The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101   1,482 14,100 SH   SOLE   0 0 14,100
ABBOTT LABS COM COM 002824100   11,327 111,856 SH   SOLE   0 0 111,706
ABBVIE INC. COM 00287Y109   16,383 102,800 SH   SOLE   0 0 102,800
ACTIVISION COM 00507V109   11,315 132,195 SH   SOLE   0 0 132,195
ADOBE SYSTEMS COM 00724f101   270 700 SH   SOLE   0 0 700
ADVANCED MICRO DEV COM 007903107   12,634 128,910 SH   SOLE   0 0 128,910
AIRBNB COM 009066101   4,898 39,370 SH   SOLE   0 0 39,370
ALPHABET CLASS A COM 02079K305   3,332 32,125 SH   SOLE   0 0 32,125
ALPHABET CLASS C COM 02079K107   759 7,300 SH   SOLE   0 0 7,300
ALTRIA GROUP INC COM 02209S103   4,792 107,386 SH   SOLE   0 0 107,386
AMAZON.COM COM 023135106   4,146 40,135 SH   SOLE   0 0 40,135
AMERICAN EXPRESS COM 025816109   3,787 22,960 SH   SOLE   0 0 22,960
AMERICAN TOWER COM 03027X100   10,778 52,747 SH   SOLE   0 0 52,747
APPLE COMPUTER COM 037833100   57,290 347,422 SH   SOLE   0 0 347,422
APPLIED MATERIALS COM 038222105   34,185 278,316 SH   SOLE   0 0 278,316
AT&T COM 00206r102   346 18,000 SH   SOLE   0 0 18,000
AVALONBAY COM 053484101   703 4,185 SH   SOLE   0 0 4,185
BANK OF AMERICA COM 060505104   12,699 444,020 SH   SOLE   0 0 444,020
BERKSHIRE HATH. COM 084670207   224 726 SH   SOLE   0 0 726
BLACKSTONE COM 09253u108   11,736 133,607 SH   SOLE   0 0 133,607
BOEING COM 097023105   11,014 51,845 SH   SOLE   0 0 51,845
BRISTOL-MYERS COM 110122108   7,642 110,260 SH   SOLE   0 0 110,260
BROADCOM LTD COM Y09827109   16,812 26,205 SH   SOLE   0 0 26,205
CAMDEN PROPERTY COM 133131102   829 7,909 SH   SOLE   0 0 7,909
CATERPILLAR COM 149123101   15,791 69,004 SH   SOLE   0 0 69,004
CHARLES SCHWAB COM 808513105   1,931 36,868 SH   SOLE   0 0 36,868
CHEVRON CORP COM 166764100   9,202 56,396 SH   SOLE   0 0 56,396
CIGNA CORP COM 125523100   511 2,000 SH   SOLE   0 0 2,000
CITIGROUP INC COM 172967101   246 5,250 SH   SOLE   0 0 5,250
CLOROX COMPANY COM 189054109   949 6,000 SH   SOLE   0 0 6,000
COINBASE GLB COM 19260Q107   230 3,400 SH   SOLE   0 0 3,400
COMCAST CL A COM 20030N101   5,065 133,613 SH   SOLE   0 0 133,613
COMMUNITY BANK OF THE BAY COM 072205107   249 30,000 SH   SOLE   0 0 30,000
CONSTELLATION COM 21036P108   10,674 47,254 SH   SOLE   0 0 47,254
COSTCO WHOLESALE COM 22160K105   2,469 4,969 SH   SOLE   0 0 4,969
CROWN CASTLE INT'L COM 22822V101   8,801 65,760 SH   SOLE   0 0 65,560
CUMMINS INC COM 231021106   217 910 SH   SOLE   0 0 910
DEERE & CO COM 244199105   217 525 SH   SOLE   0 0 525
DIGITAL REALTY TR COM 253868103   5,690 57,880 SH   SOLE   0 0 57,880
DISNEY, WALT CO COM 254687106   8,311 82,999 SH   SOLE   0 0 82,999
ENTERPRISE PRODS COM 293792107   1,326 51,200 SH   SOLE   0 0 51,200
EXXON MOBIL CORP COM 30231G102   2,829 25,800 SH   SOLE   0 0 25,800
FATE THERAPEUTICS COM 31189P102   103 18,000 SH   SOLE   0 0 18,000
FIRST REPUBLIC COM 33616C100   1,819 130,000 SH   SOLE   0 0 130,000
FORD MOTOR CO COM 349862300   280 22,200 SH   SOLE   0 0 22,200
FRANKLIN RES COM 354613101   614 22,800 SH   SOLE   0 0 22,800
FREEPORT MCMORAN COM 35671d857   3,479 85,050 SH   SOLE   0 0 85,050
GAP INC COM 364760108   267 26,600 SH   SOLE   0 0 26,600
GENERAL DYNAMICS COM 369550108   1,078 4,725 SH   SOLE   0 0 4,725
HALLIBURTON CO COM 406216101   202 6,400 SH   SOLE   0 0 6,400
HEWLETT-PACKARD COM 42824C109   408 25,600 SH   SOLE   0 0 25,600
HOME DEPOT INC COM 437076102   11,017 37,330 SH   SOLE   0 0 37,330
HONEYWELL INTL COM 438516106   12,433 65,052 SH   SOLE   0 0 65,052
HP INC. COM 428236103   751 25,600 SH   SOLE   0 0 25,600
IBM CORPORATION COM 459200101   8,046 61,380 SH   SOLE   0 0 61,380
JOHN. & JOHN. COM 478160104   10,942 70,595 SH   SOLE   0 0 70,425
JP MORGAN CHASE COM 46625H100   14,176 108,789 SH   SOLE   0 0 108,539
LAM RESEARCH CORP COM 512807108   244 460 SH   SOLE   0 0 460
LENDINGCLUB CORP COM 52603A208   801 111,150 SH   SOLE   0 0 111,150
LILLY, ELI & CO COM 532457108   27,272 79,412 SH   SOLE   0 0 79,412
LOCKHEED MARTIN COM 539830109   12,287 25,992 SH   SOLE   0 0 25,992
MAGELLAN COM 559080106   396 7,300 SH   SOLE   0 0 7,300
MARRIOTT INTL COM 571903202   8,302 50,000 SH   SOLE   0 0 50,000
MCDONALDS COM 580135101   250 894 SH   SOLE   0 0 894
MERCK & CO INC COM 589331107   11,379 106,957 SH   SOLE   0 0 106,707
META PLATFORMS COM 30303M102   324 1,530 SH   SOLE   0 0 1,530
MICROSOFT CORP COM 594918104   46,418 161,006 SH   SOLE   0 0 160,631
MONDELEZ INTL COM 609207105   244 3,500 SH   SOLE   0 0 3,500
MORGAN STANLEY COM 617446448   10,775 122,725 SH   SOLE   0 0 122,725
NESTLE SA COM 641069406   225 1,850 SH   SOLE   0 0 1,850
NVIDIA CORP COM 67066G104   76,470 275,300 SH   SOLE   0 0 275,300
ORACLE CORP COM 68389X105   9,254 99,595 SH   SOLE   0 0 99,595
PEPSICO INC COM 713448108   7,365 40,400 SH   SOLE   0 0 40,400
PFIZER INC COM 717081103   6,185 151,602 SH   SOLE   0 0 151,602
PROCTER & GAMBLE COM 742718109   15,523 104,400 SH   SOLE   0 0 104,400
PROLOGIS COM 74340W103   23,862 191,246 SH   SOLE   0 0 191,246
QUOTIENT TECH. COM 749119103   17,405 5,306,350 SH   SOLE   0 0 5,306,350
RAYTHEON COM 75513E101   2,550 26,039 SH   SOLE   0 0 26,039
RIO TINTO COM 767204100   13,908 202,737 SH   SOLE   0 0 202,537
ROYAL CARIBBEAN COM V7780T103   5,222 79,975 SH   SOLE   0 0 79,975
SALESFORCE.COM COM 79466L302   6,775 33,913 SH   SOLE   0 0 33,913
SCHLUMBERGER COM 806857108   1,915 39,000 SH   SOLE   0 0 39,000
SERVICENOW, INC COM 81762P102   11,690 25,155 SH   SOLE   0 0 25,155
SIMON PPTY GRP INC COM 828806109   2,950 26,349 SH   SOLE   0 0 26,149
SOLAREDGE TECH COM 83417M104   304 1,000 SH   SOLE   0 0 1,000
SONY CORP COM 835699307   1,061 11,700 SH   SOLE   0 0 11,700
STARBUCKS CORP COM 855244109   972 9,332 SH   SOLE   0 0 9,332
STARWOOD PROP COM 85571B105   1,031 58,300 SH   SOLE   0 0 58,300
TC ENERGY CORP COM 87807B107   389 10,000 SH   SOLE   0 0 10,000
TELUS CORP COM 87971M103   1,035 52,100 SH   SOLE   0 0 52,100
TESLA MOTORS COM 88160R101   800 3,855 SH   SOLE   0 0 3,855
TILRAY INC COM 88688T100   26 10,233 SH   SOLE   0 0 10,233
UBER TECHNOLOGIES COM 90353T100   5,837 184,125 SH   SOLE   0 0 184,125
UNION PACIFIC COM 907818108   10,502 52,183 SH   SOLE   0 0 52,183
UNITEDHEALTH GROUP COM 91324P102   324 685 SH   SOLE   0 0 685
VENTAS INC. COM 92276F100   260 6,000 SH   SOLE   0 0 6,000
VERIZON COMM COM 92343V104   4,834 124,311 SH   SOLE   0 0 124,161
VERTEX ENERGY COM 92534K107   316 32,000 SH   SOLE   0 0 32,000
VISA INC CL A COM 92826c839   22,911 101,619 SH   SOLE   0 0 101,619
VULCAN MATERIALS COM 929160109   7,858 45,802 SH   SOLE   0 0 45,802
WAL-MART STORES COM 931142103   5,118 34,707 SH   SOLE   0 0 34,707
WELLS FARGO & CO COM 949746101   7,335 196,220 SH   SOLE   0 0 196,020
WORKDAY INC COM 98138H101   3,511 17,000 SH   SOLE   0 0 17,000
WYNN RESORTS LTD COM 983134107   6,126 54,740 SH   SOLE   0 0 54,740
FIDELITY INTL INDX-INST PRM COM 315917127   227 5,074 SH   SOLE   0 0 5,074
SCHWAB TTL STCK COM 808509756   205 2,939 SH   SOLE   0 0 2,939
VANGUARD 500 INDEX COM 922908710   603 1,590 SH   SOLE   0 0 1,590
AGRIBUSINESS COM 57060u605   210 2,420 SH   SOLE   0 0 2,420
BIOTECHNOLOGY COM 464287556   1,547 11,975 SH   SOLE   0 0 11,975
COMM SERVICES COM 81369Y852   223 3,841 SH   SOLE   0 0 3,841
CONSUMER DISCR COM 81369Y407   1,023 6,839 SH   SOLE   0 0 6,839
DEFIANCE HOTEL,CRUISE COM 26922B873   268 14,750 SH   SOLE   0 0 14,750
EXPANDED TECH COM 464287549   365 1,076 SH   SOLE   0 0 1,076
FINANCIAL COM 81369y605   538 16,739 SH   SOLE   0 0 16,739
GLOBAL X ELECTRIC VEHICLES COM 37954Y624   474 19,888 SH   SOLE   0 0 19,888
HEALTH CARE COM 81369Y209   2,606 20,127 SH   SOLE   0 0 20,127
INDUSTRIALS COM 81369Y704   2,521 24,921 SH   SOLE   0 0 24,921
INVESCO QQQ COM 46090E103   3,537 11,021 SH   SOLE   0 0 11,021
MATERIALS COM 81369Y100   957 11,859 SH   SOLE   0 0 11,859
MKT VECT GOLD MNRS COM 92189F106   508 15,700 SH   SOLE   0 0 15,700
NVN CA DIV ADV MUNI COM 67066Y105   165 15,000 SH   SOLE   0 0 15,000
SELECT DIVIDEND COM 464287168   640 5,463 SH   SOLE   0 0 5,463
SPDR DOW JONES IND COM 78467X109   427 1,284 SH   SOLE   0 0 1,284
SPDR S&P REGIONAL BANKING COM 78464A698   3,743 85,335 SH   SOLE   0 0 85,335
TECHNOLOGY COM 81369Y803   4,657 30,836 SH   SOLE   0 0 30,836
VIRTUS TERRANOVA COM 92790A504   454 16,487 SH   SOLE   0 0 16,487