Noninterest Income (Tables)

9 Months Ended

Sep. 30, 2024

Revenue from Contract with Customer [Abstract]

Summary of Noninterest Income

The Company has included the following table regarding the Company’s noninterest income for the periods presented:

	For the three months ended						For the nine months ended
(In thousands)	September 30, 2024			September 30, 2023			September 30, 2024			September 30, 2023
Service charges on deposit accounts
Insufficient funds fees	$	221		$	181		$	594		$	488
Deposit related fees		150			112			373			321
ATM fees		21			50			64			104
Total service charges on deposit accounts		392			343			1,031			913
Fee Income
Insurance agency revenue		367			310			1,024			1,001
Investment services revenue		112			128			369			360
ATM fees surcharge		66			61			174			168
Banking house rents collected		40			54			149			150
Total fee income		585			553			1,716			1,679
Card income
Debit card interchange fees		300			22			610			455
Merchant card fees		19			19			45			46
Total card income		319			41			655			501
Mortgage fee income and realized gains on sales of loans   and foreclosed real estate
Loan servicing fees		79			99			279			238
Net gains on sales of loans and foreclosed real estate		90			41			148			183
Total mortgage fee income and realized gains on sales of    loans and foreclosed real estate		169			140			427			421
Total		1,465			1,077			3,829			3,514
Earnings and gains on bank owned life insurance		361			165			685			466
Net realized (losses) gains on sales and redemptions of investment securities		(188	)		(13	)		(320	)		60
Net realized gains (losses) on sales of marketable equity securities		62			(39	)		31			(208	)
Loss on sale of premises and equipment		(36	)		-			(36	)		-
Non-recurring gain on lease renegotiations		-			-			245			-
Other miscellaneous (loss) income		43			3			221			40
Total noninterest income	$	1,707		$	1,193		$	4,655		$	3,872