The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FORD MOTOR COM COM PAR $0.01 345370860 288 18,611 SH   SOLE   0 0 18,611
GENERAL ELECTRIC CO COM COM 369604103 463 18,323 SH   SOLE   0 0 18,323
INTEL CORP COM COM 458140100 725 19,975 SH   SOLE   0 0 19,975
ISHARES S&P 500 GROWTH ETF S&P 500 GRWT ETF 464287309 2,180 19,530 SH   SOLE   0 0 19,530
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408 2,683 28,608 SH   SOLE   0 0 28,608
MICROSOFT CORP COM COM 594918104 751 16,159 SH   SOLE   0 0 16,159
MORGAN STANLEY COM COM 617446448 228 5,869 SH   SOLE   0 0 5,869
SELECT SECTOR SPDR TRUST HEALT SBI HEALTHCARE 81369Y209 3,026 44,251 SH   SOLE   0 0 44,251
VANGUARD HIGH DIVIDEND YIELD E HIGH DIV YLD 921946406 3,484 50,671 SH   SOLE   0 0 50,671
SELECT SECTOR SPDR TRUST TECH TECHNOLOGY 81369Y803 2,980 72,074 SH   SOLE   0 0 72,074
AMAZON.COM INC COM COM 023135106 310 1,000 SH   SOLE   0 0 1,000
AMERIGAS PARTNERS-LP COM UNIT L P INT 030975106 485 10,112 SH   SOLE   0 0 10,112
AT&T INC COM COM 00206R102 350 10,433 SH   SOLE   0 0 10,433
BOEING CO COM COM 097023105 593 4,560 SH   SOLE   0 0 4,560
CENTURYLINK INC COM COM 156700106 337 8,522 SH   SOLE   0 0 8,522
COMMUNITY BANK SYSTEM INC COM COM 203607106 909 23,838 SH   SOLE   0 0 23,838
DU PONT E I DE NEMOURS & CO CO COM 263534109 628 8,496 SH   SOLE   0 0 8,496
DUKE ENERGY HOLDINGS CORP COM COM 26441C204 518 6,200 SH   SOLE   0 0 6,200
ELI LILLY & CO COM COM 532457108 375 5,435 SH   SOLE   0 0 5,435
EMERSON ELEC CO COM COM 291011104 458 7,426 SH   SOLE   0 0 7,426
ENERGY TRANSFER PARTNERS LP CO UNIT LTD PARTN 29273R109 591 9,085 SH   SOLE   0 0 9,085
ENTERPRISE PRODUCTS PARTNERS L COM 293792107 325 9,000 SH   SOLE   0 0 9,000
GENUINE PARTS CO COM COM 372460105 639 6,000 SH   SOLE   0 0 6,000
HEALTH CARE REIT INC COM COM 42217K106 274 3,615 SH   SOLE   0 0 3,615
JOHNSON & JOHNSON COM COM 478160104 520 4,973 SH   SOLE   0 0 4,973
KIMBERLY CLARK CORP COM COM 494368103 393 3,400 SH   SOLE   0 0 3,400
KRAFT FOODS GROUP INC COM COM 50076Q106 312 4,986 SH   SOLE   0 0 4,986
MONDELEZ INTL INC COM CL A 609207105 254 7,000 SH   SOLE   0 0 7,000
NEW YORK COMMUNITY BANCORP COM COM 649445103 426 26,598 SH   SOLE   0 0 26,598
NEXTERA ENERGY INC COM COM 65339F101 385 3,625 SH   SOLE   0 0 3,625
PEPSICO INC COM COM 713448108 317 3,350 SH   SOLE   0 0 3,350
PLUM CREEK TIMBER CO INC COM COM 729251108 237 5,546 SH   SOLE   0 0 5,546
PPG INDUSTRIES INC COM COM 693506107 624 2,700 SH   SOLE   0 0 2,700
PROCTER GAMBLE CO COM COM 742718109 532 5,842 SH   SOLE   0 0 5,842
REALTY INCOME CORPORATION COM COM 756109104 434 9,091 SH   SOLE   0 0 9,091
ROBERT HALF INTL INC COM COM 770323103 1,978 33,876 SH   SOLE   0 0 33,876
TOTAL S A SPONSORED ADR SPONSORED ADR 89151E109 275 5,372 SH   SOLE   0 0 5,372
VERIZON COMMUNICATIONS COM COM 92343V104 592 12,665 SH   SOLE   0 0 12,665
WINDSTREAM HOLDINGS INC COM COM 97382A101 290 35,138 SH   SOLE   0 0 35,138
ISHARES RUSSELL MID-CAP VALUE RUS MDCP VAL ETF 464287473 5,150 69,817 SH   SOLE   0 0 69,817
ISHARES S&P MID-CAP 400 GROWTH S&P MC 400GR ETF 464287606 4,253 26,634 SH   SOLE   0 0 26,634
MASCO CORP COM COM 574599106 207 8,206 SH   SOLE   0 0 8,206
PACCAR INC COM COM 693718108 346 5,092 SH   SOLE   0 0 5,092
VANGUARD CRSP US SM CAP GROWTH SML CP GRW ETF 922908595 1,447 11,491 SH   SOLE   0 0 11,491
VANGUARD CRSP US SMALL CAP VAL SM CP VAL ETF 922908611 3,120 29,496 SH   SOLE   0 0 29,496
ISHARES INTL SELECT DIV ETF INTL SEL DIV ETF 464288448 6,921 205,444 SH   SOLE   0 0 205,444
ISHARES MSCI EAFE GROWTH INDEX EAFE GRWTH ETF 464288885 4,484 68,129 SH   SOLE   0 0 68,129
ISHARES MSCI EAFE VALUE INDEX EAFE VALUE ETF 464288877 3,905 76,514 SH   SOLE   0 0 76,514
VANGUARD REIT ETF INDEX REIT ETF 922908553 14,283 176,338 SH   SOLE   0 0 176,338
ISHARES GLOBAL TIMBER & FOREST GL TIMB FORE ETF 464288174 1,163 21,977 SH   SOLE   0 0 21,977
ISHARES US BASIC MATERIALS ETF U.S. BAS MTL ETF 464287838 874 10,593 SH   SOLE   0 0 10,593
SELECT SECTOR SPDR TRUST ENERG SBI INT-ENERGY 81369Y506 1,348 17,023 SH   SOLE   0 0 17,023
SPDR BARCLAYS SHORT TERM CORP BARC SHT TR CP 78464A474 9,248 302,482 SH   SOLE   0 0 302,482
VANGUARD INTERMEDIATE TERM BON INTERMED TERM 921937819 5,068 59,849 SH   SOLE   0 0 59,849
SELECT SECTOR SPDR TRUST UTILI SBI INT-UTILS 81369Y886 9,702 205,467 SH   SOLE   0 0 205,467
VANGUARD LONG TERM BOND FUND LONG TERM BOND 921937793 6,578 69,778 SH   SOLE   0 0 69,778