The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR COM 464287200 94,015 363,834 SH   SOLE   0 0 363,834
ISHARES TR COM 46429B697 31,832 589,373 SH   SOLE   0 0 589,373
VANGUARD INDEX FDS COM 922908363 31,266 132,024 SH   SOLE   0 0 132,024
ISHARES TR COM 46434VAQ3 19,806 785,654 SH   SOLE   0 0 785,654
APPLE INC COM 037833100 17,814 70,053 SH   SOLE   0 0 70,053
ISHARES TR COM 46432F842 17,650 353,773 SH   SOLE   0 0 353,773
PIMCO ETF TR COM 72201R775 14,738 138,815 SH   SOLE   0 0 138,815
ISHARES TR COM 46434VBK5 14,263 578,635 SH   SOLE   0 0 578,635
ISHARES TR COM 46434VBA7 13,723 553,561 SH   SOLE   0 0 553,561
ISHARES TR COM 464288158 8,694 81,786 SH   SOLE   0 0 81,786
MICROSOFT CORP COM 594918104 7,496 47,533 SH   SOLE   0 0 47,533
ISHARES TR COM 46434V613 5,702 108,613 SH   SOLE   0 0 108,613
ISHARES TR COM 464288885 5,351 75,243 SH   SOLE   0 0 75,243
AMGEN INC COM 031162100 4,920 24,267 SH   SOLE   0 0 24,267
ALPHABET INC COM 02079K305 4,410 3,796 SH   SOLE   0 0 3,796
JOHNSON & JOHNSON COM 478160104 4,291 32,724 SH   SOLE   0 0 32,724
BERKSHIRE HATHAWAY INC DEL COM 084670702 4,111 22,488 SH   SOLE   0 0 22,488
WALMART INC COM 931142103 4,016 35,347 SH   SOLE   0 0 35,347
VISA INC COM 92826C839 3,967 24,618 SH   SOLE   0 0 24,618
VERIZON COMMUNICATIONS INC COM 92343V104 3,939 73,312 SH   SOLE   0 0 73,312
AMERICAN TOWER CORP NEW COM 03027X100 3,910 17,957 SH   SOLE   0 0 17,957
PROCTER & GAMBLE CO COM 742718109 3,834 34,854 SH   SOLE   0 0 34,854
ISHARES TR COM 464287226 3,823 33,134 SH   SOLE   0 0 33,134
NEXTERA ENERGY INC COM 65339F101 3,821 15,878 SH   SOLE   0 0 15,878
BALL CORP COM 058498106 3,750 57,998 SH   SOLE   0 0 57,998
PEPSICO INC COM 713448108 3,550 29,556 SH   SOLE   0 0 29,556
CISCO SYS INC COM 17275R102 3,418 86,953 SH   SOLE   0 0 86,953
L3HARRIS TECHNOLOGIES INC COM 502431109 3,341 18,548 SH   SOLE   0 0 18,548
MOTOROLA SOLUTIONS INC COM 620076307 3,330 25,056 SH   SOLE   0 0 25,056
CHARLES RIV LABS INTL INC COM 159864107 3,273 25,936 SH   SOLE   0 0 25,936
UNITEDHEALTH GROUP INC COM 91324P102 3,199 12,827 SH   SOLE   0 0 12,827
PNC FINL SVCS GROUP INC COM 693475105 3,136 32,757 SH   SOLE   0 0 32,757
JPMORGAN CHASE & CO COM 46625H100 3,091 34,328 SH   SOLE   0 0 34,328
MASCO CORP COM 574599106 3,088 89,328 SH   SOLE   0 0 89,328
STARBUCKS CORP COM 855244109 3,085 46,924 SH   SOLE   0 0 46,924
BECTON DICKINSON & CO COM 075887109 3,070 13,362 SH   SOLE   0 0 13,362
PFIZER INC COM 717081103 2,927 89,684 SH   SOLE   0 0 89,684
DISNEY WALT CO COM 254687106 2,881 29,822 SH   SOLE   0 0 29,822
DOLLAR GEN CORP NEW COM 256677105 2,813 18,626 SH   SOLE   0 0 18,626
INTERNATIONAL BUSINESS MACHS COM 459200101 2,790 25,154 SH   SOLE   0 0 25,154
GLOBAL PMTS INC COM 37940X102 2,755 19,102 SH   SOLE   0 0 19,102
ISHARES TR COM 46434VAX8 2,736 109,423 SH   SOLE   0 0 109,423
PPL CORP COM 69351T106 2,719 110,174 SH   SOLE   0 0 110,174
ISHARES TR COM 464287465 2,636 49,310 SH   SOLE   0 0 49,310
DIAGEO P L C SPON ADR NEW 25243Q205 2,618 20,597 SH   SOLE   0 0 20,597
GOLDMAN SACHS ETF TR COM 381430206 2,539 97,036 SH   SOLE   0 0 97,036
PARKER HANNIFIN CORP COM 701094104 2,471 19,049 SH   SOLE   0 0 19,049
VANGUARD INDEX FDS COM 922908652 2,471 27,292 SH   SOLE   0 0 27,292
HASBRO INC COM 418056107 2,156 30,136 SH   SOLE   0 0 30,136
JONES LANG LASALLE INC COM 48020Q107 1,915 18,963 SH   SOLE   0 0 18,963
BOOKING HLDGS INC COM 09857L108 1,882 1,399 SH   SOLE   0 0 1,399
WELLS FARGO CO NEW COM 949746101 1,635 56,963 SH   SOLE   0 0 56,963
SPDR S&P 500 ETF TR COM 78462F103 1,498 5,814 SH   SOLE   0 0 5,814
ISHARES TR COM 464288588 1,427 12,920 SH   SOLE   0 0 12,920
ISHARES TR COM 46429B689 1,264 20,370 SH   SOLE   0 0 20,370
PPG INDS INC COM 693506107 1,018 12,173 SH   SOLE   0 0 12,173
AUTOMATIC DATA PROCESSING IN COM 053015103 977 7,146 SH   SOLE   0 0 7,146
ISHARES TR COM 464288877 968 27,134 SH   SOLE   0 0 27,134
ALLERGAN PLC COM G0177J108 956 5,400 SH   SOLE   0 0 5,400
SCHLUMBERGER LTD COM 806857108 898 66,586 SH   SOLE   0 0 66,586
ISHARES INC COM 46434G103 813 20,098 SH   SOLE   0 0 20,098
ISHARES TR COM 464287598 803 8,094 SH   SOLE   0 0 8,094
VANGUARD WHITEHALL FDS COM 921946406 798 11,282 SH   SOLE   0 0 11,282
NVR INC COM 62944T105 768 299 SH   SOLE   0 0 299
VANGUARD INDEX FDS COM 922908769 760 5,896 SH   SOLE   0 0 5,896
AMAZON COM INC COM 023135106 698 358 SH   SOLE   0 0 358
INTEL CORP COM 458140100 695 12,846 SH   SOLE   0 0 12,846
MERCK & CO. INC COM 58933Y105 660 8,580 SH   SOLE   0 0 8,580
II VI INC COM 902104108 655 22,967 SH   SOLE   0 0 22,967
MCDONALDS CORP COM 580135101 595 3,598 SH   SOLE   0 0 3,598
VANECK VECTORS ETF TR COM 92189H201 591 12,030 SH   SOLE   0 0 12,030
ISHARES TR COM 464287655 591 5,159 SH   SOLE   0 0 5,159
INVESCO EXCHANGE-TRADED FD T COM 46138G102 555 16,737 SH   SOLE   0 0 16,737
AT&T INC COM 00206R102 544 18,658 SH   SOLE   0 0 18,658
ALPHABET INC COM 02079K107 523 450 SH   SOLE   0 0 450
CSX CORP COM 126408103 522 9,114 SH   SOLE   0 0 9,114
VANGUARD WORLD FDS COM 92204A702 504 2,381 SH   SOLE   0 0 2,381
ISHARES TR COM 46434V621 502 15,417 SH   SOLE   0 0 15,417
COMCAST CORP NEW COM 20030N101 494 14,356 SH   SOLE   0 0 14,356
ABBVIE INC COM 00287Y109 492 6,462 SH   SOLE   0 0 6,462
ISHARES TR COM 464288448 479 21,177 SH   SOLE   0 0 21,177
NETFLIX INC COM 64110L106 478 1,274 SH   SOLE   0 0 1,274
WHITE MTNS INS GROUP LTD COM G9618E107 460 505 SH   SOLE   0 0 505
EXXON MOBIL CORP COM 30231G102 459 12,092 SH   SOLE   0 0 12,092
COOPER COS INC COM 216648402 432 1,567 SH   SOLE   0 0 1,567
ABBOTT LABS COM 002824100 408 5,173 SH   SOLE   0 0 5,173
ISHARES TR COM 464288414 404 3,574 SH   SOLE   0 0 3,574
J P MORGAN EXCHANGE-TRADED F COM 46641Q761 402 15,781 SH   SOLE   0 0 15,781
SPDR SER TR COM 78464A797 381 14,144 SH   SOLE   0 0 14,144
FIDELITY COVINGTON TR COM 316092204 373 9,894 SH   SOLE   0 0 9,894
BOEING CO COM 097023105 367 2,463 SH   SOLE   0 0 2,463
HONEYWELL INTL INC COM 438516106 349 2,606 SH   SOLE   0 0 2,606
GILEAD SCIENCES INC COM 375558103 345 4,612 SH   SOLE   0 0 4,612
SCHWAB STRATEGIC TR COM 808524706 345 16,696 SH   SOLE   0 0 16,696
SPDR SER TR COM 78464A201 343 7,425 SH   SOLE   0 0 7,425
HOME DEPOT INC COM 437076102 326 1,748 SH   SOLE   0 0 1,748
ISHARES INC COM 464286533 320 6,829 SH   SOLE   0 0 6,829
ISHARES TR COM 464287242 315 2,547 SH   SOLE   0 0 2,547
WISDOMTREE TR COM 97717W604 309 17,170 SH   SOLE   0 0 17,170
NATIONAL BK HLDGS CORP COM 633707104 301 12,596 SH   SOLE   0 0 12,596
ISHARES TR COM 464287440 295 2,428 SH   SOLE   0 0 2,428
NUVEEN MARYLAND QLT MUN INC COM 67061Q107 283 22,421 SH   SOLE   0 0 22,421
SSGA ACTIVE ETF TR COM 78467V848 275 5,744 SH   SOLE   0 0 5,744
J P MORGAN EXCHANGE-TRADED F COM 46641Q670 270 4,977 SH   SOLE   0 0 4,977
ISHARES TR COM 46432F396 269 2,529 SH   SOLE   0 0 2,529
SELECT SECTOR SPDR TR COM 81369Y803 245 3,052 SH   SOLE   0 0 3,052
VANGUARD WORLD FDS COM 92204A876 245 2,010 SH   SOLE   0 0 2,010
SELECT SECTOR SPDR TR COM 81369Y407 243 2,473 SH   SOLE   0 0 2,473
PHILIP MORRIS INTL INC COM 718172109 240 3,294 SH   SOLE   0 0 3,294
INVESCO EXCHANGE TRADED FD T COM 46137V357 232 2,756 SH   SOLE   0 0 2,756
QUALCOMM INC COM 747525103 229 3,390 SH   SOLE   0 0 3,390
NIKE INC COM 654106103 228 2,751 SH   SOLE   0 0 2,751
SCHWAB STRATEGIC TR COM 808524508 220 5,226 SH   SOLE   0 0 5,226
ORACLE CORP COM 68389X105 219 4,531 SH   SOLE   0 0 4,531
VANGUARD WORLD FDS COM 92204A108 211 1,453 SH   SOLE   0 0 1,453
NVIDIA CORP COM 67066G104 208 788 SH   SOLE   0 0 788
PAYPAL HLDGS INC COM 70450Y103 207 2,157 SH   SOLE   0 0 2,157
BLACKROCK MD MUNICIPAL BOND COM 09249L105 204 14,330 SH   SOLE   0 0 14,330
HUNTINGTON BANCSHARES INC COM 446150104 191 23,285 SH   SOLE   0 0 23,285