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Consolidated Statements of Financial Condition - USD ($)
$ in Thousands
Jun. 30, 2022
Jun. 30, 2021
Assets    
Cash and amounts due from depository institutions $ 26,094 $ 21,463
Interest-bearing deposits in other banks 75,521 46,392
Cash and cash equivalents 101,615 67,855
Securities available for sale 1,344,093 1,676,864
Investment securities held to maturity (fair value $0 and $39,610, respectively), respectively, net of allowance for credit losses of $0 at June 30, 2022 and June 30, 2021 118,291 38,138
Loans held-for-sale 28,874 16,492
Loans receivable 5,417,845 4,851,394
Less: allowance for credit losses on loans (47,058) (58,165)
Net loans receivable 5,370,787 4,793,229
Premises and equipment 53,281 56,338
Federal Home Loan Bank ("FHLB") of New York stock 47,144 36,615
Accrued interest receivable 20,466 19,362
Goodwill 210,895 210,895
Core deposit intangibles 3,020 3,705
Bank owned life insurance 289,177 283,310
Deferred income tax assets, net 49,350 29,323
Other real estate owned 178 178
Other assets 82,712 51,431
Total Assets 7,719,883 7,283,735
Liabilities    
Deposits: Non-interest-bearing 653,899 593,718
Deposits: Interest-bearing 5,208,357 4,891,588
Total deposits 5,862,256 5,485,306
Borrowings 901,337 685,876
Advance payments by borrowers for taxes 16,746 15,752
Other liabilities 45,544 53,857
Total Liabilities 6,825,883 6,240,791
Stockholders' Equity    
Preferred stock, $0.01 par value, 100,000,000 shares authorized; none issued and outstanding 0 0
Common stock, $0.01 par value; 800,000,000 shares authorized; 0 shares and 78,964,859 shares issued and outstanding, respectively 687 790
Paid-in capital 528,396 654,396
Retained earnings 445,451 408,367
Unearned employee stock ownership plan shares; 0 shares and 2,759,594 shares, respectively (24,807) (26,753)
Accumulated other comprehensive (loss) income (55,727) 6,144
Total Stockholders' Equity 894,000 1,042,944
Total Liabilities and Stockholders' Equity $ 7,719,883 $ 7,283,735