144 0001614749 XXXXXXXX LIVE 0001835856 Better Home & Finance Holding Company 001-40143 3 World Trade Center 175 Greenwich Street, 57th Floor New York NY 10007 415-522-8837 Nicholas J. Calamari Officer Class A Common Stock J.P. Morgan Securities LLC

390 Madison Avenue, 6th Floor New York NY 10017

34847 789633 9350264 09/04/2025 NASDAQ Class B Common Stock 06/15/2015 Founder shares Issuer N 19633 06/15/2015 N/A Class B Common Stock 08/22/2020 Vested RSU Issuer N 5043 09/01/2024 Compensation Class A Common Stock 10/01/2024 Vested RSU Issuer N 379 10/01/2024 Compensation Class B Common Stock 11/09/2021 Transfer to the Nicholas J. Calamari Family Trust Nicholas J. Calamari, who acquired the Founder shares on 06/15/15 N 4891 11/09/2021 Compensation Class B Common Stock 11/09/2021 Transfer to the Anika G. Austin Descendants Trust Nicholas J. Calamari, who acquired the Founder shares on 06/15/15 N 4891 11/09/2021 Compensation Y Of the shares filed today, 25,055 shares will be sold by Nicholas J. Calamari, 4,891 shares will be sold by the Nicholas J. Calamari Family Trust, Adam Goldberg as Trustee and 4,891 shares will be sold by the Anika G. Austin Descendants Trust, Adam Goldberg as Trustee. 09/04/2025 06/05/2025 /s/ J.P. Morgan Securities LLC as agent and attorney-in-fact for Nicholas J. Calamari