The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 12,032 90,680 SH   SOLE NONE 0 0 90,680
VANGUARD TOTAL STK MKT TOTAL STK MKT 922908769 11,310 58,110 SH   SOLE NONE 0 0 58,110
VANGUARD MEGA CAP GROWTH ETF MEGA GRWTH IND 921910816 8,955 43,955 SH   SOLE NONE 0 0 43,955
MICROSOFT COM 594918104 7,057 31,731 SH   SOLE NONE 0 0 31,731
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 5,682 24,509 SH   SOLE NONE 0 0 24,509
DISNEY WALT CO COM COM 254687106 5,673 31,313 SH   SOLE NONE 0 0 31,313
JOHNSON & JOHNSON COM COM 478160104 5,502 34,961 SH   SOLE NONE 0 0 34,961
VANGUARD DIVIDEND APPRECIATION ETF DIV APP ETF 921908844 5,161 36,565 SH   SOLE NONE 0 0 36,565
POWERSHARES GLOBAL WATER PORTFOLIO EXCHANGE-TRADED FD WATER RES ETF 46137V142 5,124 110,322 SH   SOLE NONE 0 0 110,322
VERIZON COMMUNICATIONS COM 92343V104 5,122 87,188 SH   SOLE NONE 0 0 87,188
PFIZER INC COM COM 717081103 5,116 138,987 SH   SOLE NONE 0 0 138,987
COSTCO WHOLESALE CORP COM 22160K105 5,025 13,338 SH   SOLE NONE 0 0 13,338
TJX COS INC NEW COM COM 872540109 4,983 72,973 SH   SOLE NONE 0 0 72,973
PEPSICO INC COM COM 713448108 4,852 32,721 SH   SOLE NONE 0 0 32,721
AMAZON.COM INC COM 023135106 4,478 1,375 SH   SOLE NONE 0 0 1,375
ISHARES S&P 500 INDEX CORE S&P500 ETF 464287200 4,254 11,332 SH   SOLE NONE 0 0 11,332
GOOGLE INC CAP STK CL A 02079K305 4,032 2,300 SH   SOLE NONE 0 0 2,300
VANGUARD INFORMATION TECHNOLOGY INDEX FUND INF TECH ETF 92204A702 3,871 10,942 SH   SOLE NONE 0 0 10,942
MERCK & CO INC COM 58933Y105 3,803 46,492 SH   SOLE NONE 0 0 46,492
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF PORTFOLI S&P1500 78464A805 3,637 78,925 SH   SOLE NONE 0 0 78,925
WALMART INC COM COM 931142103 3,464 24,031 SH   SOLE NONE 0 0 24,031
PNC FINL SVCS GROUP INC COM COM 693475105 2,987 20,052 SH   SOLE NONE 0 0 20,052
VANGUARD SHORT-TERM GOVERNMENT BOND ETF SHORT TERM TREAS 92206C102 2,833 45,991 SH   SOLE NONE 0 0 45,991
BRISTOL-MYERS SQUIBB CO COM COM 110122108 2,794 45,052 SH   SOLE NONE 0 0 45,052
NIKE INC CLASS B CL B 654106103 2,670 18,875 SH   SOLE NONE 0 0 18,875
MCCORMICK & CO INC COM NON VTG COM NON VTG 579780206 2,640 27,618 SH   SOLE NONE 0 0 27,618
UNITEDHEALTH GROUP COM 91324P102 2,600 7,417 SH   SOLE NONE 0 0 7,417
HOME DEPOT COM 437076102 2,595 9,771 SH   SOLE NONE 0 0 9,771
HONEYWELL INTL INC COM 438516106 2,552 12,000 SH   SOLE NONE 0 0 12,000
VANGUARD HEALTH CARE INDEX FUND HEALTH CAR ETF 92204A504 2,543 11,369 SH   SOLE NONE 0 0 11,369
SPDR S&P 500 ETF TR UNIT 78462F103 2,404 6,430 SH   SOLE NONE 0 0 6,430
SPDR PORTFOLIO S&P 500 VALUE ETF PRTFLO S&P500 VL 78464A508 2,351 68,373 SH   SOLE NONE 0 0 68,373
SPDR PORTFOLIO SHORT TERM TREASURY ETF PORTFOLIO SH TSR 78468R101 2,257 73,494 SH   SOLE NONE 0 0 73,494
BK OF AMERICA CORP COM COM 060505104 2,168 71,540 SH   SOLE NONE 0 0 71,540
JPMORGAN CHASE & CO COM COM 46625H100 2,152 16,938 SH   SOLE NONE 0 0 16,938
WASTE MANAGEMENT INC COM 94106L109 2,075 17,601 SH   SOLE NONE 0 0 17,601
VANGUARD GROWTH ETF GROWTH ETF 922908736 2,051 8,099 SH   SOLE NONE 0 0 8,099
SPDR PORTFOLIO S&P 500 GROWTH ETF PRTFLO S&P500 GW 78464A409 2,015 36,449 SH   SOLE NONE 0 0 36,449
VANGUARD VALUE ETF VALUE ETF 922908744 1,988 16,713 SH   SOLE NONE 0 0 16,713
PROCTER AND GAMBLE CO COM COM 742718109 1,984 14,265 SH   SOLE NONE 0 0 14,265
L3HARRIS TECHNOLOGIES INC COM COM 502431109 1,972 10,436 SH   SOLE NONE 0 0 10,436
ABBOTT LABS COM COM 002824100 1,886 17,226 SH   SOLE NONE 0 0 17,226
COCA COLA CO COM COM 191216100 1,855 33,832 SH   SOLE NONE 0 0 33,832
SPDR PORTFOLIO S&P 500 ETF PORTFOLIO S&P500 78464A854 1,851 42,121 SH   SOLE NONE 0 0 42,121
VANGUARD HIGH DIVIDEND YIELD HIGH DIV YLD 921946406 1,757 19,207 SH   SOLE NONE 0 0 19,207
VISA INC COM CL A 92826C839 1,749 7,999 SH   SOLE NONE 0 0 7,999
BOEING CO COM COM 097023105 1,713 8,006 SH   SOLE NONE 0 0 8,006
ALIBABA GROUP HLDG LTD SPONSORED ADS SPONSORED ADS 01609W102 1,632 7,013 SH   SOLE NONE 0 0 7,013
SALESFORCE COM COM 79466L302 1,631 7,332 SH   SOLE NONE 0 0 7,332
VANGUARD FINANCIALS INDEX FUND FINANCIALS ETF 92204A405 1,598 21,946 SH   SOLE NONE 0 0 21,946
COMCAST CORP NEW CL A CL A 20030N101 1,577 30,098 SH   SOLE NONE 0 0 30,098
UNITED PARCEL SERVICE INC CL B 911312106 1,480 8,792 SH   SOLE NONE 0 0 8,792
VANGUARD REIT INDEX ETF REAL ESTATE ETF 922908553 1,433 16,872 SH   SOLE NONE 0 0 16,872
SPDR SER TR S&P DIVID ETF S&P DIVID ETF 78464A763 1,429 13,497 SH   SOLE NONE 0 0 13,497
AUTODESK INC COM COM 052769106 1,424 4,664 SH   SOLE NONE 0 0 4,664
VANGUARD SHORT TERM CORP BOND FD ETF SHRT TRM CORP BD 92206C409 1,405 16,877 SH   SOLE NONE 0 0 16,877
MCDONALDS CORP COM COM 580135101 1,396 6,507 SH   SOLE NONE 0 0 6,507
SPDR DOW JONES INDUSTRIAL ETF UT SER 1 78467X109 1,386 4,534 SH   SOLE NONE 0 0 4,534
GUGGENHEIM ETF TRUST S&P 500 EQUAL WEIGHT S&P500 EQL WGT 46137V357 1,352 10,605 SH   SOLE NONE 0 0 10,605
MONDELEZ INTL INC CL A CL A 609207105 1,323 22,635 SH   SOLE NONE 0 0 22,635
PHILIP MORRIS INTL INC COM 718172109 1,312 15,848 SH   SOLE NONE 0 0 15,848
FLEXSHARES READY ACCESS VARIABLE INCOME FUND READY ACC VARI 33939L886 1,226 16,083 SH   SOLE NONE 0 0 16,083
UNILEVER PLC SPON ADR NEW SPON ADR NEW 904767704 1,216 20,157 SH   SOLE NONE 0 0 20,157
ABBVIE INC COM COM 00287Y109 1,202 11,221 SH   SOLE NONE 0 0 11,221
STARBUCKS CORP COM 855244109 1,196 11,184 SH   SOLE NONE 0 0 11,184
CHEVRON CORP NEW COM COM 166764100 1,194 14,142 SH   SOLE NONE 0 0 14,142
POWERSHARES QQQ TR UNIT SER 1 46090E103 1,192 3,801 SH   SOLE NONE 0 0 3,801
CVS HEALTH CORP COM COM 126650100 1,153 16,888 SH   SOLE NONE 0 0 16,888
INTEL CORP COM COM 458140100 1,146 23,003 SH   SOLE NONE 0 0 23,003
ISHARES DJ SELECT DIVIDEND SELECT DIVID ETF 464287168 1,138 11,841 SH   SOLE NONE 0 0 11,841
3M CO COM COM 88579Y101 1,126 6,447 SH   SOLE NONE 0 0 6,447
AMERICAN EXPRESS CO COM COM 025816109 1,047 8,665 SH   SOLE NONE 0 0 8,665
TECHNOLOGY SELECT SECTOR SPDR TECHNOLOGY 81369Y803 966 7,433 SH   SOLE NONE 0 0 7,433
NEXTERA ENERGY INC COM COM 65339F101 928 12,032 SH   SOLE NONE 0 0 12,032
CSX CORP COM 126408103 928 10,227 SH   SOLE NONE 0 0 10,227
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 913 2,659 SH   SOLE NONE 0 0 2,659
EXXON MOBIL CORP COM COM 30231G102 898 21,807 SH   SOLE NONE 0 0 21,807
TARGET CORP COM COM 87612E106 792 4,488 SH   SOLE NONE 0 0 4,488
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 787 3,265 SH   SOLE NONE 0 0 3,265
CONSTELLATION BRANDS INC CL A CL A 21036P108 741 3,385 SH   SOLE NONE 0 0 3,385
ACCENTURE LTD BERMUDA CL A SHS CLASS A G1151C101 728 2,790 SH   SOLE NONE 0 0 2,790
SANOFI SA SPONSORED ADR 80105N105 726 14,946 SH   SOLE NONE 0 0 14,946
LOCKHEED MARTIN CORP COM 539830109 702 1,979 SH   SOLE NONE 0 0 1,979
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 671 3,423 SH   SOLE NONE 0 0 3,423
PRUDENTIAL FINL INC COM 744320102 641 8,219 SH   SOLE NONE 0 0 8,219
SPDR PORTFOLIO S&P 500 HIGH DIVIDEND ETF PRTFLO S&P500 HI 78468R788 612 18,585 SH   SOLE NONE 0 0 18,585
INTERCONTINENTAL EXCHANGE INC COM COM 45866F104 596 5,178 SH   SOLE NONE 0 0 5,178
ISHARES MSCI USA QUALITY FACTOR ETF MSCI USA QLT FCT 46432F339 581 5,007 SH   SOLE NONE 0 0 5,007
ISHARES CORE DIVIDEND GROWTH ETF CORE DIV GRWTH 46434V621 577 12,887 SH   SOLE NONE 0 0 12,887
BROADCOM INC COM COM 11135F101 572 1,307 SH   SOLE NONE 0 0 1,307
VANGUARD TOTAL INTL STOCK IDEX ETF VG TL INTL STK F 921909768 558 9,276 SH   SOLE NONE 0 0 9,276
ALTRIA GROUP INC COM COM 02209S103 547 13,361 SH   SOLE NONE 0 0 13,361
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 532 303 SH   SOLE NONE 0 0 303
VANGUARD UTILITIES INDEX FUND UTILITIES ETF 92204A876 527 3,847 SH   SOLE NONE 0 0 3,847
AT&T INC COM COM 00206R102 523 18,216 SH   SOLE NONE 0 0 18,216
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101 522 7,304 SH   SOLE NONE 0 0 7,304
MASTERCARD INCORPORATED CL A CL A 57636Q104 498 1,397 SH   SOLE NONE 0 0 1,397
UNION PAC CORP COM COM 907818108 482 2,319 SH   SOLE NONE 0 0 2,319
GOLDMAN SACHS GROUP INC COM 38141G104 481 1,826 SH   SOLE NONE 0 0 1,826
INVESCO VARIABLE RATE INVESTMENT GRADE ETF VAR RATE INVT 46090A879 469 18,768 SH   SOLE NONE 0 0 18,768
CISCO SYS INC COM 17275R102 466 10,421 SH   SOLE NONE 0 0 10,421
CONSOLIDATED EDISON INC COM COM 209115104 455 6,305 SH   SOLE NONE 0 0 6,305
CLOROX CO DEL COM COM 189054109 445 2,205 SH   SOLE NONE 0 0 2,205
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF INT-TERM CORP 92206C870 442 4,558 SH   SOLE NONE 0 0 4,558
MEDTRONIC PLC SHS SHS G5960L103 429 3,668 SH   SOLE NONE 0 0 3,668
SEAGATE TECHNOLOGY SHS G7945M107 423 6,810 SH   SOLE NONE 0 0 6,810
PUBLIC SVC ENTERPRISE GRP INC COM COM 744573106 419 7,201 SH   SOLE NONE 0 0 7,201
NORFOLK SOUTHERN CRP COM 655844108 416 1,754 SH   SOLE NONE 0 0 1,754
ROYAL DUTCH SHELL PLC SPON ADR B SPON ADR B 780259107 412 12,287 SH   SOLE NONE 0 0 12,287
ISHARES DJ US PHARMA INDEX F U.S. PHARMA ETF 464288836 393 2,194 SH   SOLE NONE 0 0 2,194
VERTEX PHARMACEUTICALS IN COM 92532F100 387 1,638 SH   SOLE NONE 0 0 1,638
QUALCOMM INC COM COM 747525103 386 2,536 SH   SOLE NONE 0 0 2,536
MEDICAL PROPERTIES TRUST INC COM 58463J304 374 17,185 SH   SOLE NONE 0 0 17,185
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF S&P 500 DV ARIST 74348A467 360 4,510 SH   SOLE NONE 0 0 4,510
VANGUARD CONSUMER STAPLES INDEX FUND CONSUM STP ETF 92204A207 342 1,970 SH   SOLE NONE 0 0 1,970
DUKE ENERGY CORP NEW COM NEW COM NEW 26441C204 341 3,729 SH   SOLE NONE 0 0 3,729
FOOT LOCKER INC COM COM 344849104 333 8,238 SH   SOLE NONE 0 0 8,238
AMERICAN TOWER CORP COM 03027X100 324 1,447 SH   SOLE NONE 0 0 1,447
APPLE INC COM 037833100 315 2,375 SH   SOLE NONE 0 0 0
SPDR GOLD ETF GOLD SHS 78463V107 310 1,740 SH   SOLE NONE 0 0 1,740
FINANCIAL SELECT SECTOR SPDR SBI INT-FINL 81369Y605 300 10,181 SH   SOLE NONE 0 0 10,181
VANGUARD MEGA CAP VALUE ETF MEGA CAP VAL ETF 921910840 294 3,395 SH   SOLE NONE 0 0 3,395
VANGUARD CONSUMER DISCRETIONARY INDEX FUND CONSUM DIS ETF 92204A108 294 1,070 SH   SOLE NONE 0 0 1,070
SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF PORTFOLIO INTRMD 78464A375 289 7,787 SH   SOLE NONE 0 0 7,787
VANGUARD MID CAP MID CAP ETF 922908629 287 1,392 SH   SOLE NONE 0 0 1,392
GILEAD SCIENCES INC COM 375558103 284 4,883 SH   SOLE NONE 0 0 4,883
ISHARES 1-3 YR CREDIT BOND ETF ISHS 1-5YR INVS 464288646 269 4,882 SH   SOLE NONE 0 0 4,882
FEDEX CORP COM 31428X106 263 1,013 SH   SOLE NONE 0 0 1,013
HEALTH CARE SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209 261 2,304 SH   SOLE NONE 0 0 2,304
CITRIX SYS INC COM COM 177376100 261 2,007 SH   SOLE NONE 0 0 2,007
CONSUMER STAPLES SELECT SECTOR SPDR SBI CONS STPLS 81369Y308 255 3,795 SH   SOLE NONE 0 0 3,795
TE CONNECTIVITY LTD REG SHS H84989104 253 2,097 SH   SOLE NONE 0 0 2,097
METLIFE INC COM COM 59156R108 244 5,218 SH   SOLE NONE 0 0 5,218
ISHARES TR S&P 1500 INDEX FD CORE S&P TTL STK 464287150 240 2,792 SH   SOLE NONE 0 0 2,792
TORONTO DOMINION BANK COM NEW 891160509 240 4,261 SH   SOLE NONE 0 0 4,261
VIATRIS INC COM COM 92556V106 240 12,819 SH   SOLE NONE 0 0 12,819
ISHARES S&P U.S. PREFERRED STOCK ETF PFD AND INCM SEC 464288687 231 6,006 SH   SOLE NONE 0 0 6,006
LIBERTY MEDIA CORP DEL COM C SIRIUSXM COM C SIRIUSXM 531229607 230 5,302 SH   SOLE NONE 0 0 5,302
LILLY ELI & CO COM COM 532457108 223 1,323 SH   SOLE NONE 0 0 1,323
SPDR SSGA US LARGE CAP LOW VOLATILITY INDEX ETF SSGA US LRG ETF 78468R804 222 1,859 SH   SOLE NONE 0 0 1,859
LIBERTY BROADBAND CORP COM SER C COM SER C 530307305 221 1,399 SH   SOLE NONE 0 0 1,399
FACEBOOK INC CL A CL A 30303M102 218 801 SH   SOLE NONE 0 0 801
VANGUARD SHORT-TERM BOND INDEX FUND SHORT TRM BOND 921937827 216 2,607 SH   SOLE NONE 0 0 2,607
AMGEN INC COM 031162100 214 933 SH   SOLE NONE 0 0 933
JPMORGAN ULTRA-SHORT INCOME ETF ULTRA SHRT INC 46641Q837 214 4,220 SH   SOLE NONE 0 0 4,220
ISHARES MSCI USA MIN VOL FACTOR ETF MSCI USA MIN VOL 46429B697 207 3,053 SH   SOLE NONE 0 0 3,053
MORGAN STANLEY COM NEW 617446448 200 2,929 SH   SOLE NONE 0 0 2,929