X0306 4 2022-03-10 0 0001609065 Pathfinder Bancorp, Inc. PBHC 0001214095 SCHNEIDER THOMAS W 214 WEST FIRST STREET OSWEGO NY 13126 0 1 0 0 President and CEO Common Stock 19233 I By ESOP Common Stock 23262 I By 401(K) Common Stock 32373 D Stock Options 11.35 2017-05-06 2026-05-06 Common Stock 25173 25173 D Reflects ESOP shares allocated in March 2022 /s/ James A. Dowd as POA for Thomas W. Schneider 2022-03-10