The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FORD MOTOR COM COM 345370860 1,145 84,348 SH   SOLE   0 0 84,348
GENERAL ELECTRIC CO COM COM 369604103 944 37,443 SH   SOLE   0 0 37,443
GILEAD SCIENCES INC COM COM 375558103 266 2,709 SH   SOLE   0 0 2,709
INTEL CORP COM COM 458140100 450 14,940 SH   SOLE   0 0 14,940
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 2,839 26,339 SH   SOLE   0 0 26,339
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 1,688 20,091 SH   SOLE   0 0 20,091
MICROSOFT CORP COM COM 594918104 694 15,671 SH   SOLE   0 0 15,671
MORGAN STANLEY COM COM 617446448 204 6,472 SH   SOLE   0 0 6,472
SELECT SECTOR SPDR TRUST FINAN SBI INT-FINL 81369Y605 2,234 98,572 SH   SOLE   0 0 98,572
SELECT SECTOR SPDR TRUST HEALT SBI HEALTHCARE 81369Y209 2,997 45,244 SH   SOLE   0 0 45,244
UNITEDHEALTH GROUP INC COM COM 91324P102 289 2,487 SH   SOLE   0 0 2,487
VANGUARD HIGH DIVIDEND YIELD E HIGH DIV YLD 921946406 2,760 44,060 SH   SOLE   0 0 44,060
ALPS ETF TRUST ALERIAN MLP ALERIAN MLP 00162Q866 404 32,343 SH   SOLE   0 0 32,343
AMAZON.COM INC COM COM 023135106 538 1,051 SH   SOLE   0 0 1,051
APPLE INC COM COM 037833100 312 2,833 SH   SOLE   0 0 2,833
AT&T INC COM COM 00206R102 1,381 42,385 SH   SOLE   0 0 42,385
BOEING CO COM COM 097023105 694 5,296 SH   SOLE   0 0 5,296
CENTURYLINK INC COM COM 156700106 375 14,933 SH   SOLE   0 0 14,933
CISCO SYSTEMS INC COM COM 17275R102 690 26,268 SH   SOLE   0 0 26,268
COMMUNITY BANK SYSTEM INC COM COM 203607106 700 18,839 SH   SOLE   0 0 18,839
DOW CHEMICAL COM COM 260543103 422 9,942 SH   SOLE   0 0 9,942
DU PONT E I DE NEMOURS & CO CO COM 263534109 364 7,560 SH   SOLE   0 0 7,560
DUKE ENERGY HOLDINGS CORP COM COM 26441C204 463 6,441 SH   SOLE   0 0 6,441
ELI LILLY & CO COM COM 532457108 413 4,937 SH   SOLE   0 0 4,937
EMERSON ELEC CO COM COM 291011104 645 14,612 SH   SOLE   0 0 14,612
GENUINE PARTS CO COM COM 372460105 472 5,700 SH   SOLE   0 0 5,700
ISHARES S&P 100 ETF S&P 100 ETF 464287101 371 4,378 SH   SOLE   0 0 4,378
JOHNSON & JOHNSON COM COM 478160104 466 4,989 SH   SOLE   0 0 4,989
KIMBERLY CLARK CORP COM COM 494368103 371 3,400 SH   SOLE   0 0 3,400
KRAFT HEINZ CO COM COM 500754106 352 4,986 SH   SOLE   0 0 4,986
MCDONALDS CORP COM COM 580135101 262 2,659 SH   SOLE   0 0 2,659
NEW YORK COMMUNITY BANCORP COM COM 649445103 1,733 95,963 SH   SOLE   0 0 95,963
NEXTERA ENERGY INC COM COM 65339F101 354 3,625 SH   SOLE   0 0 3,625
PPG INDUSTRIES INC COM COM 693506107 447 5,098 SH   SOLE   0 0 5,098
PROCTER GAMBLE CO COM COM 742718109 703 9,771 SH   SOLE   0 0 9,771
REALTY INCOME CORPORATION COM COM 756109104 466 9,830 SH   SOLE   0 0 9,830
ROBERT HALF INTL INC COM COM 770323103 1,733 33,876 SH   SOLE   0 0 33,876
UMPQUA HOLDINGS CORP COM COM 904214103 657 40,324 SH   SOLE   0 0 40,324
UNITED PARCEL SERVICE CL B CL B 911312106 32,874 333,100 SH   SOLE   0 0 333,100
VERIZON COMMUNICATIONS COM COM 92343V104 585 13,446 SH   SOLE   0 0 13,446
WELLTOWER INC COM COM 95040Q104 277 4,088 SH   SOLE   0 0 4,088
CHICAGO BRIDGE & IRON CO COM COM 167250109 370 9,330 SH   SOLE   0 0 9,330
D R HORTON INC COM COM 23331A109 232 7,901 SH   SOLE   0 0 7,901
HEALTHSOUTH CORP NEW COM COM 421924309 367 9,565 SH   SOLE   0 0 9,565
ISHARES RUSSELL MID-CAP VALUE RUS MDCP VAL ETF 464287473 1,554 23,165 SH   SOLE   0 0 23,165
ISHARES S&P MID-CAP 400 GROWTH S&P MC 400GR ETF 464287606 3,194 20,333 SH   SOLE   0 0 20,333
ISHARES US HOME CONSTRUCTION E US HOME CONS ETF 464288752 3,014 115,479 SH   SOLE   0 0 115,479
PACCAR INC COM COM 693718108 675 12,943 SH   SOLE   0 0 12,943
VANGUARD CRSP US SM CAP GROWTH SML CP GRW ETF 922908595 2,962 25,149 SH   SOLE   0 0 25,149
VANGUARD CRSP US SMALL CAP VAL SM CP VAL ETF 922908611 1,546 15,966 SH   SOLE   0 0 15,966
ABERDEEN ASIA-PAC PRIME INC CO COM 003009107 214 47,625 SH   SOLE   0 0 47,625
ISHARES INTL SELECT DIV ETF INTL SEL DIV ETF 464288448 3,809 135,419 SH   SOLE   0 0 135,419
ISHARES MSCI EAFE GROWTH INDEX EAFE GRWTH ETF 464288885 4,842 75,879 SH   SOLE   0 0 75,879
ISHARES MSCI EAFE VALUE INDEX EAFE VALUE ETF 464288877 2,933 63,362 SH   SOLE   0 0 63,362
SPDR EURO STOXX 50 FUND EURO STOXX 50 78463X202 4,123 121,789 SH   SOLE   0 0 121,789
VANGUARD REIT ETF INDEX REIT ETF 922908553 11,976 158,543 SH   SOLE   0 0 158,543
ISHARES GLOBAL TIMBER & FOREST GL TIMB FORE ETF 464288174 1,268 28,493 SH   SOLE   0 0 28,493
ISHARES US BASIC MATERIALS ETF U.S. BAS MTL ETF 464287838 849 13,116 SH   SOLE   0 0 13,116
SELECT SECTOR SPDR TRUST ENERG SBI INT-ENERGY 81369Y506 1,055 17,237 SH   SOLE   0 0 17,237
SPDR BARCLAYS SHORT TERM CORP BARC SHT TR CP 78464A474 8,368 274,187 SH   SOLE   0 0 274,187
PIMCO HIGH INCOME FUND COM COM SHS 722014107 209 28,102 SH   SOLE   0 0 28,102
PIMCO TOTAL RETURN ACTIVE ETF TTL RTN ACTV ETF 72201R775 6,968 66,068 SH   SOLE   0 0 66,068
VANGUARD INTERMEDIATE TERM BON INTERMED TERM 921937819 7,124 83,964 SH   SOLE   0 0 83,964
SMUCKER J M CO COM COM 832696405 249 2,186 SH   SOLE   0 0 2,186
STARWOOD PROPERTY TRUST COM COM 85571B105 735 35,807 SH   SOLE   0 0 35,807
VANGUARD LONG TERM BOND FUND LONG TERM BOND 921937793 6,068 67,923 SH   SOLE   0 0 67,923