The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares Barclays Aggregate COM 464287226 55,146 494,894 SH   SOLE   0 0 494,894
Vanguard S&P 500 ETF COM 922908363 54,594 288,554 SH   SOLE   0 0 288,554
Schwab Intl Equity ETF COM 808524805 47,636 1,575,815 SH   SOLE   0 0 1,575,815
Vanguard Extended Market ETF COM 922908652 27,590 298,374 SH   SOLE   0 0 298,374
Vanguard Emerging Mkts ETF COM 922042858 11,180 273,569 SH   SOLE   0 0 273,569
iShares Russell 1000 Val Index COM 464287598 4,992 48,434 SH   SOLE   0 0 48,434
Amgen Inc COM 31162100 3,263 20,417 SH   SOLE   0 0 20,417
Johnson & Johnson COM 478160104 2,364 23,508 SH   SOLE   0 0 23,508
JPMorgan Chase & Co COM 46625H100 2,230 36,826 SH   SOLE   0 0 36,826
Microsoft Corp COM 594918104 2,206 54,285 SH   SOLE   0 0 54,285
Starbucks Corp COM 855244109 2,160 22,817 SH   SOLE   0 0 22,817
BHP Billiton Ltd ADR SPONSORED ADR 88606108 2,032 43,744 SH   SOLE   0 0 43,744
Exxon Mobil Corp COM 30231G102 1,918 22,569 SH   SOLE   0 0 22,569
PNC Financial Serv Group Inc COM 693475105 1,707 18,317 SH   SOLE   0 0 18,317
Procter & Gamble Company COM 742718109 1,645 20,085 SH   SOLE   0 0 20,085
Express Scripts Hldg COM 30219G108 1,561 17,993 SH   SOLE   0 0 17,993
Ball Corporation COM 58498106 1,475 20,882 SH   SOLE   0 0 20,882
Fluor Corp New COM 343412102 1,410 24,673 SH   SOLE   0 0 24,673
Kingfisher PLC COM 495724403 1,397 123,640 SH   SOLE   0 0 123,640
Exelon Corporation COM 30161N101 1,393 41,467 SH   SOLE   0 0 41,467
Pfizer Incorporated COM 717081103 1,392 40,019 SH   SOLE   0 0 40,019
Chevron Corporation COM 166764100 1,331 12,688 SH   SOLE   0 0 12,688
Seagate Technology COM G7945M107 1,314 25,260 SH   SOLE   0 0 25,260
Ford Motor Co COM 345370860 1,312 81,298 SH   SOLE   0 0 81,298
Gilead Sciences Inc COM 375558103 1,294 13,196 SH   SOLE   0 0 13,196
Dicks Sporting Goods Inc COM 253393102 1,272 22,335 SH   SOLE   0 0 22,335
L3 Communications Hldgs COM 502424104 1,261 10,032 SH   SOLE   0 0 10,032
Cisco Systems Inc COM 17275R102 1,231 44,757 SH   SOLE   0 0 44,757
Discover Financial Services COM 254709108 1,202 21,336 SH   SOLE   0 0 21,336
Occidental Petroleum COM 674599105 1,107 15,167 SH   SOLE   0 0 15,167
Sysco Corporation COM 871829107 981 26,025 SH   SOLE   0 0 26,025
Schlumberger Inc COM 806857108 961 11,521 SH   SOLE   0 0 11,521
Fifth Third Bancorp COM 316773100 883 46,883 SH   SOLE   0 0 46,883
iSHARES Dow Jones Intl Select COM 464288448 862 25,650 SH   SOLE   0 0 25,650
Goodyear Tire & Rubber Company COM 382550101 862 31,844 SH   SOLE   0 0 31,844
iShares MSCI EAFE Min Vol COM 46429B689 821 12,465 SH   SOLE   0 0 12,465
iShares MSCI USA Minimum Volat COM 46429B697 796 19,315 SH   SOLE   0 0 19,315
Vanguard High Dividend Yield E COM 921946406 788 11,550 SH   SOLE   0 0 11,550
WisdomTree Em Mkts Equity Inc COM 97717W315 713 16,790 SH   SOLE   0 0 16,790
Kinder Morgan Inc DE COM 49456B101 648 15,425 SH   SOLE   0 0 15,425
General Electric Co COM 369604103 630 25,397 SH   SOLE   0 0 25,397
Telefonica Brasil SA COM 87936R106 525 34,340 SH   SOLE   0 0 34,340
Templeton Global Income Inc COM 880198106 483 67,194 SH   SOLE   0 0 67,194
Xerox Corp COM 984121103 477 37,127 SH   SOLE   0 0 37,127
TransCanada Corp COM 89353D107 470 11,005 SH   SOLE   0 0 11,005
CSX Corp COM 126408103 453 13,688 SH   SOLE   0 0 13,688
AT&T Inc COM 00206R102 378 11,601 SH   SOLE   0 0 11,601
PowerShares S&P MidCap Low Vol COM 73937B647 368 10,867 SH   SOLE   0 0 10,867
First Trust RBA American Indl COM 33738R704 363 19,145 SH   SOLE   0 0 19,145
Banco Santander SPONSORED ADR 05964H105 206 27,763 SH   SOLE   0 0 27,763