The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 1,069 16,371 SH   DFND 1 0 0 16,371
ABBVIE INC COM 00287Y109 1,718 26,246 SH   SOLE 26,246 0 0
ABBVIE INC COM 00287Y109 469 7,128 SH   DFND 1,614 0 5,514
ADOBE SYS INC COM 00724F101 231 3,185 SH   DFND 1 0 0 3,185
AEGON N V NY REGISTRY SH 007924103 86 11,450 SH   DFND 1 0 0 11,450
AES CORP COM 00130H105 687 49,874 SH   DFND 26,355 0 23,519
AES CORP COM 00130H105 1,201 87,116 SH   DFND 1 0 0 87,116
AES CORP COM 00130H105 1,192 86,492 SH   SOLE 86,492 0 0
ALEXION PHARMACEUTICALS INC COM 015351109 1,072 5,808 SH   DFND 1 0 0 5,808
ALEXION PHARMACEUTICALS INC COM 015351109 1,017 5,494 SH   SOLE 5,494 0 0
ALEXION PHARMACEUTICALS INC COM 015351109 540 2,917 SH   DFND 1,599 0 1,318
ALLERGAN INC COM 018490102 769 3,615 SH   DFND 1 0 0 3,615
ALLERGAN INC COM 018490102 774 3,647 SH   SOLE 3,647 0 0
ALLERGAN INC COM 018490102 486 2,268 SH   DFND 1,123 0 1,145
ALLIANCE DATA SYSTEMS CORP COM 018581108 829 2,881 SH   DFND 1,382 0 1,499
ALLIANCE DATA SYSTEMS CORP COM 018581108 1,486 5,201 SH   DFND 1 0 0 5,201
ALLIANCE DATA SYSTEMS CORP COM 018581108 1,314 4,598 SH   SOLE 4,598 0 0
ALLSTATE CORP COM 020002101 1,635 23,261 SH   SOLE 23,261 0 0
ALLSTATE CORP COM 020002101 483 6,885 SH   DFND 672 0 6,213
ALLSTATE CORP COM 020002101 906 12,886 SH   DFND 1 0 0 12,886
ALTRIA GROUP INC COM 02209S103 201 4,080 SH   DFND 1 0 0 4,080
AMERICAN TOWER CORP NEW COM 03027X100 331 3,356 SH   DFND 1,816 0 1,540
AMERICAN TOWER CORP NEW COM 03027X100 616 6,206 SH   DFND 1 0 0 6,206
AMERICAN TOWER CORP NEW COM 03027X100 783 7,927 SH   SOLE 7,927 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 320 6,009 SH   DFND 653 0 5,356
AMERICAN WTR WKS CO INC NEW COM 030420103 665 12,518 SH   DFND 1 0 0 12,518
AMERICAN WTR WKS CO INC NEW COM 030420103 1,263 23,686 SH   SOLE 23,686 0 0
APPLE INC COM 037833100 3,469 31,423 SH   SOLE 31,423 0 0
APPLE INC COM 037833100 1,653 15,002 SH   DFND 6,367 0 8,635
APPLE INC COM 037833100 3,266 29,609 SH   DFND 1 0 0 29,609
AT&T INC COM 00206R102 305 9,047 SH   DFND 1 0 0 9,047
BAKER HUGHES INC COM 057224107 1,229 21,898 SH   DFND 1 0 0 21,898
BAKER HUGHES INC COM 057224107 1,280 22,823 SH   SOLE 22,823 0 0
BAKER HUGHES INC COM 057224107 637 11,313 SH   DFND 6,066 0 5,247
BANK AMER CORP COM 060505104 439 24,570 SH   DFND 1 0 0 24,570
BANK AMER CORP COM 060505104 904 50,481 SH   SOLE 50,481 0 0
BARD C R INC COM 067383109 549 3,344 SH   DFND 1,857 0 1,487
BARD C R INC COM 067383109 922 5,562 SH   DFND 1 0 0 5,562
BARD C R INC COM 067383109 1,035 6,220 SH   SOLE 6,220 0 0
BAXTER INTL INC COM 071813109 1,371 18,702 SH   SOLE 18,702 0 0
BAXTER INTL INC COM 071813109 715 9,758 SH   DFND 1 0 0 9,758
BAXTER INTL INC COM 071813109 420 5,738 SH   DFND 1,218 0 4,520
BERKSHIRE HATHAWAY INC DEL CL A 084670108 226 1 SH   DFND 1 0 0 1
BLACKROCK INC COM 09247X101 995 2,792 SH   DFND 939 0 1,853
BLACKROCK INC COM 09247X101 1,771 4,954 SH   DFND 1 0 0 4,954
BLACKROCK INC COM 09247X101 2,651 7,415 SH   SOLE 7,415 0 0
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 1,099 32,414 SH   DFND 16,626 0 15,788
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 1,931 57,142 SH   DFND 1 0 0 57,142
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 2,047 60,506 SH   SOLE 60,506 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,038 17,599 SH   DFND 1 0 0 17,599
BRISTOL MYERS SQUIBB CO COM 110122108 1,610 27,289 SH   SOLE 27,289 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 402 6,792 SH   DFND 817 0 5,975
BROADCOM CORP CL A 111320107 1,649 37,961 SH   DFND 1 0 0 37,961
BROADCOM CORP CL A 111320107 2,488 57,427 SH   SOLE 57,427 0 0
BROADCOM CORP CL A 111320107 831 19,184 SH   DFND 7,819 0 11,365
BRUKER CORP COM 116794108 488 24,793 SH   DFND 14,245 0 10,548
BRUKER CORP COM 116794108 890 45,179 SH   DFND 1 0 0 45,179
BRUKER CORP COM 116794108 929 47,430 SH   SOLE 47,430 0 0
BUNGE LIMITED COM G16962105 994 10,946 SH   SOLE 10,946 0 0
BUNGE LIMITED COM G16962105 560 6,169 SH   DFND 3,145 0 3,024
BUNGE LIMITED COM G16962105 941 10,334 SH   DFND 1 0 0 10,334
CABOT OIL & GAS CORP COM 127097103 819 27,649 SH   SOLE 27,649 0 0
CABOT OIL & GAS CORP COM 127097103 792 26,887 SH   DFND 1 0 0 26,887
CABOT OIL & GAS CORP COM 127097103 522 17,519 SH   DFND 9,042 0 8,477
CAMERON INTERNATIONAL CORP COM 13342B105 564 11,260 SH   DFND 5,420 0 5,840
CAMERON INTERNATIONAL CORP COM 13342B105 964 19,289 SH   DFND 1 0 0 19,289
CAMERON INTERNATIONAL CORP COM 13342B105 974 19,498 SH   SOLE 19,498 0 0
CANADIAN PAC RY LTD COM 13645T100 253 1,310 SH   DFND 1 0 0 1,310
CAPITAL ONE FINL CORP COM 14040H105 327 3,947 SH   DFND 2,137 0 1,810
CAPITAL ONE FINL CORP COM 14040H105 596 7,229 SH   DFND 1 0 0 7,229
CAPITAL ONE FINL CORP COM 14040H105 749 9,080 SH   SOLE 9,080 0 0
CARDINAL HEALTH INC COM 14149Y108 307 3,798 SH   DFND 511 0 3,287
CARDINAL HEALTH INC COM 14149Y108 700 8,667 SH   DFND 1 0 0 8,667
CARDINAL HEALTH INC COM 14149Y108 1,430 17,718 SH   SOLE 17,718 0 0
CELGENE CORP COM 151020104 810 7,267 SH   DFND 3,092 0 4,175
CELGENE CORP COM 151020104 1,322 11,834 SH   DFND 1 0 0 11,834
CELGENE CORP COM 151020104 1,123 10,050 SH   SOLE 10,050 0 0
CHEVRON CORP NEW COM 166764100 461 4,112 SH   DFND 752 0 3,360
CHEVRON CORP NEW COM 166764100 987 8,781 SH   DFND 1 0 0 8,781
CHEVRON CORP NEW COM 166764100 1,498 13,352 SH   SOLE 13,352 0 0
CIGNA CORPORATION COM 125509109 607 5,906 SH   DFND 1 0 0 5,906
CIGNA CORPORATION COM 125509109 687 6,660 SH   SOLE 6,660 0 0
CIGNA CORPORATION COM 125509109 327 3,184 SH   DFND 1,754 0 1,430
CISCO SYS INC COM 17275R102 806 28,928 SH   DFND 1 0 0 28,928
CISCO SYS INC COM 17275R102 1,078 38,758 SH   SOLE 38,758 0 0
CISCO SYS INC COM 17275R102 300 10,703 SH   DFND 2,371 0 8,332
COCA COLA CO COM 191216100 394 9,380 SH   DFND 1 0 0 9,380
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,156 21,996 SH   DFND 10,353 0 11,643
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,707 32,485 SH   DFND 1 0 0 32,485
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,839 34,912 SH   SOLE 34,912 0 0
COMCAST CORP NEW CL A 20030N101 1,352 23,339 SH   DFND 1 0 0 23,339
COMCAST CORP NEW CL A 20030N101 1,783 30,713 SH   SOLE 30,713 0 0
COMCAST CORP NEW CL A 20030N101 848 14,629 SH   DFND 5,346 0 9,283
CONOCOPHILLIPS COM 20825C104 1,014 14,697 SH   DFND 1 0 0 14,697
CONOCOPHILLIPS COM 20825C104 1,420 20,567 SH   SOLE 20,567 0 0
CONOCOPHILLIPS COM 20825C104 409 5,898 SH   DFND 1,223 0 4,675
CVS HEALTH CORP COM 126650100 1,083 11,242 SH   DFND 5,598 0 5,644
CVS HEALTH CORP COM 126650100 1,456 15,100 SH   DFND 1 0 0 15,100
CVS HEALTH CORP COM 126650100 1,438 14,922 SH   SOLE 14,922 0 0
DANAHER CORP DEL COM 235851102 1,097 12,808 SH   SOLE 12,808 0 0
DANAHER CORP DEL COM 235851102 605 7,096 SH   DFND 3,733 0 3,363
DANAHER CORP DEL COM 235851102 935 10,913 SH   DFND 1 0 0 10,913
DEERE & CO COM 244199105 1,011 11,422 SH   SOLE 11,422 0 0
DEERE & CO COM 244199105 270 3,053 SH   DFND 321 0 2,732
DEERE & CO COM 244199105 998 11,288 SH   DFND 1 0 0 11,288
DIRECTV COM 25490A309 455 5,289 SH   DFND 2,223 0 3,066
DIRECTV COM 25490A309 621 7,161 SH   DFND 1 0 0 7,161
DIRECTV COM 25490A309 608 6,996 SH   SOLE 6,996 0 0
DISCOVER FINL SVCS COM 254709108 399 6,100 SH   DFND 670 0 5,430
DISCOVER FINL SVCS COM 254709108 748 11,450 SH   DFND 1 0 0 11,450
DISCOVER FINL SVCS COM 254709108 1,461 22,315 SH   SOLE 22,315 0 0
DISNEY WALT CO COM DISNEY 254687106 441 4,691 SH   DFND 416 0 4,275
DU PONT E I DE NEMOURS & CO COM 263534109 473 6,402 SH   DFND 998 0 5,404
DU PONT E I DE NEMOURS & CO COM 263534109 1,229 16,627 SH   DFND 1 0 0 16,627
DU PONT E I DE NEMOURS & CO COM 263534109 1,762 23,829 SH   SOLE 23,829 0 0
E M C CORP MASS COM 268648102 782 26,261 SH   DFND 14,382 0 11,879
E M C CORP MASS COM 268648102 1,454 48,744 SH   DFND 1 0 0 48,744
E M C CORP MASS COM 268648102 1,301 43,737 SH   SOLE 43,737 0 0
EMERSON ELEC CO COM 291011104 380 6,113 SH   DFND 3,203 0 2,910
EMERSON ELEC CO COM 291011104 734 11,876 SH   DFND 1 0 0 11,876
EMERSON ELEC CO COM 291011104 597 9,673 SH   SOLE 9,673 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 1,416 16,721 SH   SOLE 16,721 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 1,363 16,124 SH   DFND 1 0 0 16,124
EXPRESS SCRIPTS HLDG CO COM 30219G108 914 10,830 SH   DFND 4,961 0 5,869
EXXON MOBIL CORP COM 30231G102 865 9,353 SH   DFND 1 0 0 9,353
EXXON MOBIL CORP COM 30231G102 1,021 11,048 SH   SOLE 11,048 0 0
EXXON MOBIL CORP COM 30231G102 454 4,926 SH   DFND 1,036 0 3,890
FACEBOOK INC CL A 30303M102 250 3,205 SH   DFND 1 0 0 3,205
FIFTH THIRD BANCORP COM 316773100 204 10,000 SH   SOLE 10,000 0 0
FISERV INC COM 337738108 856 12,064 SH   DFND 5,745 0 6,319
FISERV INC COM 337738108 1,454 20,421 SH   DFND 1 0 0 20,421
FISERV INC COM 337738108 1,329 18,730 SH   SOLE 18,730 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 481 31,189 SH   DFND 17,157 0 14,032
FORD MTR CO DEL COM PAR $0.01 345370860 945 60,768 SH   DFND 1 0 0 60,768
FORD MTR CO DEL COM PAR $0.01 345370860 1,057 68,118 SH   SOLE 68,118 0 0
FRANKLIN RES INC COM 354613101 268 4,822 SH   DFND 1 0 0 4,822
GAMESTOP CORP NEW CL A 36467W109 337 10,073 SH   DFND 5,597 0 4,476
GAMESTOP CORP NEW CL A 36467W109 647 19,262 SH   DFND 1 0 0 19,262
GAMESTOP CORP NEW CL A 36467W109 659 19,472 SH   SOLE 19,472 0 0
GENERAL DYNAMICS CORP COM 369550108 387 2,800 SH   DFND 388 0 2,412
GENERAL DYNAMICS CORP COM 369550108 768 5,588 SH   DFND 1 0 0 5,588
GENERAL DYNAMICS CORP COM 369550108 1,438 10,453 SH   SOLE 10,453 0 0
GENERAL ELECTRIC CO COM 369604103 1,284 50,815 SH   SOLE 50,815 0 0
GENERAL ELECTRIC CO COM 369604103 1,054 41,699 SH   DFND 1 0 0 41,699
GENERAL ELECTRIC CO COM 369604103 362 14,312 SH   DFND 3,065 0 11,247
GENERAL MTRS CO COM 37045V100 546 15,675 SH   DFND 1 0 0 15,675
GENERAL MTRS CO COM 37045V100 1,026 29,416 SH   SOLE 29,416 0 0
GENERAL MTRS CO COM 37045V100 259 7,395 SH   DFND 846 0 6,549
GILEAD SCIENCES INC COM 375558103 302 3,213 SH   DFND 1 0 0 3,213
GOOGLE INC CL A 38259P508 706 1,337 SH   DFND 694 0 643
GOOGLE INC CL A 38259P508 1,216 2,295 SH   DFND 1 0 0 2,295
GOOGLE INC CL A 38259P508 1,213 2,287 SH   SOLE 2,287 0 0
HECLA MNG CO COM 422704106 33 11,550 SH   DFND 1 0 0 11,550
HEWLETT PACKARD CO COM 428236103 562 14,000 SH   SOLE 14,000 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 238 5,047 SH   DFND 1 0 0 5,047
ING GROEP N V SPONSORED ADR 456837103 919 70,860 SH   DFND 1 0 0 70,860
INTEL CORP COM 458140100 473 12,919 SH   DFND 3,074 0 9,845
INTEL CORP COM 458140100 1,078 29,650 SH   DFND 1 0 0 29,650
INTEL CORP COM 458140100 1,525 42,011 SH   SOLE 42,011 0 0
ISHARES SHT NTLAMTFR ETF 464288158 200 1,890 SH   DFND 1 0 0 1,890
ISHARES NAT AMT FREE BD 464288414 309 2,793 SH   DFND 1 0 0 2,793
ISHARES IBOXX HI YD ETF 464288513 536 5,969 SH   SOLE 5,969 0 0
ISHARES IBOXX HI YD ETF 464288513 3,007 33,535 SH   DFND 9,804 0 23,731
ISHARES IBOXX HI YD ETF 464288513 432 4,806 SH   DFND 1 0 0 4,806
ISHARES TR CORE S&P500 ETF 464287200 10,745 51,944 SH   DFND 1 0 0 51,944
ISHARES TR CORE S&P500 ETF 464287200 912 4,410 SH   DFND 0 0 4,410
ISHARES TR MSCI EAFE ETF 464287465 10,504 172,691 SH   DFND 54,339 0 118,352
ISHARES TR MSCI EAFE ETF 464287465 9,297 152,779 SH   DFND 1 0 0 152,779
ISHARES TR MSCI EAFE ETF 464287465 1,994 32,807 SH   SOLE 32,807 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 1,938 26,270 SH   DFND 1 0 0 26,270
ISHARES TR RUS MID-CAP ETF 464287499 321 1,920 SH   DFND 0 0 1,920
ISHARES TR RUS MID-CAP ETF 464287499 2,242 13,421 SH   DFND 1 0 0 13,421
ISHARES TR CORE S&P MCP ETF 464287507 5,126 35,400 SH   DFND 1 0 0 35,400
ISHARES TR RUS 1000 ETF 464287622 5,879 51,303 SH   DFND 1 0 0 51,303
ISHARES TR RUS 1000 ETF 464287622 1,841 16,055 SH   SOLE 16,055 0 0
ISHARES TR RUS 1000 ETF 464287622 8,840 77,110 SH   DFND 65,667 0 11,443
ISHARES TR RUS 2000 VAL ETF 464287630 4,241 41,709 SH   DFND 1 0 0 41,709
ISHARES TR RUS 2000 GRW ETF 464287648 788 5,530 SH   DFND 1 0 0 5,530
ISHARES TR RUSSELL 2000 ETF 464287655 3,703 30,984 SH   DFND 9,189 0 21,795
ISHARES TR RUSSELL 2000 ETF 464287655 6,292 52,646 SH   DFND 1 0 0 52,646
ISHARES TR RUSSELL 2000 ETF 464287655 676 5,661 SH   SOLE 5,661 0 0
ISHARES TR CORE S&P SCP ETF 464287804 253 2,224 SH   DFND 1,599 0 625
ISHARES TR CORE S&P SCP ETF 464287804 445 3,901 SH   DFND 1 0 0 3,901
ISHARES TR FLTG RATE BD ETF 46429B655 378 7,453 SH   DFND 1 0 0 7,453
ISHARES TR FLTG RATE BD ETF 46429B655 400 7,935 SH   SOLE 7,935 0 0
ISHARES TR FLTG RATE BD ETF 46429B655 1,628 32,133 SH   DFND 16,584 0 15,549
JOHNSON & JOHNSON COM 478160104 1,188 11,369 SH   DFND 1 0 0 11,369
JOHNSON & JOHNSON COM 478160104 1,394 13,323 SH   SOLE 13,323 0 0
JOHNSON & JOHNSON COM 478160104 436 4,176 SH   DFND 984 0 3,192
JPMORGAN CHASE & CO COM 46625H100 1,439 22,885 SH   DFND 8,209 0 14,676
JPMORGAN CHASE & CO COM 46625H100 2,572 41,127 SH   DFND 1 0 0 41,127
JPMORGAN CHASE & CO COM 46625H100 3,164 50,572 SH   SOLE 50,572 0 0
LAZARD LTD SHS A G54050102 923 18,442 SH   SOLE 18,442 0 0
LAZARD LTD SHS A G54050102 491 9,784 SH   DFND 5,099 0 4,685
LAZARD LTD SHS A G54050102 873 17,485 SH   DFND 1 0 0 17,485
LINCOLN NATL CORP IND COM 534187109 1,513 26,247 SH   SOLE 26,247 0 0
LINCOLN NATL CORP IND COM 534187109 382 6,647 SH   DFND 757 0 5,890
LINCOLN NATL CORP IND COM 534187109 732 12,727 SH   DFND 1 0 0 12,727
LKQ CORP COM 501889208 349 12,483 SH   DFND 6,625 0 5,858
LKQ CORP COM 501889208 579 20,518 SH   DFND 1 0 0 20,518
LKQ CORP COM 501889208 639 22,725 SH   SOLE 22,725 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 547 6,926 SH   DFND 3,345 0 3,581
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 1,096 13,780 SH   DFND 1 0 0 13,780
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 921 11,605 SH   SOLE 11,605 0 0
MARATHON OIL CORP COM 565849106 568 20,092 SH   DFND 1 0 0 20,092
MARATHON OIL CORP COM 565849106 1,095 38,736 SH   SOLE 38,736 0 0
MARATHON OIL CORP COM 565849106 243 8,573 SH   DFND 1,072 0 7,501
MARATHON PETE CORP COM 56585A102 678 7,485 SH   DFND 1 0 0 7,485
MARATHON PETE CORP COM 56585A102 1,228 13,596 SH   SOLE 13,596 0 0
MARATHON PETE CORP COM 56585A102 246 2,725 SH   DFND 392 0 2,333
MASTERCARD INC CL A 57636Q104 1,081 12,545 SH   DFND 5,988 0 6,557
MASTERCARD INC CL A 57636Q104 1,585 18,401 SH   DFND 1 0 0 18,401
MASTERCARD INC CL A 57636Q104 1,779 20,649 SH   SOLE 20,649 0 0
MEDTRONIC INC COM 585055106 1,042 14,442 SH   SOLE 14,442 0 0
MEDTRONIC INC COM 585055106 586 8,092 SH   DFND 4,287 0 3,805
MEDTRONIC INC COM 585055106 1,036 14,319 SH   DFND 1 0 0 14,319
MENTOR GRAPHICS CORP COM 587200106 981 44,780 SH   SOLE 44,780 0 0
MENTOR GRAPHICS CORP COM 587200106 508 23,236 SH   DFND 13,130 0 10,106
MENTOR GRAPHICS CORP COM 587200106 910 41,382 SH   DFND 1 0 0 41,382
MERCK & CO INC NEW COM 58933Y105 653 11,538 SH   DFND 5,180 0 6,358
MERCK & CO INC NEW COM 58933Y105 1,073 18,934 SH   DFND 1 0 0 18,934
MERCK & CO INC NEW COM 58933Y105 898 15,796 SH   SOLE 15,796 0 0
METLIFE INC COM 59156R108 1,030 19,016 SH   DFND 6,565 0 12,451
METLIFE INC COM 59156R108 1,827 33,714 SH   DFND 1 0 0 33,714
METLIFE INC COM 59156R108 2,390 44,172 SH   SOLE 44,172 0 0
MICROSOFT CORP COM 594918104 1,057 22,777 SH   DFND 8,668 0 14,109
MICROSOFT CORP COM 594918104 2,421 52,097 SH   SOLE 52,097 0 0
MICROSOFT CORP COM 594918104 2,102 45,328 SH   DFND 1 0 0 45,328
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADR 606822104 56 10,573 SH   DFND 1 0 0 10,573
MIZUHO FINL GROUP INC SPONSORED ADR 60687Y109 49 14,383 SH   DFND 1 0 0 14,383
MONDELEZ INTL INC CL A 609207105 460 12,637 SH   DFND 2,280 0 10,357
MONDELEZ INTL INC CL A 609207105 928 25,495 SH   DFND 1 0 0 25,495
MONDELEZ INTL INC CL A 609207105 1,486 40,917 SH   SOLE 40,917 0 0
MONSTER BEVERAGE CORP COM 611740101 208 1,925 SH   DFND 1 0 0 1,925
NATIONAL OILWELL VARCO INC COM 637071101 396 6,026 SH   DFND 1 0 0 6,026
NEW YORK CMNTY BANCORP INC COM 649445103 259 16,250 SH   DFND 1,898 0 14,352
NEW YORK CMNTY BANCORP INC COM 649445103 510 31,858 SH   DFND 1 0 0 31,858
NEW YORK CMNTY BANCORP INC COM 649445103 1,043 65,144 SH   SOLE 65,144 0 0
NORFOLK SOUTHERN CORP COM 655844108 394 3,592 SH   DFND 495 0 3,097
NORFOLK SOUTHERN CORP COM 655844108 805 7,328 SH   DFND 1 0 0 7,328
NORFOLK SOUTHERN CORP COM 655844108 1,485 13,548 SH   SOLE 13,548 0 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 900 4,680 SH   DFND 2,434 0 2,246
O REILLY AUTOMOTIVE INC NEW COM 67103H107 1,368 7,119 SH   DFND 1 0 0 7,119
O REILLY AUTOMOTIVE INC NEW COM 67103H107 1,539 7,981 SH   SOLE 7,981 0 0
PFIZER INC COM 717081103 1,484 47,652 SH   SOLE 47,652 0 0
PFIZER INC COM 717081103 302 9,692 SH   DFND 1,262 0 8,430
PFIZER INC COM 717081103 1,000 32,093 SH   DFND 1 0 0 32,093
PHILIP MORRIS INTL INC COM 718172109 244 2,993 SH   DFND 1 0 0 2,993
PNC FINL SVCS GROUP INC COM 693475105 1,216 13,360 SH   DFND 4,802 0 8,558
PNC FINL SVCS GROUP INC COM 693475105 2,118 23,205 SH   DFND 1 0 0 23,205
PNC FINL SVCS GROUP INC COM 693475105 3,020 33,102 SH   SOLE 33,102 0 0
PRICELINE GRP INC COM NEW 741503403 233 205 SH   DFND 1 0 0 205
PRINCIPAL FINL GROUP INC COM 74251V102 385 7,399 SH   DFND 771 0 6,628
PRINCIPAL FINL GROUP INC COM 74251V102 740 14,250 SH   DFND 1 0 0 14,250
PRINCIPAL FINL GROUP INC COM 74251V102 1,384 26,644 SH   SOLE 26,644 0 0
PROCTER & GAMBLE CO COM 742718109 1,888 20,760 SH   DFND 1 0 0 20,760
PROCTER & GAMBLE CO COM 742718109 2,459 26,983 SH   SOLE 26,983 0 0
PROCTER & GAMBLE CO COM 742718109 1,004 11,039 SH   DFND 4,238 0 6,801
PRUDENTIAL FINL INC COM 744320102 1,639 18,118 SH   DFND 1 0 0 18,118
PRUDENTIAL FINL INC COM 744320102 1,592 17,579 SH   SOLE 17,579 0 0
PRUDENTIAL FINL INC COM 744320102 929 10,242 SH   DFND 5,198 0 5,044
PUBLIC SVC ENTERPRISE GROUP COM 744573106 327 7,909 SH   DFND 824 0 7,085
PUBLIC SVC ENTERPRISE GROUP COM 744573106 638 15,368 SH   DFND 1 0 0 15,368
PUBLIC SVC ENTERPRISE GROUP COM 744573106 1,241 29,961 SH   SOLE 29,961 0 0
QUEST DIAGNOSTICS INC COM 74834L100 995 14,841 SH   SOLE 14,841 0 0
QUEST DIAGNOSTICS INC COM 74834L100 237 3,562 SH   DFND 513 0 3,049
QUEST DIAGNOSTICS INC COM 74834L100 558 8,326 SH   DFND 1 0 0 8,326
ROSS STORES INC COM 778296103 1,407 14,934 SH   SOLE 14,934 0 0
ROSS STORES INC COM 778296103 1,408 14,950 SH   DFND 1 0 0 14,950
ROSS STORES INC COM 778296103 902 9,523 SH   DFND 4,554 0 4,969
SILICON IMAGE INC COM 82705T102 63 11,281 SH   DFND 7,975 0 3,306
SILICON IMAGE INC COM 82705T102 69 12,404 SH   DFND 1 0 0 12,404
SILICON IMAGE INC COM 82705T102 61 11,040 SH   SOLE 11,040 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 650 8,969 SH   DFND 3,171 0 5,798
SKYWORKS SOLUTIONS INC COM 83088M102 997 13,751 SH   DFND 1 0 0 13,751
SKYWORKS SOLUTIONS INC COM 83088M102 826 11,386 SH   SOLE 11,386 0 0
STARBUCKS CORP COM 855244109 239 2,914 SH   DFND 1 0 0 2,914
STERICYCLE INC COM 858912108 771 5,875 SH   DFND 3,046 0 2,829
STERICYCLE INC COM 858912108 1,242 9,460 SH   DFND 1 0 0 9,460
STERICYCLE INC COM 858912108 1,319 10,063 SH   SOLE 10,063 0 0
TARGET CORP COM 87612E106 510 6,711 SH   DFND 1,101 0 5,610
TARGET CORP COM 87612E106 390 5,124 SH   DFND 1 0 0 5,124
TARGET CORP COM 87612E106 860 11,328 SH   SOLE 11,328 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,001 7,977 SH   DFND 3,681 0 4,296
THERMO FISHER SCIENTIFIC INC COM 883556102 1,584 12,629 SH   DFND 1 0 0 12,629
THERMO FISHER SCIENTIFIC INC COM 883556102 1,603 12,794 SH   SOLE 12,794 0 0
TRACTOR SUPPLY CO COM 892356106 202 2,573 SH   DFND 1 0 0 2,573
UNION PAC CORP COM 907818108 870 7,296 SH   DFND 4,012 0 3,284
UNION PAC CORP COM 907818108 1,247 10,478 SH   DFND 1 0 0 10,478
UNION PAC CORP COM 907818108 1,352 11,357 SH   SOLE 11,357 0 0
UNITED TECHNOLOGIES CORP COM 913017109 620 5,387 SH   DFND 2,370 0 3,017
UNITED TECHNOLOGIES CORP COM 913017109 934 8,097 SH   DFND 1 0 0 8,097
UNITED TECHNOLOGIES CORP COM 913017109 1,018 8,837 SH   SOLE 8,837 0 0
US BANCORP DEL COM NEW 902973304 1,185 26,426 SH   DFND 9,731 0 16,695
US BANCORP DEL COM NEW 902973304 2,094 46,550 SH   DFND 1 0 0 46,550
US BANCORP DEL COM NEW 902973304 2,870 63,896 SH   SOLE 63,896 0 0
V F CORP COM 918204108 1,262 16,840 SH   SOLE 16,840 0 0
V F CORP COM 918204108 333 4,438 SH   DFND 664 0 3,774
V F CORP COM 918204108 718 9,602 SH   DFND 1 0 0 9,602
VALERO ENERGY CORP NEW COM 91913Y100 1,238 25,026 SH   SOLE 25,026 0 0
VALERO ENERGY CORP NEW COM 91913Y100 674 13,561 SH   DFND 7,703 0 5,858
VALERO ENERGY CORP NEW COM 91913Y100 1,186 23,976 SH   DFND 1 0 0 23,976
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 13,732 166,680 SH   DFND 92,563 0 74,117
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 3,324 40,306 SH   DFND 1 0 0 40,306
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 3,410 41,395 SH   SOLE 41,395 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 885 6,961 SH   SOLE 6,961 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 858 8,256 SH   SOLE 8,256 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 4,267 40,836 SH   SOLE 40,836 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 4,130 48,809 SH   SOLE 48,809 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,052 26,862 SH   SOLE 26,862 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,284 107,021 SH   DFND 1 0 0 107,021
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,580 64,526 SH   DFND 19,519 0 45,007
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 551 10,063 SH   SOLE 10,063 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,107 21,344 SH   SOLE 21,344 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,147 24,571 SH   DFND 10,152 0 14,419
VERIZON COMMUNICATIONS INC COM 92343V104 2,081 44,398 SH   DFND 1 0 0 44,398
VERIZON COMMUNICATIONS INC COM 92343V104 2,785 59,514 SH   SOLE 59,514 0 0
VISA INC COM CL A 92826C839 291 1,107 SH   DFND 1 0 0 1,107
WAL-MART STORES INC COM 931142103 1,082 12,600 SH   DFND 1 0 0 12,600
WAL-MART STORES INC COM 931142103 1,003 11,660 SH   SOLE 11,660 0 0
WAL-MART STORES INC COM 931142103 678 7,875 SH   DFND 3,685 0 4,190
WELLS FARGO & CO NEW COM 949746101 791 14,454 SH   DFND 1 0 0 14,454
WELLS FARGO & CO NEW COM 949746101 1,515 27,632 SH   SOLE 27,632 0 0
WELLS FARGO & CO NEW COM 949746101 619 11,286 SH   DFND 3,786 0 7,500
WILLIAMS COS INC DEL COM 969457100 411 9,158 SH   DFND 4,769 0 4,389
WILLIAMS COS INC DEL COM 969457100 805 17,877 SH   DFND 1 0 0 17,877
WILLIAMS COS INC DEL COM 969457100 756 16,809 SH   SOLE 16,809 0 0
WYNDHAM WORLDWIDE CORP COM 98310W108 988 11,518 SH   SOLE 11,518 0 0
WYNDHAM WORLDWIDE CORP COM 98310W108 478 5,568 SH   DFND 3,071 0 2,497
WYNDHAM WORLDWIDE CORP COM 98310W108 885 10,281 SH   DFND 1 0 0 10,281