The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 47,954 126,478 SH   SOLE   0 0 126,478
ISHARES TR CORE S&P SCP ETF 464287804 35,706 386,391 SH   SOLE   0 0 386,391
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 31,184 217,359 SH   SOLE   0 0 217,359
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 30,644 751,076 SH   SOLE   0 0 751,076
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855 27,578 516,056 SH   SOLE   0 0 516,056
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 25,622 810,809 SH   SOLE   0 0 810,809
VANGUARD INDEX FDS VALUE ETF 922908744 23,608 179,011 SH   SOLE   0 0 179,011
VANGUARD INDEX FDS SM CP VAL ETF 922908611 21,819 145,632 SH   SOLE   0 0 145,632
APPLE INC COM 037833100 18,308 133,907 SH   SOLE   0 0 133,907
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 18,244 631,491 SH   SOLE   0 0 631,491
VANGUARD INDEX FDS LARGE CAP ETF 922908637 14,556 84,455 SH   SOLE   0 0 84,455
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 13,192 154,581 SH   SOLE   0 0 154,581
ISHARES TR CORE MSCI EAFE 46432F842 13,156 223,553 SH   SOLE   0 0 223,553
ISHARES TR SP SMCP600VL ETF 464287879 10,941 122,887 SH   SOLE   0 0 122,887
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,772 25,904 SH   SOLE   0 0 25,904
ISHARES TR EAFE SML CP ETF 464288273 9,639 176,570 SH   SOLE   0 0 176,570
VANGUARD INDEX FDS SMALL CP ETF 922908751 9,365 53,180 SH   SOLE   0 0 53,180
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 6,606 86,027 SH   SOLE   0 0 86,027
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,946 21,778 SH   SOLE   0 0 21,778
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,711 181,596 SH   SOLE   0 0 181,596
AMERICAN CENTY ETF TR US SML CP VALU 025072877 5,437 79,531 SH   SOLE   0 0 79,531
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 5,317 106,076 SH   SOLE   0 0 106,076
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 4,324 81,954 SH   SOLE   0 0 81,954
PROSHARES TR DJ BRKFLD GLB 74347B508 3,941 85,665 SH   SOLE   0 0 85,665
MICROSOFT CORP COM 594918104 3,775 14,700 SH   SOLE   0 0 14,700
TESLA INC COM 88160R101 3,535 5,250 SH   SOLE   0 0 5,250
META PLATFORMS INC CL A 30303M102 3,498 21,691 SH   SOLE   0 0 21,691
UNITEDHEALTH GROUP INC COM 91324P102 2,989 5,820 SH   SOLE   0 0 5,820
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,888 74,066 SH   SOLE   0 0 74,066
WISDOMTREE TR INTL SMCAP DIV 97717W760 2,846 48,754 SH   SOLE   0 0 48,754
FLEXSHARES TR IBOXX 5YR TRGT 33939L605 2,832 112,276 SH   SOLE   0 0 112,276
ISHARES TR ESG AWARE MSCI 46435U663 2,664 84,564 SH   SOLE   0 0 84,564
ISHARES TR GLB INFRASTR ETF 464288372 2,536 54,241 SH   SOLE   0 0 54,241
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 2,211 103,119 SH   SOLE   0 0 103,119
ISHARES TR RUS 2000 VAL ETF 464287630 2,099 15,417 SH   SOLE   0 0 15,417
ISHARES TR ESG AW MSCI EAFE 46435G516 1,981 31,567 SH   SOLE   0 0 31,567
ALPHABET INC CAP STK CL C 02079K107 1,893 865 SH   SOLE   0 0 865
FLEXSHARES TR MSTAR EMKT FAC 33939L308 1,644 33,520 SH   SOLE   0 0 33,520
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,591 8,433 SH   SOLE   0 0 8,433
JOHNSON & JOHNSON COM 478160104 1,590 8,959 SH   SOLE   0 0 8,959
ELEVANCE HEALTH INC COM 036752103 1,482 3,072 SH   SOLE   0 0 3,072
EXXON MOBIL CORP COM 30231G102 1,417 16,541 SH   SOLE   0 0 16,541
AMAZON COM INC COM 023135106 1,407 13,250 SH   SOLE   0 0 13,250
MERCK & CO INC COM 58933Y105 1,381 15,153 SH   SOLE   0 0 15,153
INTEL CORP COM 458140100 1,350 36,099 SH   SOLE   0 0 36,099
ISHARES TR RUSSELL 3000 ETF 464287689 1,304 5,998 SH   SOLE   0 0 5,998
PROCTER AND GAMBLE CO COM 742718109 1,270 8,836 SH   SOLE   0 0 8,836
JPMORGAN CHASE & CO COM 46625H100 1,247 11,077 SH   SOLE   0 0 11,077
HOME DEPOT INC COM 437076102 1,234 4,499 SH   SOLE   0 0 4,499
ALPHABET INC CAP STK CL A 02079K305 1,231 565 SH   SOLE   0 0 565
BROADCOM INC COM 11135F101 1,137 2,340 SH   SOLE   0 0 2,340
KIMBERLY-CLARK CORP COM 494368103 1,124 8,316 SH   SOLE   0 0 8,316
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,051 33,656 SH   SOLE   0 0 33,656
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,025 11,255 SH   SOLE   0 0 11,255
MCGRATH RENTCORP COM 580589109 992 13,054 SH   SOLE   0 0 13,054
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 988 22,348 SH   SOLE   0 0 22,348
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 953 40,906 SH   SOLE   0 0 40,906
FLEXSHARES TR STOXX GLOBR INF 33939L795 950 18,390 SH   SOLE   0 0 18,390
THERMO FISHER SCIENTIFIC INC COM 883556102 947 1,743 SH   SOLE   0 0 1,743
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 929 6,035 SH   SOLE   0 0 6,035
BK OF AMERICA CORP COM 060505104 898 28,840 SH   SOLE   0 0 28,840
VANGUARD INDEX FDS MID CAP ETF 922908629 824 4,182 SH   SOLE   0 0 4,182
PFIZER INC COM 717081103 789 15,058 SH   SOLE   0 0 15,058
ISHARES TR BLACKROCK ULTRA 46434V878 749 14,971 SH   SOLE   0 0 14,971
ISHARES TR SHRT NAT MUN ETF 464288158 744 7,106 SH   SOLE   0 0 7,106
VERIZON COMMUNICATIONS INC COM 92343V104 738 14,547 SH   SOLE   0 0 14,547
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 712 17,084 SH   SOLE   0 0 17,084
INVESCO QQQ TR UNIT SER 1 46090E103 709 2,531 SH   SOLE   0 0 2,531
PEPSICO INC COM 713448108 701 4,208 SH   SOLE   0 0 4,208
ABBVIE INC COM 00287Y109 701 4,577 SH   SOLE   0 0 4,577
INTUITIVE SURGICAL INC COM NEW 46120E602 676 3,366 SH   SOLE   0 0 3,366
PHILIP MORRIS INTL INC COM 718172109 664 6,725 SH   SOLE   0 0 6,725
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 661 11,394 SH   SOLE   0 0 11,394
MOLINA HEALTHCARE INC COM 60855R100 654 2,339 SH   SOLE   0 0 2,339
ISHARES TR RUS 1000 ETF 464287622 648 3,121 SH   SOLE   0 0 3,121
FLEXSHARES TR MORNSTAR USMKT 33939L100 643 4,429 SH   SOLE   0 0 4,429
BRISTOL-MYERS SQUIBB CO COM 110122108 637 8,275 SH   SOLE   0 0 8,275
CATERPILLAR INC COM 149123101 636 3,557 SH   SOLE   0 0 3,557
VISA INC COM CL A 92826C839 635 3,227 SH   SOLE   0 0 3,227
AUTOMATIC DATA PROCESSING IN COM 053015103 635 3,025 SH   SOLE   0 0 3,025
CISCO SYS INC COM 17275R102 635 14,890 SH   SOLE   0 0 14,890
ISHARES TR RUSSELL 2000 ETF 464287655 629 3,711 SH   SOLE   0 0 3,711
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 617 12,352 SH   SOLE   0 0 12,352
ISHARES TR MSCI ACWI ETF 464288257 591 7,041 SH   SOLE   0 0 7,041
VANGUARD INDEX FDS GROWTH ETF 922908736 575 2,579 SH   SOLE   0 0 2,579
INTERNATIONAL BUSINESS MACHS COM 459200101 573 4,057 SH   SOLE   0 0 4,057
COCA COLA CO COM 191216100 572 9,091 SH   SOLE   0 0 9,091
CONSOLIDATED EDISON INC COM 209115104 570 5,999 SH   SOLE   0 0 5,999
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 568 1,373 SH   SOLE   0 0 1,373
ISHARES TR MSCI EAFE ETF 464287465 556 8,891 SH   SOLE   0 0 8,891
ISHARES TR RUS 1000 GRW ETF 464287614 551 2,518 SH   SOLE   0 0 2,518
AMERICAN WTR WKS CO INC NEW COM 030420103 550 3,700 SH   SOLE   0 0 3,700
AMGEN INC COM 031162100 547 2,249 SH   SOLE   0 0 2,249
ARROWHEAD PHARMACEUTICALS IN COM 04280A100 544 15,448 SH   SOLE   0 0 15,448
ADOBE SYSTEMS INCORPORATED COM 00724F101 544 1,485 SH   SOLE   0 0 1,485
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 540 1,557 SH   SOLE   0 0 1,557
ISHARES TR NATIONAL MUN ETF 464288414 539 5,064 SH   SOLE   0 0 5,064
DISNEY WALT CO COM 254687106 511 5,415 SH   SOLE   0 0 5,415
NIKE INC CL B 654106103 508 4,972 SH   SOLE   0 0 4,972
RAYTHEON TECHNOLOGIES CORP COM 75513E101 507 5,276 SH   SOLE   0 0 5,276
WEC ENERGY GROUP INC COM 92939U106 498 4,947 SH   SOLE   0 0 4,947
FLEXSHARES TR M STAR DEV MKT 33939L803 492 8,539 SH   SOLE   0 0 8,539
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 492 3,667 SH   SOLE   0 0 3,667
MASTERCARD INCORPORATED CL A 57636Q104 487 1,543 SH   SOLE   0 0 1,543
ISHARES TR ESG AWR MSCI USA 46435G425 480 5,721 SH   SOLE   0 0 5,721
ABBOTT LABS COM 002824100 477 4,389 SH   SOLE   0 0 4,389
ALTRIA GROUP INC COM 02209S103 468 11,204 SH   SOLE   0 0 11,204
BAXTER INTL INC COM 071813109 460 7,158 SH   SOLE   0 0 7,158
LILLY ELI & CO COM 532457108 440 1,356 SH   SOLE   0 0 1,356
SPDR GOLD TR GOLD SHS 78463V107 422 2,506 SH   SOLE   0 0 2,506
NUSHARES ETF TR NUVEEN ESG INTL 67092P805 417 16,518 SH   SOLE   0 0 16,518
NVIDIA CORPORATION COM 67066G104 416 2,744 SH   SOLE   0 0 2,744
MARVELL TECHNOLOGY INC COM 573874104 413 9,485 SH   SOLE   0 0 9,485
COMERICA INC COM 200340107 402 5,477 SH   SOLE   0 0 5,477
COSTCO WHSL CORP NEW COM 22160K105 398 830 SH   SOLE   0 0 830
INTUIT COM 461202103 394 1,021 SH   SOLE   0 0 1,021
CHEVRON CORP NEW COM 166764100 393 2,713 SH   SOLE   0 0 2,713
CVS HEALTH CORP COM 126650100 387 4,175 SH   SOLE   0 0 4,175
MCDONALDS CORP COM 580135101 386 1,564 SH   SOLE   0 0 1,564
MONDELEZ INTL INC CL A 609207105 380 6,120 SH   SOLE   0 0 6,120
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 380 5,978 SH   SOLE   0 0 5,978
ISHARES INC CORE MSCI EMKT 46434G103 373 7,593 SH   SOLE   0 0 7,593
CALIFORNIA WTR SVC GROUP COM 130788102 362 6,522 SH   SOLE   0 0 6,522
AIR PRODS & CHEMS INC COM 009158106 361 1,503 SH   SOLE   0 0 1,503
COMCAST CORP NEW CL A 20030N101 358 9,127 SH   SOLE   0 0 9,127
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 354 4,329 SH   SOLE   0 0 4,329
PALANTIR TECHNOLOGIES INC CL A 69608A108 350 38,553 SH   SOLE   0 0 38,553
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 349 1,257 SH   SOLE   0 0 1,257
GOLDMAN SACHS BDC INC SHS 38147U107 346 20,615 SH   SOLE   0 0 20,615
AMERICAN EXPRESS CO COM 025816109 336 2,423 SH   SOLE   0 0 2,423
ORACLE CORP COM 68389X105 331 4,734 SH   SOLE   0 0 4,734
AMERICAN TOWER CORP NEW COM 03027X100 322 1,259 SH   SOLE   0 0 1,259
AIRBNB INC COM CL A 009066101 317 3,558 SH   SOLE   0 0 3,558
PIMCO ETF TR ACTIVE BD ETF 72201R775 310 3,250 SH   SOLE   0 0 3,250
SHOPIFY INC CL A 82509L107 308 9,850 SH   SOLE   0 0 9,850
ISHARES TR U.S. REAL ES ETF 464287739 301 3,275 SH   SOLE   0 0 3,275
HONEYWELL INTL INC COM 438516106 299 1,722 SH   SOLE   0 0 1,722
ISHARES TR EAFE VALUE ETF 464288877 299 6,891 SH   SOLE   0 0 6,891
VANGUARD STAR FDS VG TL INTL STK F 921909768 296 5,736 SH   SOLE   0 0 5,736
VALERO ENERGY CORP COM 91913Y100 295 2,777 SH   SOLE   0 0 2,777
EDWARDS LIFESCIENCES CORP COM 28176E108 295 3,100 SH   SOLE   0 0 3,100
TARGET CORP COM 87612E106 292 2,071 SH   SOLE   0 0 2,071
AT&T INC COM 00206R102 288 13,733 SH   SOLE   0 0 13,733
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 287 2,824 SH   SOLE   0 0 2,824
IMPERIAL OIL LTD COM NEW 453038408 279 5,913 SH   SOLE   0 0 5,913
WELLS FARGO CO NEW COM 949746101 278 7,086 SH   SOLE   0 0 7,086
QUALCOMM INC COM 747525103 277 2,169 SH   SOLE   0 0 2,169
NEXTERA ENERGY INC COM 65339F101 274 3,533 SH   SOLE   0 0 3,533
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 252 1,922 SH   SOLE   0 0 1,922
WALMART INC COM 931142103 240 1,974 SH   SOLE   0 0 1,974
ISHARES TR CORE US AGGBD ET 464287226 240 2,358 SH   SOLE   0 0 2,358
CROWN CASTLE INTL CORP NEW COM 22822V101 239 1,422 SH   SOLE   0 0 1,422
CORCEPT THERAPEUTICS INC COM 218352102 238 10,005 SH   SOLE   0 0 10,005
3M CO COM 88579Y101 237 1,830 SH   SOLE   0 0 1,830
LOCKHEED MARTIN CORP COM 539830109 236 548 SH   SOLE   0 0 548
UNION PAC CORP COM 907818108 234 1,098 SH   SOLE   0 0 1,098
ISHARES TR RUS 1000 VAL ETF 464287598 233 1,610 SH   SOLE   0 0 1,610
SALESFORCE INC COM 79466L302 233 1,410 SH   SOLE   0 0 1,410
CTO RLTY GROWTH INC NEW COM 22948Q101 232 3,797 SH   SOLE   0 0 3,797
FEDEX CORP COM 31428X106 227 1,002 SH   SOLE   0 0 1,002
WASTE MGMT INC DEL COM 94106L109 226 1,476 SH   SOLE   0 0 1,476
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 221 1,727 SH   SOLE   0 0 1,727
VANGUARD BD INDEX FDS INTERMED TERM 921937819 220 2,835 SH   SOLE   0 0 2,835
NEVRO CORP COM 64157F103 220 5,018 SH   SOLE   0 0 5,018
S&P GLOBAL INC COM 78409V104 219 649 SH   SOLE   0 0 649
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 214 7,414 SH   SOLE   0 0 7,414
NUSHARES ETF TR ESG LARGE CAP 67092P862 211 6,656 SH   SOLE   0 0 6,656
GSK PLC SPONSORED ADR 37733W105 211 4,847 SH   SOLE   0 0 4,847
ARISTA NETWORKS INC COM 040413106 206 2,196 SH   SOLE   0 0 2,196
TRAVELERS COMPANIES INC COM 89417E109 204 1,209 SH   SOLE   0 0 1,209
ATLASSIAN CORP PLC CL A G06242104 203 1,083 SH   SOLE   0 0 1,083
MERITAGE HOMES CORP COM 59001A102 201 2,769 SH   SOLE   0 0 2,769
BARCLAYS PLC ADR 06738E204 193 25,421 SH   SOLE   0 0 25,421
COMPANHIA PARANAENSE ENERG C SPON ADS 20441B605 157 24,608 SH   SOLE   0 0 24,608
FINVOLUTION GROUP SPONSORED ADS 31810T101 91 19,146 SH   SOLE   0 0 19,146
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405 103 15,181 SH   SOLE   0 0 15,181
ARIDIS PHARMACEUTICALS INC COM 040334104 15 14,077 SH   SOLE   0 0 14,077
BROOKDALE SR LIVING INC COM 112463104 59 13,000 SH   SOLE   0 0 13,000
LEXINFINTECH HLDGS LTD ADR 528877103 28 12,647 SH   SOLE   0 0 12,647
PEARSON PLC SPONSORED ADR 705015105 110 11,910 SH   SOLE   0 0 11,910
IMMUNOME INC COM 45257U108 36 11,110 SH   SOLE   0 0 11,110
STELLANTIS N.V SHS N82405106 137 11,097 SH   SOLE   0 0 11,097