The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard S&P 500 ETF COM 922908363 82,205 435,964 SH   SOLE   0 0 435,964
iShares MSCI EAFE Index COM 464287465 39,667 693,971 SH   SOLE   0 0 693,971
Vanguard Extended Market ETF COM 922908652 38,063 459,697 SH   SOLE   0 0 459,697
iShares Barclays Aggregate COM 464287226 29,826 269,122 SH   SOLE   0 0 269,122
Schwab Intl Equity ETF COM 808524805 4,356 160,694 SH   SOLE   0 0 160,694
Microsoft Corp COM 594918104 3,062 55,447 SH   SOLE   0 0 55,447
Amgen Inc COM 31162100 3,033 20,232 SH   SOLE   0 0 20,232
Johnson & Johnson COM 478160104 2,617 24,187 SH   SOLE   0 0 24,187
iShares MSCI USA Minimum Volat COM 46429B697 2,309 52,564 SH   SOLE   0 0 52,564
iShares Russell 1000 Val Index COM 464287598 2,196 22,228 SH   SOLE   0 0 22,228
SPDR S&P 500 COM 78462F103 2,162 10,518 SH   SOLE   0 0 10,518
JPMorgan Chase & Co COM 46625H100 2,062 34,816 SH   SOLE   0 0 34,816
iShares MSCI EAFE Min Vol COM 46429B689 2,013 30,292 SH   SOLE   0 0 30,292
Exxon Mobil Corp COM 30231G102 1,867 22,333 SH   SOLE   0 0 22,333
Procter & Gamble Company COM 742718109 1,678 20,384 SH   SOLE   0 0 20,384
PNC Financial Serv Group Inc COM 693475105 1,525 18,032 SH   SOLE   0 0 18,032
Apple Inc COM 37833100 1,491 13,683 SH   SOLE   0 0 13,683
CH Robinson Worldwide Inc COM 12541W209 1,462 19,690 SH   SOLE   0 0 19,690
Ball Corporation COM 58498106 1,396 19,576 SH   SOLE   0 0 19,576
iShares Core MSCI EAFE COM 46432F842 1,374 25,850 SH   SOLE   0 0 25,850
Starbucks Corp COM 855244109 1,344 22,511 SH   SOLE   0 0 22,511
Cisco Systems Inc COM 17275R102 1,317 46,244 SH   SOLE   0 0 46,244
Vanguard High Dividend Yield E COM 921946406 1,285 18,609 SH   SOLE   0 0 18,609
Sysco Corporation COM 871829107 1,265 27,070 SH   SOLE   0 0 27,070
L3 Communications Hldgs COM 502424104 1,263 10,659 SH   SOLE   0 0 10,659
Kingfisher PLC SPONSORED ADR 495724403 1,242 114,288 SH   SOLE   0 0 114,288
Gilead Sciences Inc COM 375558103 1,232 13,411 SH   SOLE   0 0 13,411
PPL Corp COM 69351T106 1,216 31,937 SH   SOLE   0 0 31,937
Express Scripts Hldg COM 30219G108 1,200 17,472 SH   SOLE   0 0 17,472
iSHARES Dow Jones Intl Select COM 464288448 1,195 41,218 SH   SOLE   0 0 41,218
Pfizer Incorporated COM 717081103 1,186 40,000 SH   SOLE   0 0 40,000
PowerShares S&P MidCap Low Vol COM 73937B647 1,077 29,305 SH   SOLE   0 0 29,305
PIMCO Total Return Active ETF COM 72201R775 1,066 10,103 SH   SOLE   0 0 10,103
American Tower Corp COM 03027X100 1,042 10,178 SH   SOLE   0 0 10,178
Goodyear Tire & Rubber Company COM 382550101 974 29,520 SH   SOLE   0 0 29,520
Fifth Third Bancorp COM 316773100 930 55,718 SH   SOLE   0 0 55,718
Verizon Communications COM 92343V104 911 16,836 SH   SOLE   0 0 16,836
Discover Financial Services COM 254709108 908 17,826 SH   SOLE   0 0 17,826
Occidental Petroleum COM 674599105 894 13,060 SH   SOLE   0 0 13,060
WisdomTree MidCap Dividend ETF COM 97717W505 883 10,255 SH   SOLE   0 0 10,255
Masco Corp COM 574599106 874 27,805 SH   SOLE   0 0 27,805
Schwab Em Mkts Equity ETF COM 808524706 872 41,965 SH   SOLE   0 0 41,965
WisdomTree SmallCap Dividend E COM 97717W604 834 12,137 SH   SOLE   0 0 12,137
Market Vectors Inter Muni ETF COM 57060U845 796 32,885 SH   SOLE   0 0 32,885
General Electric Co COM 369604103 771 24,260 SH   SOLE   0 0 24,260
PowerShares S&P SmallCap Low V COM 73937B639 753 21,506 SH   SOLE   0 0 21,506
Wal-Mart Stores Inc COM 931142103 703 10,263 SH   SOLE   0 0 10,263
Ford Motor Co COM 345370860 600 44,464 SH   SOLE   0 0 44,464
AT&T Inc COM 00206R102 489 12,488 SH   SOLE   0 0 12,488
Vanguard Emerging Mkts ETF COM 922042858 449 12,979 SH   SOLE   0 0 12,979
Hines REIT Inc COM 433264108 362 54,495 SH   SOLE   0 0 54,495
CSX Corp COM 126408103 289 11,227 SH   SOLE   0 0 11,227
Kinder Morgan Inc DE COM 49456B101 237 13,278 SH   SOLE   0 0 13,278