The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES INC CORE MSCI EMKT 46434G103 1 11 SH   SOLE   11 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1 17 SH   SOLE   17 0 0
ISHARES INC CORE MSCI EMKT 46434G103 9 188 SH   SOLE   188 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1 22 SH   SOLE   22 0 0
ISHARES INC CORE MSCI EMKT 46434G103 2,173 45,181 SH   SOLE   45,181 0 0
ISHARES TR 1-3 YR CR BD ETF 464288646 2 20 SH   SOLE   20 0 0
ISHARES TR 1-3 YR CR BD ETF 464288646 1 8 SH   SOLE   8 0 0
ISHARES TR 1-3 YR CR BD ETF 464288646 4 41 SH   SOLE   41 0 0
ISHARES TR 1-3 YR CR BD ETF 464288646 2 18 SH   SOLE   18 0 0
ISHARES TR 1-3 YR CR BD ETF 464288646 3,258 30,999 SH   SOLE   30,999 0 0
ISHARES TR CORE US AGGBD ET 464287226 4,056 37,390 SH   SOLE   37,390 0 0
ISHARES TR CORE US AGGBD ET 464287226 3,614 33,310 SH   SOLE   33,310 0 0
ISHARES TR CORE US AGGBD ET 464287226 4,358 40,101 SH   SOLE   40,101 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,286 11,855 SH   SOLE   11,855 0 0
ISHARES TR CORE US AGGBD ET 464287226 3 30 SH   SOLE   30 0 0
ISHARES TR CORE US AGGBD ET 464287226 4 41 SH   SOLE   41 0 0
ISHARES TR CORE US AGGBD ET 464287226 24 219 SH   SOLE   219 0 0
ISHARES TR CORE US AGGBD ET 464287226 4 39 SH   SOLE   39 0 0
ISHARES TR IBOXX HI YD ETF 464288513 1,270 14,470 SH   SOLE   14,470 0 0
ISHARES TR IBOXX HI YD ETF 464288513 1,710 19,480 SH   SOLE   19,480 0 0
ISHARES TR IBOXX HI YD ETF 464288513 1,499 17,080 SH   SOLE   17,080 0 0
ISHARES TR IBOXX HI YD ETF 464288513 4,325 49,508 SH   SOLE   49,508 0 0
ISHARES TR INTL SEL DIV ETF 464288448 1,318 41,880 SH   SOLE   41,880 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,168 19,091 SH   SOLE   19,081 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 3,231 23,754 SH   SOLE   23,754 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1 4 SH   SOLE   4 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1 4 SH   SOLE   4 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 6 47 SH   SOLE   47 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1 4 SH   SOLE   4 0 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 3,673 113,715 SH   SOLE   113,715 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 419 18,000 SH   SOLE   18,000 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 484 20,790 SH   SOLE   20,790 0 0
VANECK VECTORS ETF TR JP MORGAN MKTS 92189F494 1,296 70,020 SH   SOLE   70,020 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 4,267 52,625 SH   SOLE   52,625 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 7,079 87,305 SH   SOLE   87,305 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 4,982 61,441 SH   SOLE   61,441 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 12,452 230,040 SH   SOLE   230,040 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 344 6,360 SH   SOLE   6,360 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 241 4,460 SH   SOLE   4,460 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 861 8,620 SH   SOLE   8,620 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,720 17,220 SH   SOLE   17,220 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,814 18,155 SH   SOLE   18,155 0 0
VANGUARD INDEX FDS REIT ETF 922908553 2,602 31,500 SH   SOLE   31,500 0 0
VANGUARD INDEX FDS REIT ETF 922908553 2,454 29,710 SH   SOLE   29,710 0 0
VANGUARD INDEX FDS REIT ETF 922908553 370 4,480 SH   SOLE   4,480 0 0
VANGUARD INDEX FDS REIT ETF 922908553 502 6,080 SH   SOLE   6,080 0 0
VANGUARD INDEX FDS REIT ETF 922908553 171 2,070 SH   SOLE   2,070 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,144 14,530 SH   SOLE   14,530 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,297 29,105 SH   SOLE   29,105 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,660 30,785 SH   SOLE   30,785 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 590 6,190 SH   SOLE   6,190 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,209 12,675 SH   SOLE   12,675 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,381 14,480 SH   SOLE   14,480 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,869 97,405 SH   SOLE   97,405 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 418 10,530 SH   SOLE   10,530 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 954 24,020 SH   SOLE   24,020 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,078 27,130 SH   SOLE   27,130 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,321 24,800 SH   SOLE   24,800 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,306 24,516 SH   SOLE   24,516 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 300 5,630 SH   SOLE   5,630 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 120 2,250 SH   SOLE   2,250 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 4,066 47,070 SH   SOLE   47,070 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,856 44,645 SH   SOLE   44,645 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,576 18,250 SH   SOLE   18,250 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,102 28,050 SH   SOLE   28,050 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,901 73,810 SH   SOLE   73,810 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,172 80,725 SH   SOLE   80,725 0 0
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 1,305 16,390 SH   SOLE   16,390 0 0