For the three months

For the six months

ended June 30,

ended June 30,

(In thousands)

2022

2021

2022

2021

Service fees

Insufficient funds fees

$

134

$

208

$

252

$

398

Deposit related fees

110

96

211

194

ATM fees

39

53

79

97

    Total service fees

283

357

542

689

Fee Income

Insurance commissions

288

232

583

511

Investment services revenue

128

163

225

246

ATM fees surcharge

59

59

107

110

Banking house rents collected

46

62

102

125

    Total fee income

521

516

1,017

992

Card income

Debit card interchange fees

231

241

459

462

Merchant card fees

18

15

33

31

    Total card income

249

256

492

493

Mortgage fee income and realized gain on sale of loans 
  and foreclosed real estate

Loan servicing fees

69

11

186

101

Net gains on sales of loans and foreclosed real estate

12

39

75

159

Total mortgage fee income and realized gain on sale of   
   loans and foreclosed real estate

81

50

261

260

Total

1,134

1,179

2,312

2,434

Earnings and gain on bank owned life insurance

123

129

285

254

Net gains on sale and redemption of investment
   securities

36

51

30

51

(Losses) gains on marketable equity securities

(29

)

49

39

283

Net gains on sale of premises and equipment

-

-

-

201

Other miscellaneous income

32

26

233

56

Total noninterest income

$

1,296

$

1,434

$

2,899

$

3,279