EX-99.1

Exhibit 99.1

JOINT FILING AGREEMENT

Pursuant to Rule 13d-1(k)(1) under the Securities Exchange Act of 1934, as amended, the undersigned hereby agree that only one statement containing the information required by Schedule 13G need be filed with respect to the ownership by each of the undersigned of the shares of Common Stock of Upstart Holdings, Inc.

Dated: February 12, 2021


KHOSLA VENTURES SEED B, L.P.

By:		Khosla Ventures Seed Associates B, LLC, a Delaware limited liability company and general partner of Khosla Ventures Seed B, LP

By:		/s/ Vinod Khosla
		Vinod Khosla, Managing Member

KHOSLA VENTURES SEED B (CF), L.P.

By:		Khosla Ventures Seed Associates B, LLC, a
		Delaware limited liability company and general partner of Khosla Ventures Seed B (CF), LP

By:		/s/ Vinod Khosla
		Vinod Khosla, Managing Member

KHOSLA VENTURES SEED ASSOCIATES B, LLC

By:		/s/ Vinod Khosla
		Vinod Khosla, Managing Member

KHOSLA VENTURES V, L.P.

By:		Khosla Ventures Associates V, LLC, a
		Delaware limited liability company and general partner of Khosla Ventures V, LP

By:		/s/ Vinod Khosla
		Vinod Khosla, Managing Member


KHOSLA VENTURES ASSOCIATES V, LLC

By:		/s/ Vinod Khosla
		Vinod Khosla, Managing Member

VK SERVICES, LLC

By:		/s/ Vinod Khosla
		Vinod Khosla, Manager