The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 4,255 23,830 SH   SOLE   23,830 0 0
ABBOTT LABS COM 002824100 1,463 38,077 SH   SOLE   38,077 0 0
ABBVIE INC COM 00287Y109 2,248 35,907 SH   SOLE   35,907 0 0
AGRIUM INC COM 008916108 1,817 18,008 SH   SOLE   18,008 0 0
ALLERGAN PLC SHS G0177J108 425 2,025 SH   SOLE   2,025 0 0
ALPHABET INC CAP STK CL C 02079K107 577 748 SH   SOLE   748 0 0
ALPHABET INC CAP STK CL A 02079K305 441 556 SH   SOLE   556 0 0
ALPS ETF TR ALERIAN MLP 00162Q866 209 16,600 SH   SOLE   16,600 0 0
ALTRIA GROUP INC COM 02209S103 3,538 52,300 SH   SOLE   52,300 0 0
AMERICAN EXPRESS CO COM 025816109 2,700 36,450 SH   SOLE   36,450 0 0
AMERICAN TOWER CORP NEW COM 03027X100 604 5,715 SH   SOLE   5,715 0 0
APPLE INC COM 037833100 3,105 26,813 SH   SOLE   26,813 0 0
ARTESIAN RESOURCES CORP CL A 043113208 319 10,000 SH   SOLE   10,000 0 0
AT&T INC COM 00206R102 1,277 30,016 SH   SOLE   30,016 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 745 7,250 SH   SOLE   7,250 0 0
BARCLAYS BK PLC IPATH S&P500 VIX 06740Q252 842 33,000 SH   SOLE   33,000 0 0
BARCLAYS BK PLC ETN+ SEL MLP 06742C723 451 19,147 SH   SOLE   19,147 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,465 6 SH   SOLE   6 0 0
BLACKROCK ENHANCED EQT DIV T COM 09251A104 82 10,080 SH   SOLE   10,080 0 0
BLACKROCK MUNIASSETS FD INC COM 09254J102 388 28,800 SH   SOLE   28,800 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 2,340 40,049 SH   SOLE   40,049 0 0
CAPITAL ONE FINL CORP COM 14040H105 2,367 27,135 SH   SOLE   27,135 0 0
CHEVRON CORP NEW COM 166764100 1,193 10,134 SH   SOLE   10,134 0 0
CHUBB LIMITED COM H1467J104 722 5,438 SH   SOLE   5,438 0 0
CISCO SYS INC COM 17275R102 711 23,513 SH   SOLE   23,513 0 0
CITIGROUP INC COM NEW 172967424 252 4,246 SH   SOLE   4,246 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG CHN TECH 18383Q135 1,239 35,120 SH   SOLE   35,120 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG SPINOFF ETF 18383M605 273 6,275 SH   SOLE   6,275 0 0
COCA COLA CO COM 191216100 1,346 32,468 SH   SOLE   32,468 0 0
COLGATE PALMOLIVE CO COM 194162103 393 6,000 SH   SOLE   6,000 0 0
COMCAST CORP NEW CL A 20030N101 519 7,496 SH   SOLE   7,496 0 0
CREDIT SUISSE NASSAU BRH X LNG SHT EQUT 22542D878 3,836 142,600 SH   SOLE   142,600 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 693 7,985 SH   SOLE   7,985 0 0
CVS HEALTH CORP COM 126650100 540 6,849 SH   SOLE   6,849 0 0
DENTSPLY SIRONA INC COM 24906P109 356 6,165 SH   SOLE   6,165 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 1,178 11,335 SH   SOLE   11,335 0 0
DISNEY WALT CO COM DISNEY 254687106 1,626 15,574 SH   SOLE   15,574 0 0
DOMINION RES INC VA NEW COM 25746U109 262 3,422 SH   SOLE   3,422 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 535 7,287 SH   SOLE   7,287 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,561 20,107 SH   SOLE   20,107 0 0
EBAY INC COM 278642103 349 11,770 SH   SOLE   11,770 0 0
EMERSON ELEC CO COM 291011104 502 9,000 SH   SOLE   9,000 0 0
EQUIFAX INC COM 294429105 3,783 32,000 SH   SOLE   32,000 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 549 7,974 SH   SOLE   7,974 0 0
EXXON MOBIL CORP COM 30231G102 5,160 57,165 SH   SOLE   57,165 0 0
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 1,216 21,215 SH   SOLE   21,215 0 0
FRANKLIN RES INC COM 354613101 427 10,800 SH   SOLE   10,800 0 0
GENERAL ELECTRIC CO COM 369604103 4,224 133,285 SH   SOLE   133,285 0 0
GILEAD SCIENCES INC COM 375558103 286 4,000 SH   SOLE   4,000 0 0
HCA HOLDINGS INC COM 40412C101 695 9,385 SH   SOLE   9,385 0 0
HOME DEPOT INC COM 437076102 282 2,100 SH   SOLE   2,100 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 2,146 12,929 SH   SOLE   12,929 0 0
ISHARES 1-3 YR CR BD ETF 464288646 4,274 40,732 SH   SOLE   40,732 0 0
ISHARES GOLD TRUST ISHARES 464285105 1,552 140,100 SH   SOLE   140,100 0 0
ISHARES TR EAFE MIN VOL ETF 46429B689 7,088 115,775 SH   SOLE   115,775 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 6,200 77,090 SH   SOLE   77,090 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 5,953 53,140 SH   SOLE   53,140 0 0
ISHARES TR FLTG RATE BD ETF 46429B655 428 8,440 SH   SOLE   8,440 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 400 2,964 SH   SOLE   2,964 0 0
ISHARES TR RUS MID-CAP ETF 464287499 297 1,660 SH   SOLE   1,660 0 0
ISHARES TR 20+ YR TR BD ETF 464287432 215 1,806 SH   SOLE   1,806 0 0
ISHARES TR MSCI EAFE ETF 464287465 200 3,469 SH   SOLE   3,469 0 0
JOHNSON & JOHNSON COM 478160104 1,372 11,911 SH   SOLE   11,911 0 0
JPMORGAN CHASE & CO COM 46625H100 581 6,735 SH   SOLE   6,735 0 0
KIMBERLY CLARK CORP COM 494368103 291 2,550 SH   SOLE   2,550 0 0
KKR & CO L P DEL COM UNITS 48248M102 962 62,507 SH   SOLE   62,507 0 0
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 717 23,441 SH   SOLE   23,441 0 0
KRAFT HEINZ CO COM 500754106 1,325 15,172 SH   SOLE   15,172 0 0
LAUDER ESTEE COS INC CL A 518439104 421 5,500 SH   SOLE   5,500 0 0
LOWES COS INC COM 548661107 89,137 1,253,328 SH   SOLE   1,253,328 0 0
MASTERCARD INCORPORATED CL A 57636Q104 216 2,095 SH   SOLE   2,095 0 0
MCDONALDS CORP COM 580135101 845 6,940 SH   SOLE   6,940 0 0
MEDTRONIC PLC SHS G5960L103 2,333 32,759 SH   SOLE   32,759 0 0
MERCK & CO INC NEW COM 58933Y105 1,189 20,195 SH   SOLE   20,195 0 0
METLIFE INC COM 59156R108 2,998 55,637 SH   SOLE   55,637 0 0
MGM RESORTS INTERNATIONAL COM 552953101 255 8,850 SH   SOLE   8,850 0 0
MICRON TECHNOLOGY INC COM 595112103 567 25,850 SH   SOLE   25,850 0 0
MICROSOFT CORP COM 594918104 2,409 38,770 SH   SOLE   38,770 0 0
MONDELEZ INTL INC CL A 609207105 2,192 49,430 SH   SOLE   49,430 0 0
MYLAN N V SHS EURO N59465109 593 15,540 SH   SOLE   15,540 0 0
NIKE INC CL B 654106103 217 4,260 SH   SOLE   4,260 0 0
NOVARTIS A G SPONSORED ADR 66987V109 465 6,389 SH   SOLE   6,389 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 353 26,491 SH   SOLE   26,491 0 0
ORACLE CORP COM 68389X105 1,477 38,405 SH   SOLE   38,405 0 0
PAYPAL HLDGS INC COM 70450Y103 473 11,980 SH   SOLE   11,980 0 0
PENNYMAC MTG INVT TR COM 70931T103 492 29,467 SH   SOLE   29,467 0 0
PEPSICO INC COM 713448108 810 7,746 SH   SOLE   7,746 0 0
PFIZER INC COM 717081103 4,057 124,897 SH   SOLE   124,897 0 0
PHILIP MORRIS INTL INC COM 718172109 4,024 43,985 SH   SOLE   43,985 0 0
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 8,209 197,423 SH   SOLE   197,423 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 2,226 18,787 SH   SOLE   18,787 0 0
PRICELINE GRP INC COM NEW 741503403 412 281 SH   SOLE   281 0 0
PROCTER & GAMBLE CO COM 742718109 950 11,294 SH   SOLE   11,294 0 0
PROSHARES TR II ULTRASHRT EURO 74347W882 466 17,200 SH   SOLE   17,200 0 0
QUALCOMM INC COM 747525103 2,628 40,311 SH   SOLE   40,311 0 0
RAYTHEON CO COM NEW 755111507 200 1,402 SH   SOLE   1,402 0 0
REYNOLDS AMERICAN INC COM 761713106 312 5,576 SH   SOLE   5,576 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 565 10,385 SH   SOLE   10,385 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 219 3,780 SH   SOLE   3,780 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 9,244 106,689 SH   SOLE   106,689 0 0
RYDEX ETF TRUST GUG S&P500EQWTTE 78355W817 4,228 38,969 SH   SOLE   38,969 0 0
RYDEX ETF TRUST GUG S&P500EQWTHC 78355W841 2,621 17,961 SH   SOLE   17,961 0 0
RYDEX ETF TRUST GUGGENHM S&P 400 78355W577 856 14,866 SH   SOLE   14,866 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 4,025 160,359 SH   SOLE   160,359 0 0
SEALED AIR CORP NEW COM 81211K100 272 6,000 SH   SOLE   6,000 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 551 7,986 SH   SOLE   7,986 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 310 2,825 SH   SOLE   2,825 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 2,994 63,898 SH   SOLE   63,898 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 13,095 58,237 SH   SOLE   58,237 0 0
SPDR SER TR NUVN BR SHT MUNI 78468R739 2,148 44,799 SH   SOLE   44,799 0 0
SPDR SERIES TRUST S&P PHARMAC 78464A722 2,758 70,550 SH   SOLE   70,550 0 0
SPDR SERIES TRUST BRC CNV SECS ETF 78464A359 753 16,500 SH   SOLE   16,500 0 0
SPECTRA ENERGY CORP COM 847560109 1,104 26,868 SH   SOLE   26,868 0 0
STRYKER CORP COM 863667101 775 6,445 SH   SOLE   6,445 0 0
TCW STRATEGIC INCOME FUND IN COM 872340104 88 16,596 SH   SOLE   16,596 0 0
TERADYNE INC COM 880770102 992 39,050 SH   SOLE   39,050 0 0
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 1,699 14,493 SH   SOLE   14,493 0 0
TYSON FOODS INC CL A 902494103 1,635 26,510 SH   SOLE   26,510 0 0
UNION PAC CORP COM 907818108 1,456 14,045 SH   SOLE   14,045 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,392 12,700 SH   SOLE   12,700 0 0
UNITEDHEALTH GROUP INC COM 91324P102 312 1,950 SH   SOLE   1,950 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 681 32,560 SH   SOLE   32,560 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 5,553 42,184 SH   SOLE   42,184 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 4,807 49,460 SH   SOLE   49,460 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 2,939 26,366 SH   SOLE   26,366 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,294 24,669 SH   SOLE   24,669 0 0
VANGUARD INDEX FDS REIT ETF 922908553 1,214 14,714 SH   SOLE   14,714 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 310 3,025 SH   SOLE   3,025 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 298 2,309 SH   SOLE   2,309 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 201 4,540 SH   SOLE   4,540 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 7,020 88,447 SH   SOLE   88,447 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 8,006 93,994 SH   SOLE   93,994 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 27,024 356,665 SH   SOLE   356,665 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,433 45,588 SH   SOLE   45,588 0 0
WAL-MART STORES INC COM 931142103 372 5,375 SH   SOLE   5,375 0 0
WASTE MGMT INC DEL COM 94106L109 216 3,050 SH   SOLE   3,050 0 0
WELLS FARGO & CO NEW COM 949746101 466 8,460 SH   SOLE   8,460 0 0
WELLTOWER INC 6.50% PFD PREPET 95040Q203 873 14,500 SH   SOLE   14,500 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 5,956 103,760 SH   SOLE   103,760 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 2,614 43,559 SH   SOLE   43,559 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717W851 2,539 51,245 SH   SOLE   51,245 0 0
WISDOMTREE TR INTL LRGCAP DV 97717W794 1,658 38,730 SH   SOLE   38,730 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 919 23,491 SH   SOLE   23,491 0 0
WISDOMTREE TR EQTY INC FD 97717W208 586 8,700 SH   SOLE   8,700 0 0
WISDOMTREE TR INDIA ERNGS FD 97717W422 515 25,475 SH   SOLE   25,475 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 1,348 13,061 SH   SOLE   13,061 0 0