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Loans - Summary of Purchased Loans Pools (Details)
$ in Thousands
9 Months Ended 12 Months Ended
Sep. 30, 2024
USD ($)
Loan
Dec. 31, 2023
USD ($)
Segment
Accounts Notes And Loans Receivable [Line Items]    
Original Balance $ 170,350 $ 179,800
Current Balance 75,440 87,400
Unamortized Premium/ (Discount) $ (6,133) $ (6,504)
Number of Loans 2,790 3,093
Cumulative net charge-offs $ 2,560 $ 69
Commercial and Industrial Loans [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Original Balance 6,800 6,800
Current Balance 1,300 1,600
Unamortized Premium/ (Discount) $ 0 $ 0
Number of Loans 19 20
Commercial and Industrial Loans [Member] | Minimum [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Maturity Range 2 years 2 years
Commercial and Industrial Loans [Member] | Maximum [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Maturity Range 5 years 6 years
Home Equity Lines of Credit [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Original Balance $ 21,900 $ 21,900
Current Balance 3,600 4,500
Unamortized Premium/ (Discount) $ 24 $ 108
Number of Loans 101 159
Cumulative net charge-offs $ 51  
Home Equity Lines of Credit [Member] | Minimum [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Maturity Range 4 years 1 year
Home Equity Lines of Credit [Member] | Maximum [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Maturity Range 25 years 26 years
Unsecured Consumer Loan Pool 2 [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Original Balance $ 26,600 $ 26,600
Current Balance 40 500
Unamortized Premium/ (Discount) $ 0 $ 2
Number of Loans 71 167
Unsecured Consumer Loan Pool 2 [Member] | Minimum [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Maturity Range 0 years 0 years
Unsecured Consumer Loan Pool 2 [Member] | Maximum [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Maturity Range 2 years 2 years
Residential Real Estate Loans [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Original Balance $ 4,300 $ 4,300
Current Balance 4,200 4,500
Unamortized Premium/ (Discount) $ 280 $ 284
Number of Loans 54 56
Residential Real Estate Loans [Member] | Minimum [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Maturity Range 16 years 17 years
Residential Real Estate Loans [Member] | Maximum [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Maturity Range 25 years 25 years
Unsecured Consumer Loan Pool 1 [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Original Balance $ 5,400 $ 5,400
Current Balance 600 1,000
Unamortized Premium/ (Discount) $ 0 $ 0
Number of Loans 41 46
Unsecured Consumer Loan Pool 1 [Member] | Minimum [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Maturity Range 1 year 1 year
Unsecured Consumer Loan Pool 1 [Member] | Maximum [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Maturity Range 3 years 3 years
Unsecured Consumer Installment Loans Pool 3 [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Original Balance $ 10,300 [1] $ 10,300
Current Balance 200 [1] 500
Unamortized Premium/ (Discount) $ 6 [1] $ 17
Number of Loans 92 [1] 158
Cumulative net charge-offs $ 37 [1] $ 69
Unsecured Consumer Installment Loans Pool 3 [Member] | Minimum [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Maturity Range 0 years [1] 0 years
Unsecured Consumer Installment Loans Pool 3 [Member] | Maximum [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Maturity Range 9 years [1] 9 years
Secured Consumer Installment Loans Pool 4 [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Original Balance $ 14,500 $ 14,500
Current Balance 9,500 10,600
Unamortized Premium/ (Discount) $ (1,308) $ (1,252)
Number of Loans 480 499
Cumulative net charge-offs $ 5  
Secured Consumer Installment Loans Pool 4 [Member] | Minimum [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Maturity Range 21 years 21 years
Secured Consumer Installment Loans Pool 4 [Member] | Maximum [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Maturity Range 25 years 25 years
Unsecured Consumer Loan Pool 5 [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Original Balance $ 24,400 [2] $ 24,400
Current Balance 13,300 [2] 15,600
Unamortized Premium/ (Discount) $ (357) [2] $ (450)
Number of Loans 610 [2] 644
Cumulative net charge-offs [2] $ 1,001  
Unsecured Consumer Loan Pool 5 [Member] | Minimum [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Maturity Range 6 years [2] 7 years
Unsecured Consumer Loan Pool 5 [Member] | Maximum [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Maturity Range 21 years [2] 22 years
Revolving Commercial Line of Credit 1 [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Original Balance $ 11,600 $ 11,600
Current Balance 8,600 12,400
Unamortized Premium/ (Discount) $ 0 $ 2
Number of Loans 1 1
Revolving Commercial Line of Credit 1 [Member] | Minimum [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Maturity Range 0 years 0 years
Revolving Commercial Line of Credit 1 [Member] | Maximum [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Maturity Range 1 year 1 year
Secured Consumer Installment Loans [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Original Balance $ 21,300 $ 21,300
Current Balance 16,800 18,000
Unamortized Premium/ (Discount) $ (2,687) $ (2,923)
Number of Loans 808 821
Cumulative net charge-offs $ 290  
Secured Consumer Installment Loans [Member] | Minimum [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Maturity Range 17 years 17 years
Secured Consumer Installment Loans [Member] | Maximum [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Maturity Range 24 years 24 years
Revolving Commercial Line of Credit 2 [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Original Balance   $ 10,500
Current Balance   0
Unamortized Premium/ (Discount)   $ 0
Number of Loans | Segment   0
Unsecured Consumer Loan Pool 6 [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Original Balance $ 22,200 [2] $ 22,200
Current Balance 16,200 [2] 18,200
Unamortized Premium/ (Discount) $ (2,125) [2] $ (2,292)
Number of Loans 512 [2] 522
Cumulative net charge-offs [2] $ 1,176  
Unsecured Consumer Loan Pool 6 [Member] | Minimum [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Maturity Range 7 years [2] 7 years
Unsecured Consumer Loan Pool 6 [Member] | Maximum [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Maturity Range 24 years [2] 24 years
Revolving Commercial Line of Credit 1 [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Original Balance $ 1,050  
Current Balance 1,100  
Unamortized Premium/ (Discount) $ 34  
Number of Loans | Loan 1  
Revolving Commercial Line of Credit 1 [Member] | Minimum [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Maturity Range 0 years  
Revolving Commercial Line of Credit 1 [Member] | Maximum [Member]    
Accounts Notes And Loans Receivable [Line Items]    
Maturity Range 1 year  
[1] In December 2023, the primary servicer for a purchased pool of consumer installment loans declared bankruptcy and the Bank placed the loans within the serviced pool on nonaccrual status pending the release of collected funds by the U.S. Bankruptcy court of jurisdiction. The current balance reflects anticipated principal payments that are expected to be received after the bankruptcy proceedings are finalized and the remaining amount expected to be collected from the pool’s underlying borrowers. At September 30, 2024, the Bank has recorded a total receivable of $347,000 related to the remaining unpaid portion of the original loan pool, of which $124,000 has currently been collected by the servicer from underlying borrowers and is being held in a segregated account by the Bankruptcy Court and approximately $223,000 remains due from borrowers under the scheduled repayment terms of their original loan agreements. The Bank’s management expects to ultimately collect substantially all of these funds and does not consider the loans in this pool to be impaired at September 30, 2024.
[2] On December 7, 2023, the Bank settled two pay-fixed interest rate swap derivative contracts, previously established with an unaffiliated third party and designated as fair value interest rate hedges. The hedging swap contracts were related to two purchased consumer installment loan pools comprised of loans secured by residential home solar power infrastructure. These contracts were entered into on February 13, 2021 (notional amount of $12.2 million) and December 8, 2021 (notional amount of $8.5 million). The Bank realized gains related to the settlement of these two hedging contracts were $117,000 and $694,000, respectively. These gains on the extinguishment of the hedging swap contracts are reported as a reduction of the carrying value of the hedged loan pools and will be recognized as an enhancement to the reported yield on those loan pools over the original contractual life of the hedging swap contracts. The unamortized portion of these gains totaled $729,000 at September 30, 2024.