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CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Unaudited) - USD ($)
$ in Thousands
Mar. 31, 2022
Jun. 30, 2021
Assets    
Cash and amounts due from depository institutions $ 22,864 $ 21,463
Interest-bearing deposits in other banks 39,515 46,392
Cash and cash equivalents 62,379 67,855
Investment securities available for sale (amortized cost $1,595,802 and $1,666,853, respectively), net of allowance for credit losses of $0 at December 31, 2021 and June 30, 2021 1,526,086 1,676,864
Investment securities held to maturity (fair value $54,056 and $39,610, respectively), net of allowance for credit losses of $0 at December 31, 2021 and June 30, 2021 121,853 38,138
Loans held-for-sale 2,822 16,492
Loans receivable 5,003,201 4,851,394
Less: allowance for credit losses on loans (43,860) (58,165)
Net loans receivable 4,959,341 4,793,229
Premises and equipment 53,727 56,338
Federal Home Loan Bank("FHLB")of New York stock 30,997 36,615
Accrued interest receivable 19,517 19,362
Goodwill 210,895 210,895
Core deposit intangibles 3,166 3,705
Bank owned life insurance 287,644 283,310
Deferred income tax assets, net 34,349 29,323
Other real estate owned 401 178
Other assets 76,714 51,431
Total Assets 7,389,891 7,283,735
Liabilities    
Deposits: Non-interest-bearing 621,954 593,718
Deposits: Interest-bearing 4,906,708 4,891,588
Total deposits 5,528,662 5,485,306
Borrowings 851,220 685,876
Advance payments by borrowers for taxes 16,979 15,752
Other liabilities 37,861 53,857
Total Liabilities 6,434,722 6,240,791
Stockholders' Equity    
Preferred stock, $0.01 par value, 100,000,000 shares authorized; none issued and outstanding 0 0
Common stock, $0.01 par value; 800,000,000 shares authorized; 71424469 shares and 78,964,859 shares issued and outstanding, respectively 714 790
Paid-in capital 561,176 654,396
Retained earnings 441,522 408,367
Unearned employee stock ownership plan shares; 2609069 shares and 2,759,594 shares, respectively (25,294) (26,753)
Accumulated other comprehensive (loss) income (22,949) 6,144
Total Stockholders' Equity 955,169 1,042,944
Total Liabilities and Stockholders' Equity $ 7,389,891 $ 7,283,735