XML 75 R56.htm IDEA: XBRL DOCUMENT v3.20.2
Regulatory Matters (Tables)
 12 Months Ended
Sep. 30, 2020
Transfers and Servicing of Financial Assets [Abstract]  
Schedule of regulatory capital amounts and requirements
Capital amounts and ratios are presented in the following table:
ActualMinimum Capital Requirement Ratio ¹To Be Well Capitalized
Under Prompt Corrective
Action Provisions
AmountRatioAmountRatioAmountRatio
(dollars in thousands)
As of September 30, 2020
Tier 1 risk based capital (to risk-weighted assets):
Consolidated$1,195,453 11.8 %$609,080 6.0 %N/AN/A
Bank1,187,905 11.7 %608,916 6.0 %$811,888 8.0 %
Total risk based capital (to risk-weighted assets):
Consolidated1,350,658 13.3 %812,107 8.0 %N/AN/A
Bank1,315,077 13.0 %811,888 8.0 %1,014,860 10.0 %
Tier 1 leverage capital (to average assets):
Consolidated1,195,453 9.4 %511,248 4.0 %N/AN/A
Bank1,187,905 9.3 %509,649 4.0 %637,062 5.0 %
Common Equity Tier 1 risk based capital (to risk-weighted assets):
Consolidated1,121,621 11.0 %456,810 4.5 %N/AN/A
Bank$1,187,905 11.7 %$456,687 4.5 %$659,659 6.5 %
ActualMinimum Capital Requirement Ratio ¹To Be Well Capitalized
Under Prompt Corrective
Action Provisions
AmountRatioAmountRatioAmountRatio
(dollars in thousands)
As of September 30, 2019
Tier 1 risk based capital (to risk-weighted assets):
Consolidated$1,225,355 11.7 %$627,493 6.0 %N/AN/A
Bank1,201,476 11.5 %627,311 6.0 %$836,415 8.0 %
Total risk based capital (to risk-weighted assets):
Consolidated1,331,611 12.7 %836,658 8.0 %N/AN/A
Bank1,272,733 12.2 %836,415 8.0 %1,045,519 10.0 %
Tier 1 leverage capital (to average assets):
Consolidated1,225,355 10.1 %483,487 4.0 %N/AN/A
Bank1,201,476 9.9 %483,957 4.0 %604,946 5.0 %
Common Equity Tier 1 risk based capital (to risk-weighted assets):
Consolidated1,151,658 11.0 %470,620 4.5 %N/AN/A
Bank$1,201,476 11.5 %$470,483 4.5 %$679,587 6.5 %
1 Does not include capital conservation buffer of 2.5% at both September 30, 2020 and 2019.