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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   52,465,288 127,628 SH   SOLE   0 0 127,628
ISHARES TR CORE S&P SCP ETF 464287804   38,489,906 398,034 SH   SOLE   0 0 398,034
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   36,154,714 800,414 SH   SOLE   0 0 800,414
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   35,933,100 233,317 SH   SOLE   0 0 233,317
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855   27,475,602 504,417 SH   SOLE   0 0 504,417
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   26,105,272 779,727 SH   SOLE   0 0 779,727
VANGUARD INDEX FDS VALUE ETF 922908744   23,096,082 167,230 SH   SOLE   0 0 167,230
VANGUARD INDEX FDS SM CP VAL ETF 922908611   22,517,977 141,837 SH   SOLE   0 0 141,837
APPLE INC COM 037833100   21,009,702 127,409 SH   SOLE   0 0 127,409
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   17,419,222 540,466 SH   SOLE   0 0 540,466
ISHARES TR CORE MSCI EAFE 46432F842   16,411,920 245,504 SH   SOLE   0 0 245,504
VANGUARD INDEX FDS LARGE CAP ETF 922908637   15,032,268 80,468 SH   SOLE   0 0 80,468
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   14,100,418 153,116 SH   SOLE   0 0 153,116
ISHARES TR EAFE SML CP ETF 464288273   12,356,199 207,632 SH   SOLE   0 0 207,632
VANGUARD INDEX FDS SMALL CP ETF 922908751   10,670,027 56,288 SH   SOLE   0 0 56,288
SPDR S&P 500 ETF TR TR UNIT 78462F103   10,559,697 25,794 SH   SOLE   0 0 25,794
ISHARES TR SP SMCP600VL ETF 464287879   10,031,257 107,183 SH   SOLE   0 0 107,183
AMERICAN CENTY ETF TR US SML CP VALU 025072877   7,225,054 97,557 SH   SOLE   0 0 97,557
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   6,651,832 21,543 SH   SOLE   0 0 21,543
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   6,139,772 176,430 SH   SOLE   0 0 176,430
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   5,955,525 77,860 SH   SOLE   0 0 77,860
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   5,717,281 97,765 SH   SOLE   0 0 97,765
ISHARES TR ESG AW MSCI EAFE 46435G516   4,706,433 65,513 SH   SOLE   0 0 65,513
ISHARES TR EAFE VALUE ETF 464288877   4,633,509 95,477 SH   SOLE   0 0 95,477
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   4,430,943 92,659 SH   SOLE   0 0 92,659
ISHARES TR ESG AWARE MSCI 46435U663   4,410,671 129,764 SH   SOLE   0 0 129,764
MICROSOFT CORP COM 594918104   4,282,305 14,854 SH   SOLE   0 0 14,854
META PLATFORMS INC CL A 30303M102   4,064,337 19,177 SH   SOLE   0 0 19,177
PROSHARES TR DJ BRKFLD GLB 74347B508   3,435,989 75,640 SH   SOLE   0 0 75,640
TESLA INC COM 88160R101   3,134,098 15,107 SH   SOLE   0 0 15,107
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   3,002,020 71,596 SH   SOLE   0 0 71,596
UNITEDHEALTH GROUP INC COM 91324P102   2,939,510 6,220 SH   SOLE   0 0 6,220
FLEXSHARES TR IBOXX 5YR TRGT 33939L605   2,884,873 117,798 SH   SOLE   0 0 117,798
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   2,591,045 112,361 SH   SOLE   0 0 112,361
ISHARES TR SHRT NAT MUN ETF 464288158   2,528,231 24,152 SH   SOLE   0 0 24,152
SNOWFLAKE INC CL A 833445109   2,364,031 15,322 SH   SOLE   0 0 15,322
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   2,357,732 92,533 SH   SOLE   0 0 92,533
WISDOMTREE TR INTL SMCAP DIV 97717W760   2,299,388 37,732 SH   SOLE   0 0 37,732
FLEXSHARES TR STOXX GLOBR INF 33939L795   2,245,487 43,224 SH   SOLE   0 0 43,224
ISHARES TR GLB INFRASTR ETF 464288372   2,205,056 46,228 SH   SOLE   0 0 46,228
FLEXSHARES TR MSTAR EMKT FAC 33939L308   2,148,484 43,764 SH   SOLE   0 0 43,764
ISHARES TR RUS 2000 VAL ETF 464287630   2,093,308 15,277 SH   SOLE   0 0 15,277
ISHARES TR ESG AWR MSCI USA 46435G425   1,871,161 20,687 SH   SOLE   0 0 20,687
ALPHABET INC CAP STK CL C 02079K107   1,801,658 17,324 SH   SOLE   0 0 17,324
MERCK & CO INC COM 58933Y105   1,649,717 15,506 SH   SOLE   0 0 15,506
BROADCOM INC COM 11135F101   1,560,872 2,433 SH   SOLE   0 0 2,433
EXXON MOBIL CORP COM 30231G102   1,541,271 14,055 SH   SOLE   0 0 14,055
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   1,490,110 60,650 SH   SOLE   0 0 60,650
AMAZON COM INC COM 023135106   1,464,506 14,179 SH   SOLE   0 0 14,179
ELEVANCE HEALTH INC COM 036752103   1,427,250 3,104 SH   SOLE   0 0 3,104
JPMORGAN CHASE & CO COM 46625H100   1,422,941 10,920 SH   SOLE   0 0 10,920
ISHARES TR RUSSELL 3000 ETF 464287689   1,386,104 5,888 SH   SOLE   0 0 5,888
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,372,635 6,725 SH   SOLE   0 0 6,725
HOME DEPOT INC COM 437076102   1,355,884 4,594 SH   SOLE   0 0 4,594
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   1,333,971 26,100 SH   SOLE   0 0 26,100
JOHNSON & JOHNSON COM 478160104   1,273,230 8,214 SH   SOLE   0 0 8,214
ALPHABET INC CAP STK CL A 02079K305   1,257,519 12,123 SH   SOLE   0 0 12,123
PROCTER AND GAMBLE CO COM 742718109   1,182,421 7,952 SH   SOLE   0 0 7,952
INTEL CORP COM 458140100   1,131,456 34,633 SH   SOLE   0 0 34,633
KIMBERLY-CLARK CORP COM 494368103   1,100,167 8,197 SH   SOLE   0 0 8,197
ISHARES INC ESG AWR MSCI EM 46434G863   1,069,865 33,986 SH   SOLE   0 0 33,986
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,063,542 22,227 SH   SOLE   0 0 22,227
THERMO FISHER SCIENTIFIC INC COM 883556102   1,053,029 1,827 SH   SOLE   0 0 1,827
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   1,043,865 30,966 SH   SOLE   0 0 30,966
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   974,773 12,070 SH   SOLE   0 0 12,070
MCGRATH RENTCORP COM 580589109   970,517 10,401 SH   SOLE   0 0 10,401
NVIDIA CORPORATION COM 67066G104   887,198 3,194 SH   SOLE   0 0 3,194
VANGUARD INDEX FDS MID CAP ETF 922908629   882,383 4,184 SH   SOLE   0 0 4,184
BANK AMERICA CORP COM 060505104   816,648 28,554 SH   SOLE   0 0 28,554
INVESCO QQQ TR UNIT SER 1 46090E103   814,750 2,539 SH   SOLE   0 0 2,539
CISCO SYS INC COM 17275R102   807,442 15,446 SH   SOLE   0 0 15,446
ISHARES TR BLACKROCK ULTRA 46434V878   797,920 15,879 SH   SOLE   0 0 15,879
CATERPILLAR INC COM 149123101   777,020 3,395 SH   SOLE   0 0 3,395
ABBVIE INC COM 00287Y109   755,733 4,742 SH   SOLE   0 0 4,742
VISA INC COM CL A 92826C839   733,535 3,254 SH   SOLE   0 0 3,254
ISHARES TR MSCI ACWI ETF 464288257   704,786 7,731 SH   SOLE   0 0 7,731
PEPSICO INC COM 713448108   703,565 3,859 SH   SOLE   0 0 3,859
ISHARES TR RUS 1000 ETF 464287622   702,955 3,121 SH   SOLE   0 0 3,121
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   684,568 8,244 SH   SOLE   0 0 8,244
ISHARES TR RUSSELL 2000 ETF 464287655   666,667 3,737 SH   SOLE   0 0 3,737
AUTOMATIC DATA PROCESSING IN COM 053015103   657,169 2,952 SH   SOLE   0 0 2,952
PHILIP MORRIS INTL INC COM 718172109   636,715 6,547 SH   SOLE   0 0 6,547
MOLINA HEALTHCARE INC COM 60855R100   622,984 2,329 SH   SOLE   0 0 2,329
ISHARES TR RUS 1000 GRW ETF 464287614   614,246 2,514 SH   SOLE   0 0 2,514
FLEXSHARES TR MORNSTAR USMKT 33939L100   592,502 3,778 SH   SOLE   0 0 3,778
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   590,866 4,086 SH   SOLE   0 0 4,086
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   589,026 11,016 SH   SOLE   0 0 11,016
PFIZER INC COM 717081103   588,907 14,434 SH   SOLE   0 0 14,434
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   564,893 1,502 SH   SOLE   0 0 1,502
CONSOLIDATED EDISON INC COM 209115104   562,131 5,876 SH   SOLE   0 0 5,876
VANGUARD INDEX FDS GROWTH ETF 922908736   561,240 2,250 SH   SOLE   0 0 2,250
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   560,462 8,600 SH   SOLE   0 0 8,600
MASTERCARD INCORPORATED CL A 57636Q104   557,403 1,534 SH   SOLE   0 0 1,534
AMGEN INC COM 031162100   546,872 2,262 SH   SOLE   0 0 2,262
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   536,123 13,270 SH   SOLE   0 0 13,270
VERIZON COMMUNICATIONS INC COM 92343V104   531,098 13,656 SH   SOLE   0 0 13,656
FLEXSHARES TR M STAR DEV MKT 33939L803   530,495 8,232 SH   SOLE   0 0 8,232
BRISTOL-MYERS SQUIBB CO COM 110122108   529,944 7,646 SH   SOLE   0 0 7,646
INTUIT COM 461202103   524,742 1,177 SH   SOLE   0 0 1,177
AIRBNB INC COM CL A 009066101   521,112 4,189 SH   SOLE   0 0 4,189
AMERICAN WTR WKS CO INC NEW COM 030420103   517,989 3,536 SH   SOLE   0 0 3,536
HEWLETT PACKARD ENTERPRISE C COM 42824C109   505,029 31,703 SH   SOLE   0 0 31,703
RAYTHEON TECHNOLOGIES CORP COM 75513E101   497,312 5,078 SH   SOLE   0 0 5,078
NUSHARES ETF TR NUVEEN ESG INTL 67092P805   495,334 17,615 SH   SOLE   0 0 17,615
ALTRIA GROUP INC COM 02209S103   491,443 11,014 SH   SOLE   0 0 11,014
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   491,405 1,072 SH   SOLE   0 0 1,072
INTERNATIONAL BUSINESS MACHS COM 459200101   490,408 3,741 SH   SOLE   0 0 3,741
CHEVRON CORP NEW COM 166764100   487,819 2,990 SH   SOLE   0 0 2,990
AIR PRODS & CHEMS INC COM 009158106   470,737 1,639 SH   SOLE   0 0 1,639
NIKE INC CL B 654106103   465,221 3,793 SH   SOLE   0 0 3,793
SHOPIFY INC CL A 82509L107   465,018 9,700 SH   SOLE   0 0 9,700
INTUITIVE SURGICAL INC COM NEW 46120E602   463,423 1,814 SH   SOLE   0 0 1,814
DISNEY WALT CO COM 254687106   459,405 4,588 SH   SOLE   0 0 4,588
FIRST SOLAR INC COM 336433107   459,143 2,111 SH   SOLE   0 0 2,111
ISHARES TR MSCI EAFE ETF 464287465   458,975 6,417 SH   SOLE   0 0 6,417
WEC ENERGY GROUP INC COM 92939U106   451,580 4,764 SH   SOLE   0 0 4,764
ABBOTT LABS COM 002824100   440,380 4,349 SH   SOLE   0 0 4,349
COCA COLA CO COM 191216100   438,903 7,076 SH   SOLE   0 0 7,076
LILLY ELI & CO COM 532457108   435,458 1,268 SH   SOLE   0 0 1,268
MARVELL TECHNOLOGY INC COM 573874104   422,651 9,761 SH   SOLE   0 0 9,761
MCDONALDS CORP COM 580135101   402,707 1,440 SH   SOLE   0 0 1,440
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   400,730 4,308 SH   SOLE   0 0 4,308
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   399,390 5,978 SH   SOLE   0 0 5,978
COSTCO WHSL CORP NEW COM 22160K105   393,024 791 SH   SOLE   0 0 791
ARROWHEAD PHARMACEUTICALS IN COM 04280A100   386,055 15,199 SH   SOLE   0 0 15,199
CALIFORNIA WTR SVC GROUP COM 130788102   382,432 6,571 SH   SOLE   0 0 6,571
ADOBE SYSTEMS INCORPORATED COM 00724F101   377,277 979 SH   SOLE   0 0 979
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   375,269 1,313 SH   SOLE   0 0 1,313
AMERICAN EXPRESS CO COM 025816109   370,981 2,249 SH   SOLE   0 0 2,249
PROSHARES TR ULTRAPRO QQQ 74347X831   349,633 12,372 SH   SOLE   0 0 12,372
TARGET CORP COM 87612E106   347,615 2,099 SH   SOLE   0 0 2,099
PALANTIR TECHNOLOGIES INC CL A 69608A108   321,675 38,068 SH   SOLE   0 0 38,068
ORACLE CORP COM 68389X105   320,946 3,454 SH   SOLE   0 0 3,454
NUSHARES ETF TR ESG LARGE CAP 67092P862   316,980 9,263 SH   SOLE   0 0 9,263
VANGUARD STAR FDS VG TL INTL STK F 921909768   316,905 5,740 SH   SOLE   0 0 5,740
MONDELEZ INTL INC CL A 609207105   316,389 4,538 SH   SOLE   0 0 4,538
COMCAST CORP NEW CL A 20030N101   314,729 8,302 SH   SOLE   0 0 8,302
WALMART INC COM 931142103   306,106 2,076 SH   SOLE   0 0 2,076
AT&T INC COM 00206R102   304,362 15,811 SH   SOLE   0 0 15,811
IMPERIAL OIL LTD COM NEW 453038408   300,440 5,913 SH   SOLE   0 0 5,913
MARQETA INC CLASS A COM 57142B104   289,907 63,437 SH   SOLE   0 0 63,437
CVS HEALTH CORP COM 126650100   284,298 3,826 SH   SOLE   0 0 3,826
QUALCOMM INC COM 747525103   283,151 2,219 SH   SOLE   0 0 2,219
GOLDMAN SACHS BDC INC SHS 38147U107   281,395 20,615 SH   SOLE   0 0 20,615
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   281,312 2,666 SH   SOLE   0 0 2,666
ISHARES TR U.S. REAL ES ETF 464287739   278,048 3,275 SH   SOLE   0 0 3,275
MARATHON PETE CORP COM 56585A102   269,930 2,002 SH   SOLE   0 0 2,002
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   269,417 1,922 SH   SOLE   0 0 1,922
BAXTER INTL INC COM 071813109   268,376 6,617 SH   SOLE   0 0 6,617
WELLS FARGO CO NEW COM 949746101   264,090 7,065 SH   SOLE   0 0 7,065
EDWARDS LIFESCIENCES CORP COM 28176E108   259,938 3,142 SH   SOLE   0 0 3,142
HONEYWELL INTL INC COM 438516106   259,159 1,356 SH   SOLE   0 0 1,356
NEXTERA ENERGY INC COM 65339F101   257,756 3,344 SH   SOLE   0 0 3,344
CADENCE DESIGN SYSTEM INC COM 127387108   253,789 1,208 SH   SOLE   0 0 1,208
POSCO HOLDINGS INC SPONSORED ADR 693483109   250,884 3,600 SH   SOLE   0 0 3,600
ISHARES TR RUS 1000 VAL ETF 464287598   247,515 1,626 SH   SOLE   0 0 1,626
NOVO-NORDISK A S ADR 670100205   243,643 1,531 SH   SOLE   0 0 1,531
AMERICAN TOWER CORP NEW COM 03027X100   237,239 1,161 SH   SOLE   0 0 1,161
WASTE MGMT INC DEL COM 94106L109   237,086 1,453 SH   SOLE   0 0 1,453
COMERICA INC COM 200340107   236,813 5,454 SH   SOLE   0 0 5,454
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   236,148 7,352 SH   SOLE   0 0 7,352
UNITED PARCEL SERVICE INC CL B 911312106   236,111 1,217 SH   SOLE   0 0 1,217
STARBUCKS CORP COM 855244109   225,176 2,162 SH   SOLE   0 0 2,162
LOCKHEED MARTIN CORP COM 539830109   224,547 475 SH   SOLE   0 0 475
TEXAS INSTRS INC COM 882508104   224,514 1,207 SH   SOLE   0 0 1,207
S&P GLOBAL INC COM 78409V104   223,411 648 SH   SOLE   0 0 648
GENERAL ELECTRIC CO COM NEW 369604301   216,821 2,268 SH   SOLE   0 0 2,268
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   216,069 1,669 SH   SOLE   0 0 1,669
EATON CORP PLC SHS G29183103   215,374 1,257 SH   SOLE   0 0 1,257
CORCEPT THERAPEUTICS INC COM 218352102   212,874 9,828 SH   SOLE   0 0 9,828
HERSHEY CO COM 427866108   212,146 834 SH   SOLE   0 0 834
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   211,329 4,369 SH   SOLE   0 0 4,369
LOEWS CORP COM 540424108   209,162 3,605 SH   SOLE   0 0 3,605
ATLASSIAN CORPORATION CL A 049468101   208,999 1,221 SH   SOLE   0 0 1,221
TRAVELERS COMPANIES INC COM 89417E109   207,578 1,211 SH   SOLE   0 0 1,211
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   202,311 7,863 SH   SOLE   0 0 7,863
STELLANTIS N.V SHS N82405106   201,982 11,104 SH   SOLE   0 0 11,104
BARCLAYS PLC ADR 06738E204   198,940 27,669 SH   SOLE   0 0 27,669
CTO RLTY GROWTH INC NEW COM 22948Q101   196,609 11,391 SH   SOLE   0 0 11,391
COMPANHIA PARANAENSE ENERG C SPON ADS 20441B605   165,366 24,608 SH   SOLE   0 0 24,608
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405   133,862 15,281 SH   SOLE   0 0 15,281
PEARSON PLC SPONSORED ADR 705015105   125,724 12,031 SH   SOLE   0 0 12,031
AEGON N V NY REGISTRY SHS 007924103   84,521 19,656 SH   SOLE   0 0 19,656
FINVOLUTION GROUP SPONSORED ADS 31810T101   79,839 19,146 SH   SOLE   0 0 19,146
HARMONY GOLD MINING CO LTD SPONSORED ADR 413216300   71,008 17,319 SH   SOLE   0 0 17,319
IMMUNOME INC COM 45257U108   55,439 11,110 SH   SOLE   0 0 11,110
ATARA BIOTHERAPEUTICS INC COM 046513107   38,503 13,277 SH   SOLE   0 0 13,277
BROOKDALE SR LIVING INC COM 112463104   38,350 13,000 SH   SOLE   0 0 13,000
ARIDIS PHARMACEUTICALS INC COM 040334104   4,422 14,077 SH   SOLE   0 0 14,077