The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1COLUMN 2COLUMN 3COLUMN 4COLUMN 5COLUMN 6COLUMN 7COLUMN 8
VALUESHRS ORSH/PUT/INVESTMENTOTHERVOTING AUTHORITY
NAME OF ISSUERTITLE OF CLASSCUSIP(x$1000)PRN AMTPRNCALLDISCRETIONMANAGERSOLESHAREDNONE
ISHARES INCCORE MSCI EMKT46434G1032,49247,197SH SOLE 47,19700
ISHARES INCCORE MSCI EMKT46434G10398218,593SH SOLE 18,59300
ISHARES TRBROAD USD HIGH46435U85382720,951SH SOLE 20,95100
ISHARES TRBROAD USD HIGH46435U85353213,466SH SOLE 13,46600
ISHARES TRBROAD USD HIGH46435U8532817,131SH SOLE 7,13100
ISHARES TRBROAD USD HIGH46435U8531,93448,987SH SOLE 48,98700
ISHARES TRCORE S&P MCP ETF4642875074622,493SH SOLE 2,49300
ISHARES TRCORE S&P MCP ETF4642875079305,017SH SOLE 5,01700
ISHARES TRCORE S&P MCP ETF4642875071,3427,242SH SOLE 7,24200
ISHARES TRCORE S&P SCP ETF4642878041291,830SH SOLE 1,83000
ISHARES TRCORE S&P SCP ETF4642878042483,526SH SOLE 3,52600
ISHARES TRCORE S&P SCP ETF4642878043494,965SH SOLE 4,96500
ISHARES TRCORE TOTAL USD46434V6132,46745,368SH SOLE 45,36800
ISHARES TRCORE TOTAL USD46434V6131,93135,511SH SOLE 35,51100
ISHARES TRCORE TOTAL USD46434V61375013,784SH SOLE 13,78400
ISHARES TRCORE TOTAL USD46434V6131,91935,291SH SOLE 35,29100
ISHARES TRCORE US AGGBD ET4642872262,73623,177SH SOLE 23,17700
ISHARES TRCORE US AGGBD ET4642872262,28119,323SH SOLE 19,32300
ISHARES TRCORE US AGGBD ET4642872261,30411,044SH SOLE 11,04400
ISHARES TREAFE VALUE ETF4642888772,19254,322SH SOLE 54,32200
ISHARES TREAFE VALUE ETF4642888773,23880,245SH SOLE 80,24500
ISHARES TREAFE VALUE ETF4642888772,91272,171SH SOLE 72,17100
ISHARES TRINTL SEL DIV ETF4642884482,16286,714SH SOLE 86,71400
ISHARES TRINTL TREA BD ETF4642881174,84791,670SH SOLE 91,67000
ISHARES TRISHS 1-5YR INVS4642886462,87752,387SH SOLE 52,38700
ISHARES TRRUS 1000 GRW ETF4642876143,01413,897SH SOLE 13,89700
ISHARES TRRUSSELL 2000 ETF4642876553,98726,617SH SOLE 26,61700
JPMORGAN CHASE & COALERIAN ML ETN46625H3651,368126,907SH SOLE 126,90700
VANECK VECTORS ETF TRJP MORGAN MKTS92189H3001,09835,603SH SOLE 35,60300
VANGUARD CHARLOTTE FDSINTL BD IDX ETF92203J4074,90884,345SH SOLE 84,34500
VANGUARD CHARLOTTE FDSINTL BD IDX ETF92203J4074187,186SH SOLE 7,18600
VANGUARD CHARLOTTE FDSINTL BD IDX ETF92203J4074477,683SH SOLE 7,68300
VANGUARD CHARLOTTE FDSINTL BD IDX ETF92203J4072834,868SH SOLE 4,86800
VANGUARD INDEX FDSREAL ESTATE ETF9229085531,64820,865SH SOLE 20,86500
VANGUARD INDEX FDSS&P 500 ETF SHS9229083633,0519,917SH SOLE 9,91700
VANGUARD INDEX FDSS&P 500 ETF SHS9229083635,65418,377SH SOLE 18,37700
VANGUARD INDEX FDSS&P 500 ETF SHS9229083637,73925,154SH SOLE 25,15400
VANGUARD INDEX FDSVALUE ETF9229087443373,223SH SOLE 3,22300
VANGUARD INDEX FDSVALUE ETF9229087446926,620SH SOLE 6,62000
VANGUARD INDEX FDSVALUE ETF9229087449158,755SH SOLE 8,75500
VANGUARD INTL EQUITY INDEX FFTSE EMR MKT ETF9220428582034,702SH SOLE 4,70200
VANGUARD INTL EQUITY INDEX FFTSE EMR MKT ETF92204285843910,160SH SOLE 10,16000
VANGUARD INTL EQUITY INDEX FFTSE EMR MKT ETF92204285865415,119SH SOLE 15,11900
VANGUARD INTL EQUITY INDEX FGLB EX US ETF9220426761,69334,829SH SOLE 34,82900
VANGUARD SCOTTSDALE FDSINT-TERM CORP92206C8701,36814,275SH SOLE 14,27500
VANGUARD SCOTTSDALE FDSINT-TERM CORP92206C8701,31613,740SH SOLE 13,74000
VANGUARD SCOTTSDALE FDSINT-TERM CORP92206C8705625,866SH SOLE 5,86600
VANGUARD TAX-MANAGED INTL FDFTSE DEV MKT ETF9219438581,22529,950SH SOLE 29,95000
VANGUARD TAX-MANAGED INTL FDFTSE DEV MKT ETF9219438582,42559,302SH SOLE 59,30200
VANGUARD TAX-MANAGED INTL FDFTSE DEV MKT ETF9219438583,66489,585SH SOLE 89,58500
VANGUARD WHITEHALL FDSEMERG MKT BD ETF9219468851,11614,148SH SOLE 14,14800
VANGUARD WHITEHALL FDSEMERG MKT BD ETF9219468851,61120,418SH SOLE 20,41800
VANGUARD WHITEHALL FDSHIGH DIV YLD9219464064,38554,182SH SOLE 54,18200