The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD BD INDEX FD INC TOTAL BND MRKT ETF 921937835 67,622 853,931 SH   SOLE   853,931 0 0
SPDR SERIES TRUST BLOMBERG INTL TR ETF 78464A516 2,653 95,627 SH   SOLE   95,627 0 0
INVESCO DB COMMDY INDX TRCK FD UNIT ETF 46138B103 5,482 310,094 SH   SOLE   310,094 0 0
ISHARES TR JPMORGAN USD EMG ETF 464288281 6,118 57,302 SH   SOLE   57,302 0 0
ISHARES TR IBOXX HI YD ETF ETF 464288513 8,920 104,842 SH   SOLE   104,842 0 0
ISHARES TR CORE MSCI EAFE ETF 46432F842 32,628 514,892 SH   SOLE   514,892 0 0
ISHARES TR RUS 1000 VAL ETF ETF 464287598 40,559 334,150 SH   SOLE   334,150 0 0
ISHARES TR RUS 1000 GRW ETF ETF 464287614 70,869 492,831 SH   SOLE   492,831 0 0
ISHARES TR RUS 2000 VAL ETF ETF 464287630 13,328 101,034 SH   SOLE   101,034 0 0
ISHARES TR RUS 2000 GRW ETF ETF 464287648 12,561 61,475 SH   SOLE   61,475 0 0
PIMCO ETF TR ENHAN SHRT MA AC ETF 72201R833 13,296 130,934 SH   SOLE   130,934 0 0
ISHARES TR TIPS BD ETF ETF 464287176 10,985 97,328 SH   SOLE   97,328 0 0
VANGUARD INDEX FDS REAL ESTATE ETF ETF 922908553 8,838 108,518 SH   SOLE   108,518 0 0
VANGUARD INTL EQUITY INDEX FD FTSE SMCAP ETF ETF 922042718 7,694 66,666 SH   SOLE   66,666 0 0
VANGUARD INTL EQUITY INDEX FD FTSE EMR MKT ETF ETF 922042858 8,733 206,956 SH   SOLE   206,956 0 0