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Consolidated Statements of Condition (Unaudited) - USD ($)
$ in Thousands
Jun. 30, 2022
Dec. 31, 2021
ASSETS:    
Cash and due from banks (including restricted balances of $1,600 and $1,600, respectively) $ 14,766 $ 13,856
Interest-earning deposits 23,521 23,293
Total cash and cash equivalents 38,287 37,149
Available-for-sale securities, at fair value 203,167 190,598
Held-to-maturity securities, at amortized cost (fair value of $174,558 and $162,805, respectively) 181,532 160,923
Marketable equity securities, at fair value 677 677
Federal Home Loan Bank stock, at cost 4,169 4,189
Loans 866,289 831,946
Loans held-for-sale 0 513
Less: Allowance for loan losses 13,078 12,935
Loans receivable, net 853,211 819,524
Premises and equipment, net 21,968 21,659
Operating lease right-of-use assets 2,067 2,136
Accrued interest receivable 4,812 4,520
Foreclosed real estate 221 0
Intangible assets, net 108 117
Goodwill 4,536 4,536
Bank owned life insurance 23,707 23,423
Other assets 24,623 15,726
Total assets 1,363,085 1,285,177
Deposits:    
Interest-bearing 945,017 863,448
Noninterest-bearing 192,827 191,858
Total deposits 1,137,844 1,055,346
Short-term borrowings 15,700 12,500
Long-term borrowings 60,021 64,598
Subordinated debt 29,646 29,563
Accrued interest payable 186 106
Operating lease liabilities 2,379 2,440
Other liabilities 9,181 9,991
Total liabilities 1,254,957 1,174,544
Shareholders' equity:    
Additional paid in capital 51,388 51,044
Retained earnings 66,077 60,946
Accumulated other comprehensive loss (9,399) (1,268)
Unearned ESOP (405) (495)
Total Pathfinder Bancorp, Inc. shareholders' equity 107,721 110,287
Noncontrolling interest 407 346
Total equity 108,128 110,633
Total liabilities and shareholders' equity 1,363,085 1,285,177
Voting Common Stock [Member]    
Shareholders' equity:    
Common stock 46 46
Non-Voting Common Stock [Member]    
Shareholders' equity:    
Common stock $ 14 $ 14