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Stockholders' Equity (Tables)
12 Months Ended
Jun. 30, 2022
Summary of Regulatory Capital Levels

The following tables present information regarding the Bank’s regulatory capital levels at June 30, 2022 and 2021:

 

 

At June 30, 2022

 

Actual

 

 

For Capital
Adequacy Purposes

 

 

To Be Well Capitalized
Under Prompt
Corrective Action
Provisions

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

(Dollars in Thousands)

Total capital (to risk-weighted assets)

$

672,274

 

 

 

13.10

 

%

$

410,429

 

 

 

8.00

 

%

$

513,036

 

 

 

10.00

 

%

Tier 1 capital (to risk-weighted assets)

 

642,336

 

 

 

12.52

 

%

 

307,822

 

 

 

6.00

 

%

 

410,429

 

 

 

8.00

 

%

Common equity tier 1 capital (to risk-weighted assets)

 

642,336

 

 

 

12.52

 

%

 

230,866

 

 

 

4.50

 

%

 

333,473

 

 

 

6.50

 

%

Tier 1 capital (to adjusted total assets)

 

642,336

 

 

 

8.70

 

%

 

295,163

 

 

 

4.00

 

%

 

368,954

 

 

 

5.00

 

%

 

 

At June 30, 2021

 

Actual

 

 

For Capital
Adequacy Purposes

 

 

To Be Well Capitalized
 Under Prompt
 Corrective Action
Provisions

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

(Dollars in Thousands)

Total capital (to risk-weighted assets)

$

761,883

 

 

 

17.22

 

%

$

353,970

 

 

 

8.00

 

%

$

442,462

 

 

 

10.00

 

%

Tier 1 capital (to risk-weighted assets)

 

726,737

 

 

 

16.42

 

%

 

265,477

 

 

 

6.00

 

%

 

353,970

 

 

 

8.00

 

%

Common equity tier 1 capital (to risk-weighted assets)

 

726,737

 

 

 

16.42

 

%

 

199,108

 

 

 

4.50

 

%

 

287,600

 

 

 

6.50

 

%

Tier 1 capital (to adjusted total assets)

 

726,737

 

 

 

10.23

 

%

 

284,114

 

 

 

4.00

 

%

 

355,142

 

 

 

5.00

 

%

 

The following tables present information regarding the consolidated Company’s regulatory capital levels at June 30, 2022 and 2021:

 

 

At June 30, 2022

 

Actual

 

 

For Capital
Adequacy Purposes

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

(Dollars in Thousands)

Total capital (to risk-weighted assets)

$

778,253

 

 

 

15.17

 

%

$

410,515

 

 

 

8.00

 

%

Tier 1 capital (to risk-weighted assets)

 

748,315

 

 

 

14.58

 

%

 

307,886

 

 

 

6.00

 

%

Common equity tier 1 capital (to risk-weighted assets)

 

748,315

 

 

 

14.58

 

%

 

230,914

 

 

 

4.50

 

%

Tier 1 capital (to adjusted total assets)

 

748,315

 

 

 

10.14

 

%

 

295,290

 

 

 

4.00

 

%

 

 

At June 30, 2021

 

Actual

 

 

For Capital
Adequacy Purposes

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

(Dollars in Thousands)

Total capital (to risk-weighted assets)

$

872,823

 

 

 

19.65

 

%

$

355,274

 

 

 

8.00

 

%

Tier 1 capital (to risk-weighted assets)

 

837,677

 

 

 

18.86

 

%

 

266,456

 

 

 

6.00

 

%

Common equity tier 1 capital (to risk-weighted assets)

 

837,677

 

 

 

18.86

 

%

 

199,842

 

 

 

4.50

 

%

Tier 1 capital (to adjusted total assets)

 

837,677

 

 

 

11.76

 

%

 

284,877

 

 

 

4.00

 

%