The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FORD MOTOR COM COM 345370860 845 52,341 SH   SOLE   0 0 52,341
GENERAL ELECTRIC CO COM COM 369604103 708 28,520 SH   SOLE   0 0 28,520
INTEL CORP COM COM 458140100 488 15,617 SH   SOLE   0 0 15,617
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 2,188 19,199 SH   SOLE   0 0 19,199
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 1,545 16,695 SH   SOLE   0 0 16,695
MICROSOFT CORP COM COM 594918104 669 16,451 SH   SOLE   0 0 16,451
MORGAN STANLEY COM COM 617446448 243 6,814 SH   SOLE   0 0 6,814
SELECT SECTOR SPDR TRUST HEALT SBI HEALTHCARE 81369Y209 2,931 40,423 SH   SOLE   0 0 40,423
SELECT SECTOR SPDR TRUST TECHN TECHNOLOGY 81369Y803 3,160 76,262 SH   SOLE   0 0 76,262
VANGUARD HIGH DIVIDEND YIELD E HIGH DIV YLD 921946406 4,892 71,621 SH   SOLE   0 0 71,621
ALPS ETF TRUST ALERIAN MLP ALERIAN MLP 00162Q866 303 18,312 SH   SOLE   0 0 18,312
AMAZON.COM INC COM COM 023135106 373 1,002 SH   SOLE   0 0 1,002
AMERIGAS PARTNERS-LP COM UNIT L P INT 030975106 884 18,507 SH   SOLE   0 0 18,507
AT&T INC COM COM 00206R102 816 24,982 SH   SOLE   0 0 24,982
BOEING CO COM COM 097023105 677 4,510 SH   SOLE   0 0 4,510
CENTURYLINK INC COM COM 156700106 294 8,522 SH   SOLE   0 0 8,522
CISCO SYSTEMS INC COM COM 17275R102 508 18,471 SH   SOLE   0 0 18,471
COMMUNITY BANK SYSTEM INC COM COM 203607106 667 18,839 SH   SOLE   0 0 18,839
COSTCO WHOLESALE CORPORATION C COM 22160K105 224 1,479 SH   SOLE   0 0 1,479
DOW CHEMICAL COM COM 260543103 257 5,355 SH   SOLE   0 0 5,355
DU PONT E I DE NEMOURS & CO CO COM 263534109 594 8,310 SH   SOLE   0 0 8,310
DUKE ENERGY HOLDINGS CORP COM COM 26441C204 476 6,200 SH   SOLE   0 0 6,200
ELI LILLY & CO COM COM 532457108 359 4,937 SH   SOLE   0 0 4,937
EMERSON ELEC CO COM COM 291011104 711 12,560 SH   SOLE   0 0 12,560
ENERGY TRANSFER PARTNERS LP CO UNIT LTD PARTN 29273R109 525 9,410 SH   SOLE   0 0 9,410
ENTERPRISE PRODUCTS PARTNERS L COM 293792107 296 9,000 SH   SOLE   0 0 9,000
GENUINE PARTS CO COM COM 372460105 531 5,700 SH   SOLE   0 0 5,700
HEALTH CARE REIT INC COM COM 42217K106 280 3,615 SH   SOLE   0 0 3,615
HOSPITALITY PROPERTIES TRUST C COM SH BEN INT 44106M102 338 10,249 SH   SOLE   0 0 10,249
ISHARES S&P 100 ETF S&P 100 ETF 464287101 301 3,333 SH   SOLE   0 0 3,333
JOHNSON & JOHNSON COM COM 478160104 492 4,887 SH   SOLE   0 0 4,887
KIMBERLY CLARK CORP COM COM 494368103 364 3,400 SH   SOLE   0 0 3,400
KRAFT FOODS GROUP INC COM COM 50076Q106 434 4,986 SH   SOLE   0 0 4,986
MEDALLION FINANCIAL GROUP COM COM 583928106 344 37,113 SH   SOLE   0 0 37,113
NEW YORK COMMUNITY BANCORP COM COM 649445103 854 51,071 SH   SOLE   0 0 51,071
NEXTERA ENERGY INC COM COM 65339F101 377 3,625 SH   SOLE   0 0 3,625
PEPSICO INC COM COM 713448108 201 2,100 SH   SOLE   0 0 2,100
PLUM CREEK TIMBER CO INC COM COM 729251108 504 11,597 SH   SOLE   0 0 11,597
POWERSHARES QQQ UNIT SER 1 73935A104 301 2,850 SH   SOLE   0 0 2,850
PPG INDUSTRIES INC COM COM 693506107 575 2,549 SH   SOLE   0 0 2,549
PROCTER GAMBLE CO COM COM 742718109 743 9,063 SH   SOLE   0 0 9,063
REALTY INCOME CORPORATION COM COM 756109104 469 9,091 SH   SOLE   0 0 9,091
ROBERT HALF INTL INC COM COM 770323103 2,050 33,876 SH   SOLE   0 0 33,876
TOTAL S A SPONSORED ADR SPONSORED ADR 89151E109 256 5,145 SH   SOLE   0 0 5,145
UMPQUA HOLDINGS CORP COM COM 904214103 484 28,199 SH   SOLE   0 0 28,199
UNITED PARCEL SERVICE CL B CL B 911312106 32,291 333,100 SH   SOLE   0 0 333,100
VERIZON COMMUNICATIONS COM COM 92343V104 613 12,615 SH   SOLE   0 0 12,615
WINDSTREAM HOLDINGS INC COM COM 97382A101 255 34,417 SH   SOLE   0 0 34,417
HEALTHSOUTH CORP NEW COM COM 421924309 293 6,608 SH   SOLE   0 0 6,608
ISHARES RUSSELL MID-CAP VALUE RUS MDCP VAL ETF 464287473 4,288 56,978 SH   SOLE   0 0 56,978
ISHARES S&P MID-CAP 400 GROWTH S&P MC 400GR ETF 464287606 5,247 30,595 SH   SOLE   0 0 30,595
MASCO CORP COM COM 574599106 216 8,079 SH   SOLE   0 0 8,079
PACCAR INC COM COM 693718108 580 9,191 SH   SOLE   0 0 9,191
VANGUARD CRSP US SM CAP GROWTH SML CP GRW ETF 922908595 2,458 18,649 SH   SOLE   0 0 18,649
VANGUARD CRSP US SMALL CAP VAL SM CP VAL ETF 922908611 1,820 16,632 SH   SOLE   0 0 16,632
ABERDEEN ASIA-PAC PRIME INC CO COM 003009107 66 12,179 SH   SOLE   0 0 12,179
ISHARES INTL SELECT DIV ETF INTL SEL DIV ETF 464288448 5,786 172,001 SH   SOLE   0 0 172,001
ISHARES MSCI EAFE GROWTH INDEX EAFE GRWTH ETF 464288885 4,388 62,627 SH   SOLE   0 0 62,627
ISHARES MSCI EAFE VALUE INDEX EAFE VALUE ETF 464288877 3,529 66,235 SH   SOLE   0 0 66,235
SPDR EURO STOXX 50 FUND EURO STOXX 50 78463X202 3,562 91,749 SH   SOLE   0 0 91,749
VANGUARD REIT ETF INDEX REIT ETF 922908553 15,108 179,200 SH   SOLE   0 0 179,200
ISHARES GLOBAL TIMBER & FOREST GL TIMB FORE ETF 464288174 1,308 23,955 SH   SOLE   0 0 23,955
ISHARES US BASIC MATERIALS ETF U.S. BAS MTL ETF 464287838 1,060 12,937 SH   SOLE   0 0 12,937
SELECT SECTOR SPDR TRUST ENERG SBI INT-ENERGY 81369Y506 1,214 15,648 SH   SOLE   0 0 15,648
SPDR BARCLAYS SHORT TERM CORP BARC SHT TR CP 78464A474 9,028 293,603 SH   SOLE   0 0 293,603
VANGUARD INTERMEDIATE TERM BON INTERMED TERM 921937819 14,393 166,953 SH   SOLE   0 0 166,953
BAXTER INTERNATIONAL INC CM COM 071813109 259 3,787 SH   SOLE   0 0 3,787
OAKTREE CAPITAL GROUP LLC UNIT UNIT CL A 674001201 200 3,872 SH   SOLE   0 0 3,872
STARWOOD PROPERTY TRUST COM COM 85571B105 259 10,638 SH   SOLE   0 0 10,638
VANGUARD LONG TERM BOND FUND LONG TERM BOND 921937793 5,986 62,152 SH   SOLE   0 0 62,152