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Allowance for Loan Losses - Schedule of Allowance for Loan Losses on Basis of Calculation Methodology (Details) - USD ($)
$ in Thousands
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract      
Specifically reserved $ 1,876 $ 2,781  
Historical loss rate 1,688 1,504  
Qualitative factors 8,388 7,947  
Other 983 545  
Total 12,935 12,777 $ 8,669
Unallocated [Member]      
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract      
Specifically reserved 0 0  
Historical loss rate 0 0  
Qualitative factors 0 0  
Other 983 545  
Total 983 [1] 545 [1],[2] 272 [2]
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member]      
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract      
Specifically reserved 90 205  
Historical loss rate 82 88  
Qualitative factors 700 638  
Total 872 931 580
Residential Mortgage Loans [Member] | Residential Construction Mortgage [Member]      
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract      
Specifically reserved 0 0  
Historical loss rate 0 0  
Qualitative factors 0 0  
Total 0 0 0
Commercial Loans [Member] | Real Estate [Member]      
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract      
Specifically reserved 300 231  
Historical loss rate 2 80  
Qualitative factors 5,006 4,465  
Total 5,308 4,776 4,010
Commercial Loans [Member] | Lines of Credit [Member]      
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract      
Specifically reserved 53 925  
Historical loss rate 25 92  
Qualitative factors 857 653  
Total 935 1,670 1,195
Commercial Loans [Member] | Other Commercial and Industrial [Member]      
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract      
Specifically reserved 1,319 1,278  
Historical loss rate 227 56  
Qualitative factors 1,217 1,658  
Total 2,762 2,992 1,645
Commercial Loans [Member] | Tax Exempt Loans [Member]      
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract      
Specifically reserved 0 0  
Historical loss rate 0 0  
Qualitative factors 3 1  
Other 0 0  
Total 3 1 1
Consumer Loans [Member] | Home Equity and Junior Liens [Member]      
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract      
Specifically reserved 114 142  
Historical loss rate 324 325  
Qualitative factors 336 272  
Other 0 0  
Total 774 739 553
Consumer Loans [Member] | Other Consumer [Member]      
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract      
Specifically reserved 0 0  
Historical loss rate 1,028 863  
Qualitative factors 269 260  
Other 0 0  
Total $ 1,297 $ 1,123 $ 413
[1] The ending balance of the loans receivable for the unallocated portion of the allowance includes loans held-for-sale.  At December 31, 2021, the Bank had loans held-for-sale with a principal balance of $513,000. These loans were still part of the portfolio as of December 31, 2021.  Based on ASC 948, Mortgage Banking, loans shall be classified as held-for-sale once a decision has been made to sell the loans and shall be transferred to the held-for-sale category at lower of cost or fair value.
[2]

The ending balance of the loans receivable for the unallocated portion of the allowance includes loans held-for-sale.  At December 31, 2020, the Bank had loans held-for-sale with a principal balance of $1.5 million. These loans were still part of the portfolio as of December 31, 2020.  Based on ASC 948, Mortgage Banking, loans shall be classified as held-for-sale once a decision has been made to sell the loans and shall be transferred to the held-for-sale category at lower of cost or fair value.