The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 747 5,471 SH   SOLE   0 0 5,471
ABBOTT LABS COM 002824100 334 4,239 SH   SOLE   0 0 4,239
ABBVIE INC COM 00287Y109 244 3,208 SH   SOLE   0 0 3,208
ADOBE INC COM 00724F101 758 2,383 SH   SOLE   0 0 2,383
AIR PRODS & CHEMS INC COM 009158106 268 1,345 SH   SOLE   0 0 1,345
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 364 1,873 SH   SOLE   0 0 1,873
ALPHABET INC CAP STK CL A 02079K305 738 635 SH   SOLE   0 0 635
ALPHABET INC CAP STK CL C 02079K107 643 553 SH   SOLE   0 0 553
ALTRIA GROUP INC COM 02209S103 369 9,554 SH   SOLE   0 0 9,554
AMAZON COM INC COM 023135106 4,321 2,216 SH   SOLE   0 0 2,216
AMERICAN CENTY ETF TR US SML CP VALU 025072877 552 17,718 SH   SOLE   0 0 17,718
AMERICAN TOWER CORP NEW COM 03027X100 252 1,156 SH   SOLE   0 0 1,156
AMERICAN WTR WKS CO INC NEW COM 030420103 466 3,898 SH   SOLE   0 0 3,898
AMGEN INC COM 031162100 446 2,200 SH   SOLE   0 0 2,200
ANTHEM INC COM 036752103 645 2,839 SH   SOLE   0 0 2,839
APPLE INC COM 037833100 9,410 37,006 SH   SOLE   0 0 37,006
ARROWHEAD PHARMACEUTICALS IN COM 04280A100 434 15,089 SH   SOLE   0 0 15,089
AT&T INC COM 00206R102 293 10,041 SH   SOLE   0 0 10,041
BANCO SANTANDER SA ADR 05964H105 36 15,210 SH   SOLE   0 0 15,210
BAXTER INTL INC COM 071813109 569 7,012 SH   SOLE   0 0 7,012
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,010 21,932 SH   SOLE   0 0 21,932
BK OF AMERICA CORP COM 060505104 794 37,380 SH   SOLE   0 0 37,380
BLACKBERRY LTD COM 09228F103 64 15,390 SH   SOLE   0 0 15,390
BRISTOL-MYERS SQUIBB CO COM 110122108 413 7,416 SH   SOLE   0 0 7,416
CALIFORNIA WTR SVC GROUP COM 130788102 331 6,586 SH   SOLE   0 0 6,586
CATERPILLAR INC DEL COM 149123101 305 2,631 SH   SOLE   0 0 2,631
CHINA YUCHAI INTL LTD COM G21082105 112 10,411 SH   SOLE   0 0 10,411
CISCO SYS INC COM 17275R102 282 7,176 SH   SOLE   0 0 7,176
CO DIAGNOSTICS INC COM 189763105 305 40,000 SH   SOLE   0 0 40,000
COCA COLA CO COM 191216100 249 5,636 SH   SOLE   0 0 5,636
COMCAST CORP NEW CL A 20030N101 202 5,870 SH   SOLE   0 0 5,870
COMPANHIA PARANAENSE ENERG C SPON ADR PFD 20441B407 128 12,304 SH   SOLE   0 0 12,304
CONSOLIDATED EDISON INC COM 209115104 512 6,565 SH   SOLE   0 0 6,565
CORCEPT THERAPEUTICS INC COM 218352102 147 12,382 SH   SOLE   0 0 12,382
COSTCO WHSL CORP NEW COM 22160K105 250 877 SH   SOLE   0 0 877
CVS HEALTH CORP COM 126650100 247 4,169 SH   SOLE   0 0 4,169
DELTA AIR LINES INC DEL COM NEW 247361702 360 12,607 SH   SOLE   0 0 12,607
DISNEY WALT CO COM DISNEY 254687106 485 5,022 SH   SOLE   0 0 5,022
EBAY INC COM 278642103 484 16,099 SH   SOLE   0 0 16,099
EDWARDS LIFESCIENCES CORP COM 28176E108 202 1,069 SH   SOLE   0 0 1,069
ELECTRONIC ARTS INC COM 285512109 259 2,585 SH   SOLE   0 0 2,585
EXXON MOBIL CORP COM 30231G102 432 11,368 SH   SOLE   0 0 11,368
FACEBOOK INC CL A 30303M102 12,935 77,545 SH   SOLE   0 0 77,545
FIAT CHRYSLER AUTOMOBILES N SHS N31738102 128 17,757 SH   SOLE   0 0 17,757
FLEXSHARES TR MORNSTAR USMKT 33939L100 240 2,577 SH   SOLE   0 0 2,577
FLEXSHARES TR MSTAR EMKT FAC 33939L308 540 14,167 SH   SOLE   0 0 14,167
GENERAL ELECTRIC CO COM 369604103 151 19,073 SH   SOLE   0 0 19,073
HOME DEPOT INC COM 437076102 242 1,298 SH   SOLE   0 0 1,298
HONEYWELL INTL INC COM 438516106 343 2,564 SH   SOLE   0 0 2,564
INTEL CORP COM 458140100 1,777 32,827 SH   SOLE   0 0 32,827
INTERNATIONAL BUSINESS MACHS COM 459200101 525 4,734 SH   SOLE   0 0 4,734
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 349 4,159 SH   SOLE   0 0 4,159
INVESCO EXCHANGE-TRADED FD T S&P500 LOW VOL 46138E354 253 5,394 SH   SOLE   0 0 5,394
INVESCO QQQ TR UNIT SER 1 46090E103 1,326 6,964 SH   SOLE   0 0 6,964
ISHARES TR CORE MSCI EAFE 46432F842 9,739 195,201 SH   SOLE   0 0 195,201
ISHARES TR CORE S&P SCP ETF 464287804 23,401 417,062 SH   SOLE   0 0 417,062
ISHARES TR CORE S&P500 ETF 464287200 37,425 144,835 SH   SOLE   0 0 144,835
ISHARES TR EAFE SML CP ETF 464288273 7,332 163,557 SH   SOLE   0 0 163,557
ISHARES TR EAFE VALUE ETF 464288877 328 9,203 SH   SOLE   0 0 9,203
ISHARES TR GLB INFRASTR ETF 464288372 5,523 161,715 SH   SOLE   0 0 161,715
ISHARES TR MSCI ACWI ETF 464288257 398 6,362 SH   SOLE   0 0 6,362
ISHARES TR MSCI EAFE ETF 464287465 437 8,168 SH   SOLE   0 0 8,168
ISHARES TR RUS 1000 GRW ETF 464287614 477 3,169 SH   SOLE   0 0 3,169
ISHARES TR RUS 1000 VAL ETF 464287598 286 2,880 SH   SOLE   0 0 2,880
ISHARES TR RUS 2000 VAL ETF 464287630 1,265 15,417 SH   SOLE   0 0 15,417
ISHARES TR RUSSELL 2000 ETF 464287655 393 3,430 SH   SOLE   0 0 3,430
ISHARES TR RUSSELL 3000 ETF 464287689 1,129 7,614 SH   SOLE   0 0 7,614
ISHARES TR SP SMCP600VL ETF 464287879 7,947 79,515 SH   SOLE   0 0 79,515
ISHARES TR U.S. REAL ES ETF 464287739 219 3,150 SH   SOLE   0 0 3,150
JOHNSON & JOHNSON COM 478160104 525 4,003 SH   SOLE   0 0 4,003
JPMORGAN CHASE & CO COM 46625H100 656 7,286 SH   SOLE   0 0 7,286
MASTERCARD INC CL A 57636Q104 400 1,656 SH   SOLE   0 0 1,656
MCDONALDS CORP COM 580135101 204 1,234 SH   SOLE   0 0 1,234
MCGRATH RENTCORP COM 580589109 810 15,456 SH   SOLE   0 0 15,456
MERCK & CO. INC COM 58933Y105 864 11,225 SH   SOLE   0 0 11,225
MICROSOFT CORP COM 594918104 1,896 12,023 SH   SOLE   0 0 12,023
MOLINA HEALTHCARE INC COM 60855R100 314 2,250 SH   SOLE   0 0 2,250
MONDELEZ INTL INC CL A 609207105 260 5,200 SH   SOLE   0 0 5,200
NETFLIX INC COM 64110L106 440 1,172 SH   SOLE   0 0 1,172
NEVRO CORP COM 64157F103 500 5,000 SH   SOLE   0 0 5,000
NIKE INC CL B 654106103 330 3,987 SH   SOLE   0 0 3,987
ORACLE CORP COM 68389X105 401 8,296 SH   SOLE   0 0 8,296
PEPSICO INC COM 713448108 356 2,966 SH   SOLE   0 0 2,966
PFIZER INC COM 717081103 333 10,211 SH   SOLE   0 0 10,211
PHILIP MORRIS INTL INC COM 718172109 412 5,651 SH   SOLE   0 0 5,651
PROCTER & GAMBLE CO COM 742718109 383 3,484 SH   SOLE   0 0 3,484
PROSHARES TR DJ BRKFLD GLB 74347B508 3,966 112,450 SH   SOLE   0 0 112,450
QUDIAN INC ADR 747798106 31 17,248 SH   SOLE   0 0 17,248
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,636 179,392 SH   SOLE   0 0 179,392
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 924 37,854 SH   SOLE   0 0 37,854
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 371 6,132 SH   SOLE   0 0 6,132
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 557 6,992 SH   SOLE   0 0 6,992
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,918 37,221 SH   SOLE   0 0 37,221
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 248 3,085 SH   SOLE   0 0 3,085
SPDR INDEX SHS FDS S&P GBLINF ETF 78463X855 10,454 267,788 SH   SOLE   0 0 267,788
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,315 20,621 SH   SOLE   0 0 20,621
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 381 1,450 SH   SOLE   0 0 1,450
TESLA INC COM 88160R101 988 1,886 SH   SOLE   0 0 1,886
THERMO FISHER SCIENTIFIC INC COM 883556102 428 1,510 SH   SOLE   0 0 1,510
UBER TECHNOLOGIES INC COM 90353T100 228 8,176 SH   SOLE   0 0 8,176
UNITEDHEALTH GROUP INC COM 91324P102 1,290 5,174 SH   SOLE   0 0 5,174
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 596 6,885 SH   SOLE   0 0 6,885
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,344 28,528 SH   SOLE   0 0 28,528
VANGUARD INDEX FDS GROWTH ETF 922908736 783 5,000 SH   SOLE   0 0 5,000
VANGUARD INDEX FDS LARGE CAP ETF 922908637 9,112 76,941 SH   SOLE   0 0 76,941
VANGUARD INDEX FDS MID CAP ETF 922908629 434 3,295 SH   SOLE   0 0 3,295
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 474 6,782 SH   SOLE   0 0 6,782
VANGUARD INDEX FDS SM CP VAL ETF 922908611 12,014 135,294 SH   SOLE   0 0 135,294
VANGUARD INDEX FDS SMALL CP ETF 922908751 5,993 51,913 SH   SOLE   0 0 51,913
VANGUARD INDEX FDS TOTAL STK MKT 922908769 756 5,866 SH   SOLE   0 0 5,866
VANGUARD INDEX FDS VALUE ETF 922908744 10,424 117,042 SH   SOLE   0 0 117,042
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 417 10,161 SH   SOLE   0 0 10,161
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 676 20,144 SH   SOLE   0 0 20,144
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 9,171 146,043 SH   SOLE   0 0 146,043
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,501 51,340 SH   SOLE   0 0 51,340
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 17,855 172,696 SH   SOLE   0 0 172,696
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 18,644 559,216 SH   SOLE   0 0 559,216
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 300 4,245 SH   SOLE   0 0 4,245
VARIAN MED SYS INC COM 92220P105 923 8,991 SH   SOLE   0 0 8,991
VERIZON COMMUNICATIONS INC COM COM 92343V104 551 10,253 SH   SOLE   0 0 10,253
VISA INC COM CL A 92826C839 264 1,636 SH   SOLE   0 0 1,636
VMWARE INC CL A COM 928563402 893 7,378 SH   SOLE   0 0 7,378
WEC ENERGY GROUP INC COM 92939U106 420 4,769 SH   SOLE   0 0 4,769
WELLS FARGO CO NEW COM 949746101 252 8,782 SH   SOLE   0 0 8,782
WISDOMTREE TR INTL SMCAP DIV 97717W760 2,926 60,894 SH   SOLE   0 0 60,894
WORKDAY INC CL A 98138H101 1,099 8,438 SH   SOLE   0 0 8,438