312,613 4,430,282
Borrowings 865,651 1,173,165
Advance payments by borrowers for taxes 16,100 16,569
Other liabilities 48,448 53,982
Total Liabilities 6,242,812 5,673,998
Stockholders' Equity    
Preferred stock, $0.01 par value, 100,000,000 shares authorized; none issued and outstanding
Common stock, $0.01 par value; 800,000,000 shares authorized; 84,938,272 shares and 83,663,192 shares issued and outstanding, respectively 849 837
Paid-in capital 724,389 722,871
Retained earnings 388,376 387,911
Unearned employee stock ownership plan shares; 2,859,940 shares and 2,960,289 shares, respectively (27,726) (28,699)
Accumulated other comprehensive income 6,453 1,257
Total Stockholders' Equity 1,092,341 1,084,177
Total Liabilities and Stockholders' Equity $ 7,335,153 $ 6,758,175