<informationTable xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:n1="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.sec.gov/edgar/document/thirteenf/informationtable eis_13FDocument.xsd"><infoTable><nameOfIssuer>APPLE INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>037833100</cusip>
<value>10606</value>
<shrsOrPrnAmt><sshPrnamt>91586</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>91586</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD TOTAL STK MKT</nameOfIssuer>
<titleOfClass>TOTAL STK MKT</titleOfClass>
<cusip>922908769</cusip>
<value>9935</value>
<shrsOrPrnAmt><sshPrnamt>58336</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>58336</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD MEGA CAP GROWTH ETF</nameOfIssuer>
<titleOfClass>MEGA GRWTH IND</titleOfClass>
<cusip>921910816</cusip>
<value>8133</value>
<shrsOrPrnAmt><sshPrnamt>43871</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>43871</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MICROSOFT</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>594918104</cusip>
<value>6313</value>
<shrsOrPrnAmt><sshPrnamt>30015</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>30015</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BERKSHIRE HATHAWAY INC DEL CL B NEW</nameOfIssuer>
<titleOfClass>CL B NEW</titleOfClass>
<cusip>084670702</cusip>
<value>5250</value>
<shrsOrPrnAmt><sshPrnamt>24659</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>24659</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>JOHNSON &amp; JOHNSON COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>478160104</cusip>
<value>5209</value>
<shrsOrPrnAmt><sshPrnamt>34993</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>34993</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PFIZER INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>717081103</cusip>
<value>5137</value>
<shrsOrPrnAmt><sshPrnamt>139990</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>139990</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VERIZON COMMUNICATIONS</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>92343V104</cusip>
<value>4924</value>
<shrsOrPrnAmt><sshPrnamt>82776</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>82776</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD DIVIDEND APPRECIATION ETF</nameOfIssuer>
<titleOfClass>DIV APP ETF</titleOfClass>
<cusip>921908844</cusip>
<value>4752</value>
<shrsOrPrnAmt><sshPrnamt>36940</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>36940</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>COSTCO WHOLESALE CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>22160K105</cusip>
<value>4747</value>
<shrsOrPrnAmt><sshPrnamt>13373</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>13373</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PEPSICO INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>713448108</cusip>
<value>4517</value>
<shrsOrPrnAmt><sshPrnamt>32591</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>32591</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>POWERSHARES GLOBAL WATER PORTFOLIO EXCHANGE-TRADED FD</nameOfIssuer>
<titleOfClass>WATER RES ETF</titleOfClass>
<cusip>46137V142</cusip>
<value>4407</value>
<shrsOrPrnAmt><sshPrnamt>111070</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>111070</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AMAZON.COM INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>023135106</cusip>
<value>4371</value>
<shrsOrPrnAmt><sshPrnamt>1388</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1388</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>TJX COS INC NEW COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>872540109</cusip>
<value>4092</value>
<shrsOrPrnAmt><sshPrnamt>73541</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>73541</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AT&amp;T INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>00206R102</cusip>
<value>3970</value>
<shrsOrPrnAmt><sshPrnamt>139255</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>139255</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>DISNEY WALT CO COM DISNEY</nameOfIssuer>
<titleOfClass>COM DISNEY</titleOfClass>
<cusip>254687106</cusip>
<value>3922</value>
<shrsOrPrnAmt><sshPrnamt>31610</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>31610</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>58933Y105</cusip>
<value>3830</value>
<shrsOrPrnAmt><sshPrnamt>46174</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>46174</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD INFORMATION TECHNOLOGY INDEX FUND</nameOfIssuer>
<titleOfClass>INF TECH ETF</titleOfClass>
<cusip>92204A702</cusip>
<value>3504</value>
<shrsOrPrnAmt><sshPrnamt>11253</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>11253</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR PORTFOLIO S&amp;P 1500 COMPOSITE STOCK MARKET ETF</nameOfIssuer>
<titleOfClass>PORTFOLI S&amp;P1500</titleOfClass>
<cusip>78464A805</cusip>
<value>3464</value>
<shrsOrPrnAmt><sshPrnamt>84724</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>84724</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES S&amp;P 500 INDEX</nameOfIssuer>
<titleOfClass>CORE S&amp;P500 ETF</titleOfClass>
<cusip>464287200</cusip>
<value>3394</value>
<shrsOrPrnAmt><sshPrnamt>10100</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>10100</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>GOOGLE INC</nameOfIssuer>
<titleOfClass>CAP STK CL A</titleOfClass>
<cusip>02079K305</cusip>
<value>3391</value>
<shrsOrPrnAmt><sshPrnamt>2314</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2314</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WALMART INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>931142103</cusip>
<value>3282</value>
<shrsOrPrnAmt><sshPrnamt>23458</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>23458</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD SHORT-TERM GOVERNMENT BOND ETF</nameOfIssuer>
<titleOfClass>SHORT TERM TREAS</titleOfClass>
<cusip>92206C102</cusip>
<value>2909</value>
<shrsOrPrnAmt><sshPrnamt>46866</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>46866</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BRISTOL-MYERS SQUIBB CO COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>110122108</cusip>
<value>2848</value>
<shrsOrPrnAmt><sshPrnamt>47248</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>47248</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MCCORMICK &amp; CO INC COM NON VTG</nameOfIssuer>
<titleOfClass>COM NON VTG</titleOfClass>
<cusip>579780206</cusip>
<value>2737</value>
<shrsOrPrnAmt><sshPrnamt>14104</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>14104</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>HOME DEPOT</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>437076102</cusip>
<value>2712</value>
<shrsOrPrnAmt><sshPrnamt>9767</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>9767</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NIKE INC CLASS B</nameOfIssuer>
<titleOfClass>CL B</titleOfClass>
<cusip>654106103</cusip>
<value>2395</value>
<shrsOrPrnAmt><sshPrnamt>19079</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>19079</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD HEALTH CARE INDEX FUND</nameOfIssuer>
<titleOfClass>HEALTH CAR ETF</titleOfClass>
<cusip>92204A504</cusip>
<value>2382</value>
<shrsOrPrnAmt><sshPrnamt>11678</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>11678</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>UNITEDHEALTH GROUP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>91324P102</cusip>
<value>2328</value>
<shrsOrPrnAmt><sshPrnamt>7468</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>7468</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR PORTFOLIO SHORT TERM TREASURY ETF</nameOfIssuer>
<titleOfClass>PORTFOLIO SH TSR</titleOfClass>
<cusip>78468R101</cusip>
<value>2302</value>
<shrsOrPrnAmt><sshPrnamt>74989</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>74989</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR S&amp;P 500 ETF</nameOfIssuer>
<titleOfClass>TR UNIT</titleOfClass>
<cusip>78462F103</cusip>
<value>2224</value>
<shrsOrPrnAmt><sshPrnamt>6643</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>6643</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PNC FINL SVCS GROUP INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>693475105</cusip>
<value>2204</value>
<shrsOrPrnAmt><sshPrnamt>20054</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>20054</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>438516106</cusip>
<value>2033</value>
<shrsOrPrnAmt><sshPrnamt>12350</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>12350</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>WASTE MANAGEMENT INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>94106L109</cusip>
<value>1999</value>
<shrsOrPrnAmt><sshPrnamt>17666</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>17666</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PROCTER AND GAMBLE CO COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>742718109</cusip>
<value>1983</value>
<shrsOrPrnAmt><sshPrnamt>14269</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>14269</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR PORTFOLIO S&amp;P 500 VALUE ETF</nameOfIssuer>
<titleOfClass>PRTFLO S&amp;P500 VL</titleOfClass>
<cusip>78464A508</cusip>
<value>1933</value>
<shrsOrPrnAmt><sshPrnamt>64018</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>64018</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ABBOTT LABS COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>002824100</cusip>
<value>1896</value>
<shrsOrPrnAmt><sshPrnamt>17426</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>17426</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR PORTFOLIO S&amp;P 500 GROWTH ETF</nameOfIssuer>
<titleOfClass>PRTFLO S&amp;P500 GW</titleOfClass>
<cusip>78464A409</cusip>
<value>1871</value>
<shrsOrPrnAmt><sshPrnamt>37353</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>37353</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>L3HARRIS TECHNOLOGIES INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>502431109</cusip>
<value>1811</value>
<shrsOrPrnAmt><sshPrnamt>10666</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>10666</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SALESFORCE COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>79466L302</cusip>
<value>1792</value>
<shrsOrPrnAmt><sshPrnamt>7132</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>7132</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD GROWTH ETF</nameOfIssuer>
<titleOfClass>GROWTH ETF</titleOfClass>
<cusip>922908736</cusip>
<value>1751</value>
<shrsOrPrnAmt><sshPrnamt>7695</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>7695</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR PORTFOLIO S&amp;P 500 ETF</nameOfIssuer>
<titleOfClass>PORTFOLIO S&amp;P500</titleOfClass>
<cusip>78464A854</cusip>
<value>1696</value>
<shrsOrPrnAmt><sshPrnamt>43109</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>43109</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BK OF AMERICA CORP COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>060505104</cusip>
<value>1672</value>
<shrsOrPrnAmt><sshPrnamt>69433</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>69433</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VISA INC</nameOfIssuer>
<titleOfClass>COM CL A</titleOfClass>
<cusip>92826C839</cusip>
<value>1660</value>
<shrsOrPrnAmt><sshPrnamt>8305</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>8305</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>JPMORGAN CHASE &amp; CO COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>46625H100</cusip>
<value>1565</value>
<shrsOrPrnAmt><sshPrnamt>16257</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>16257</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>COCA COLA CO COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>191216100</cusip>
<value>1517</value>
<shrsOrPrnAmt><sshPrnamt>30740</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>30740</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer>
<titleOfClass>CL B</titleOfClass>
<cusip>911312106</cusip>
<value>1476</value>
<shrsOrPrnAmt><sshPrnamt>8860</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>8860</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD SHORT TERM CORP BOND FD ETF</nameOfIssuer>
<titleOfClass>SHRT TRM CORP BD</titleOfClass>
<cusip>92206C409</cusip>
<value>1417</value>
<shrsOrPrnAmt><sshPrnamt>17107</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>17107</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>COMCAST CORP NEW CL A</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>20030N101</cusip>
<value>1385</value>
<shrsOrPrnAmt><sshPrnamt>29946</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>29946</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD FINANCIALS INDEX FUND</nameOfIssuer>
<titleOfClass>FINANCIALS ETF</titleOfClass>
<cusip>92204A405</cusip>
<value>1362</value>
<shrsOrPrnAmt><sshPrnamt>23287</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>23287</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD REIT INDEX ETF</nameOfIssuer>
<titleOfClass>REAL ESTATE ETF</titleOfClass>
<cusip>922908553</cusip>
<value>1343</value>
<shrsOrPrnAmt><sshPrnamt>17010</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>17010</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MONDELEZ INTL INC CL A</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>609207105</cusip>
<value>1293</value>
<shrsOrPrnAmt><sshPrnamt>22523</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>22523</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR DOW JONES INDUSTRIAL ETF</nameOfIssuer>
<titleOfClass>UT SER 1</titleOfClass>
<cusip>78467X109</cusip>
<value>1276</value>
<shrsOrPrnAmt><sshPrnamt>4599</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4599</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR SER TR S&amp;P DIVID ETF</nameOfIssuer>
<titleOfClass>S&amp;P DIVID ETF</titleOfClass>
<cusip>78464A763</cusip>
<value>1239</value>
<shrsOrPrnAmt><sshPrnamt>13417</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>13417</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MCDONALDS CORP COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>580135101</cusip>
<value>1214</value>
<shrsOrPrnAmt><sshPrnamt>5533</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5533</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INTEL CORP COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>458140100</cusip>
<value>1211</value>
<shrsOrPrnAmt><sshPrnamt>23388</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>23388</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>718172109</cusip>
<value>1200</value>
<shrsOrPrnAmt><sshPrnamt>16015</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>16015</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>UNILEVER PLC SPON ADR NEW</nameOfIssuer>
<titleOfClass>SPON ADR NEW</titleOfClass>
<cusip>904767704</cusip>
<value>1169</value>
<shrsOrPrnAmt><sshPrnamt>18963</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>18963</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AUTODESK INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>052769106</cusip>
<value>1077</value>
<shrsOrPrnAmt><sshPrnamt>4664</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4664</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>3M CO COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>88579Y101</cusip>
<value>1074</value>
<shrsOrPrnAmt><sshPrnamt>6708</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>6708</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CHEVRON CORP NEW COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>166764100</cusip>
<value>1073</value>
<shrsOrPrnAmt><sshPrnamt>14914</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>14914</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>FLEXSHARES READY ACCESS VARIABLE INCOME FUND</nameOfIssuer>
<titleOfClass>READY ACC VARI</titleOfClass>
<cusip>33939L886</cusip>
<value>1029</value>
<shrsOrPrnAmt><sshPrnamt>13484</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>13484</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ABBVIE INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>00287Y109</cusip>
<value>1009</value>
<shrsOrPrnAmt><sshPrnamt>11521</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>11521</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD S&amp;P 500 ETF</nameOfIssuer>
<titleOfClass>S&amp;P 500 ETF SHS</titleOfClass>
<cusip>922908363</cusip>
<value>994</value>
<shrsOrPrnAmt><sshPrnamt>3234</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3234</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CVS HEALTH CORP COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>126650100</cusip>
<value>973</value>
<shrsOrPrnAmt><sshPrnamt>16672</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>16672</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD HIGH DIVIDEND YIELD</nameOfIssuer>
<titleOfClass>HIGH DIV YLD</titleOfClass>
<cusip>921946406</cusip>
<value>938</value>
<shrsOrPrnAmt><sshPrnamt>11598</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>11598</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AMERICAN EXPRESS CO COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>025816109</cusip>
<value>880</value>
<shrsOrPrnAmt><sshPrnamt>8782</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>8782</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>POWERSHARES QQQ TR</nameOfIssuer>
<titleOfClass>UNIT SER 1</titleOfClass>
<cusip>46090E103</cusip>
<value>871</value>
<shrsOrPrnAmt><sshPrnamt>3136</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3136</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES DJ SELECT DIVIDEND</nameOfIssuer>
<titleOfClass>SELECT DIVID ETF</titleOfClass>
<cusip>464287168</cusip>
<value>870</value>
<shrsOrPrnAmt><sshPrnamt>10681</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>10681</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>855244109</cusip>
<value>846</value>
<shrsOrPrnAmt><sshPrnamt>9849</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>9849</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NEXTERA ENERGY INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>65339F101</cusip>
<value>834</value>
<shrsOrPrnAmt><sshPrnamt>3008</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3008</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BOEING CO COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>097023105</cusip>
<value>823</value>
<shrsOrPrnAmt><sshPrnamt>4984</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4984</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CSX CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>126408103</cusip>
<value>794</value>
<shrsOrPrnAmt><sshPrnamt>10227</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>10227</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>EXXON MOBIL CORP COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>30231G102</cusip>
<value>783</value>
<shrsOrPrnAmt><sshPrnamt>22831</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>22831</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>539830109</cusip>
<value>758</value>
<shrsOrPrnAmt><sshPrnamt>1979</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1979</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SANOFI SA</nameOfIssuer>
<titleOfClass>SPONSORED ADR</titleOfClass>
<cusip>80105N105</cusip>
<value>749</value>
<shrsOrPrnAmt><sshPrnamt>14946</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>14946</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>TECHNOLOGY SELECT SECTOR SPDR</nameOfIssuer>
<titleOfClass>TECHNOLOGY</titleOfClass>
<cusip>81369Y803</cusip>
<value>720</value>
<shrsOrPrnAmt><sshPrnamt>6170</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>6170</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>TARGET CORP COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>87612E106</cusip>
<value>713</value>
<shrsOrPrnAmt><sshPrnamt>4530</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4530</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES RUSSELL 1000 GROWTH ETF</nameOfIssuer>
<titleOfClass>RUS 1000 GRW ETF</titleOfClass>
<cusip>464287614</cusip>
<value>708</value>
<shrsOrPrnAmt><sshPrnamt>3265</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3265</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CONSTELLATION BRANDS INC CL A</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>21036P108</cusip>
<value>634</value>
<shrsOrPrnAmt><sshPrnamt>3350</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3350</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ACCENTURE LTD BERMUDA CL A</nameOfIssuer>
<titleOfClass>SHS CLASS A</titleOfClass>
<cusip>G1151C101</cusip>
<value>630</value>
<shrsOrPrnAmt><sshPrnamt>2790</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2790</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD VALUE ETF</nameOfIssuer>
<titleOfClass>VALUE ETF</titleOfClass>
<cusip>922908744</cusip>
<value>623</value>
<shrsOrPrnAmt><sshPrnamt>5965</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5965</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INVESCO VARIABLE RATE INVESTMENT GRADE ETF</nameOfIssuer>
<titleOfClass>VAR RATE INVT</titleOfClass>
<cusip>46090A879</cusip>
<value>599</value>
<shrsOrPrnAmt><sshPrnamt>24121</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>24121</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>744320102</cusip>
<value>589</value>
<shrsOrPrnAmt><sshPrnamt>9284</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>9284</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR PORTFOLIO S&amp;P 500 HIGH DIVIDEND ETF</nameOfIssuer>
<titleOfClass>PRTFLO S&amp;P500 HI</titleOfClass>
<cusip>78468R788</cusip>
<value>581</value>
<shrsOrPrnAmt><sshPrnamt>21228</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>21228</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CONSOLIDATED EDISON INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>209115104</cusip>
<value>555</value>
<shrsOrPrnAmt><sshPrnamt>7135</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>7135</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ALTRIA GROUP INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>02209S103</cusip>
<value>519</value>
<shrsOrPrnAmt><sshPrnamt>13455</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>13455</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>BROADCOM INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>11135F101</cusip>
<value>519</value>
<shrsOrPrnAmt><sshPrnamt>1427</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1427</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES MSCI USA QUALITY FACTOR ETF</nameOfIssuer>
<titleOfClass>MSCI USA QLT FCT</titleOfClass>
<cusip>46432F339</cusip>
<value>519</value>
<shrsOrPrnAmt><sshPrnamt>5005</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5005</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD TOTAL INTL STOCK IDEX ETF</nameOfIssuer>
<titleOfClass>VG TL INTL STK F</titleOfClass>
<cusip>921909768</cusip>
<value>519</value>
<shrsOrPrnAmt><sshPrnamt>9952</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>9952</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>INTERCONTINENTAL EXCHANGE INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>45866F104</cusip>
<value>518</value>
<shrsOrPrnAmt><sshPrnamt>5178</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5178</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>UNION PAC CORP COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>907818108</cusip>
<value>515</value>
<shrsOrPrnAmt><sshPrnamt>2619</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2619</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES CORE DIVIDEND GROWTH ETF</nameOfIssuer>
<titleOfClass>CORE DIV GRWTH</titleOfClass>
<cusip>46434V621</cusip>
<value>512</value>
<shrsOrPrnAmt><sshPrnamt>12889</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>12889</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES RUSSELL 2000 ETF</nameOfIssuer>
<titleOfClass>RUSSELL 2000 ETF</titleOfClass>
<cusip>464287655</cusip>
<value>512</value>
<shrsOrPrnAmt><sshPrnamt>3423</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3423</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD UTILITIES INDEX FUND</nameOfIssuer>
<titleOfClass>UTILITIES ETF</titleOfClass>
<cusip>92204A876</cusip>
<value>498</value>
<shrsOrPrnAmt><sshPrnamt>3861</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3861</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CLOROX CO DEL COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>189054109</cusip>
<value>481</value>
<shrsOrPrnAmt><sshPrnamt>2289</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2289</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MASTERCARD INCORPORATED CL A</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>57636Q104</cusip>
<value>470</value>
<shrsOrPrnAmt><sshPrnamt>1392</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1392</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ALPHABET INC CAP STK CL C</nameOfIssuer>
<titleOfClass>CAP STK CL C</titleOfClass>
<cusip>02079K107</cusip>
<value>461</value>
<shrsOrPrnAmt><sshPrnamt>314</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>314</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VERTEX PHARMACEUTICALS IN</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>92532F100</cusip>
<value>447</value>
<shrsOrPrnAmt><sshPrnamt>1644</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1644</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>RAYTHEON TECHNOLOGIES CORP COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>75513E101</cusip>
<value>420</value>
<shrsOrPrnAmt><sshPrnamt>7304</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>7304</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CISCO SYS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>17275R102</cusip>
<value>417</value>
<shrsOrPrnAmt><sshPrnamt>10591</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>10591</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PUBLIC SVC ENTERPRISE GRP INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>744573106</cusip>
<value>395</value>
<shrsOrPrnAmt><sshPrnamt>7201</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>7201</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF</nameOfIssuer>
<titleOfClass>INT-TERM CORP</titleOfClass>
<cusip>92206C870</cusip>
<value>385</value>
<shrsOrPrnAmt><sshPrnamt>4028</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4028</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>NORFOLK SOUTHERN CRP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>655844108</cusip>
<value>375</value>
<shrsOrPrnAmt><sshPrnamt>1754</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1754</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD CONSUMER STAPLES INDEX FUND</nameOfIssuer>
<titleOfClass>CONSUM STP ETF</titleOfClass>
<cusip>92204A207</cusip>
<value>373</value>
<shrsOrPrnAmt><sshPrnamt>2284</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2284</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES DJ US PHARMA INDEX F</nameOfIssuer>
<titleOfClass>U.S. PHARMA ETF</titleOfClass>
<cusip>464288836</cusip>
<value>365</value>
<shrsOrPrnAmt><sshPrnamt>2233</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2233</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>38141G104</cusip>
<value>349</value>
<shrsOrPrnAmt><sshPrnamt>1737</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1737</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>DUKE ENERGY CORP NEW COM NEW</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>26441C204</cusip>
<value>346</value>
<shrsOrPrnAmt><sshPrnamt>3915</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3915</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SEAGATE TECHNOLOGY</nameOfIssuer>
<titleOfClass>SHS</titleOfClass>
<cusip>G7945M107</cusip>
<value>335</value>
<shrsOrPrnAmt><sshPrnamt>6810</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>6810</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MEDTRONIC PLC SHS</nameOfIssuer>
<titleOfClass>SHS</titleOfClass>
<cusip>G5960L103</cusip>
<value>326</value>
<shrsOrPrnAmt><sshPrnamt>3139</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3139</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>375558103</cusip>
<value>324</value>
<shrsOrPrnAmt><sshPrnamt>5136</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5136</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>PROSHARES S&amp;P 500 DIVIDEND ARISTOCRATS ETF</nameOfIssuer>
<titleOfClass>S&amp;P 500 DV ARIST</titleOfClass>
<cusip>74348A467</cusip>
<value>310</value>
<shrsOrPrnAmt><sshPrnamt>4300</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4300</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>MEDICAL PROPERTIES TRUST INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>58463J304</cusip>
<value>302</value>
<shrsOrPrnAmt><sshPrnamt>17185</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>17185</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ROYAL DUTCH SHELL PLC SPON ADR B</nameOfIssuer>
<titleOfClass>SPON ADR B</titleOfClass>
<cusip>780259107</cusip>
<value>301</value>
<shrsOrPrnAmt><sshPrnamt>12459</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>12459</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>QUALCOMM INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>747525103</cusip>
<value>298</value>
<shrsOrPrnAmt><sshPrnamt>2536</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2536</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF</nameOfIssuer>
<titleOfClass>PORTFOLIO INTRMD</titleOfClass>
<cusip>78464A375</cusip>
<value>282</value>
<shrsOrPrnAmt><sshPrnamt>7688</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>7688</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR GOLD ETF</nameOfIssuer>
<titleOfClass>GOLD SHS</titleOfClass>
<cusip>78463V107</cusip>
<value>281</value>
<shrsOrPrnAmt><sshPrnamt>1590</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1590</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CITRIX SYS INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>177376100</cusip>
<value>276</value>
<shrsOrPrnAmt><sshPrnamt>2009</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2009</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>APPLE INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>037833100</cusip>
<value>275</value>
<shrsOrPrnAmt><sshPrnamt>2375</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>0</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>FOOT LOCKER INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>344849104</cusip>
<value>272</value>
<shrsOrPrnAmt><sshPrnamt>8238</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>8238</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>ISHARES 1-3 YR CREDIT BOND ETF</nameOfIssuer>
<titleOfClass>ISHS 1-5YR INVS</titleOfClass>
<cusip>464288646</cusip>
<value>268</value>
<shrsOrPrnAmt><sshPrnamt>4882</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4882</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD CONSUMER DISCRETIONARY INDEX FUND</nameOfIssuer>
<titleOfClass>CONSUM DIS ETF</titleOfClass>
<cusip>92204A108</cusip>
<value>258</value>
<shrsOrPrnAmt><sshPrnamt>1103</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1103</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>FEDEX CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>31428X106</cusip>
<value>254</value>
<shrsOrPrnAmt><sshPrnamt>1013</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1013</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AMERICAN TOWER CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>03027X100</cusip>
<value>251</value>
<shrsOrPrnAmt><sshPrnamt>1042</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1042</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD MID CAP</nameOfIssuer>
<titleOfClass>MID CAP ETF</titleOfClass>
<cusip>922908629</cusip>
<value>250</value>
<shrsOrPrnAmt><sshPrnamt>1422</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1422</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>HEALTH CARE SELECT SECTOR SPDR</nameOfIssuer>
<titleOfClass>SBI HEALTHCARE</titleOfClass>
<cusip>81369Y209</cusip>
<value>243</value>
<shrsOrPrnAmt><sshPrnamt>2308</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2308</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>CONSUMER STAPLES SELECT SECTOR SPDR</nameOfIssuer>
<titleOfClass>SBI CONS STPLS</titleOfClass>
<cusip>81369Y308</cusip>
<value>243</value>
<shrsOrPrnAmt><sshPrnamt>3795</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>3795</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>AMGEN INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>031162100</cusip>
<value>232</value>
<shrsOrPrnAmt><sshPrnamt>913</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>913</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>FINANCIAL SELECT SECTOR SPDR</nameOfIssuer>
<titleOfClass>SBI INT-FINL</titleOfClass>
<cusip>81369Y605</cusip>
<value>211</value>
<shrsOrPrnAmt><sshPrnamt>8781</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>8781</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>FACEBOOK INC CL A</nameOfIssuer>
<titleOfClass>CL A</titleOfClass>
<cusip>30303M102</cusip>
<value>209</value>
<shrsOrPrnAmt><sshPrnamt>801</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>801</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>VANGUARD SHORT-TERM BOND INDEX FUND</nameOfIssuer>
<titleOfClass>SHORT TRM BOND</titleOfClass>
<cusip>921937827</cusip>
<value>206</value>
<shrsOrPrnAmt><sshPrnamt>2486</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2486</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>TORONTO DOMINION BANK</nameOfIssuer>
<titleOfClass>COM NEW</titleOfClass>
<cusip>891160509</cusip>
<value>205</value>
<shrsOrPrnAmt><sshPrnamt>4441</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>4441</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>TE CONNECTIVITY LTD</nameOfIssuer>
<titleOfClass>REG SHS</titleOfClass>
<cusip>H84989104</cusip>
<value>204</value>
<shrsOrPrnAmt><sshPrnamt>2097</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>2097</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>SPDR SSGA US LARGE CAP LOW VOLATILITY INDEX ETF</nameOfIssuer>
<titleOfClass>SSGA US LRG ETF</titleOfClass>
<cusip>78468R804</cusip>
<value>202</value>
<shrsOrPrnAmt><sshPrnamt>1871</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>1871</None>
</votingAuthority>
</infoTable>
<infoTable><nameOfIssuer>METLIFE INC COM</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>59156R108</cusip>
<value>200</value>
<shrsOrPrnAmt><sshPrnamt>5388</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>NONE</otherManager>
<votingAuthority><Sole>0</Sole>
<Shared>0</Shared>
<None>5388</None>
</votingAuthority>
</infoTable>
</informationTable>
