The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101   1,691 14,100 SH   SOLE   0 0 14,100
ABBOTT LABS COM COM 002824100   12,312 112,140 SH   SOLE   0 0 111,990
ABBVIE INC. COM 00287Y109   16,803 103,975 SH   SOLE   0 0 103,975
ACTIVISION COM 00507V109   10,125 132,265 SH   SOLE   0 0 132,265
ADOBE SYSTEMS COM 00724f101   300 890 SH   SOLE   0 0 890
ADVANCED MICRO DEV COM 007903107   8,456 130,560 SH   SOLE   0 0 130,560
AIRBNB COM 009066101   3,381 39,545 SH   SOLE   0 0 39,545
ALPHABET CLASS A COM 02079K305   2,839 32,175 SH   SOLE   0 0 32,175
ALPHABET CLASS C COM 02079K107   648 7,300 SH   SOLE   0 0 7,300
ALTRIA GROUP INC COM 02209S103   4,954 108,386 SH   SOLE   0 0 108,386
AMAZON.COM COM 023135106   3,346 39,835 SH   SOLE   0 0 39,835
AMERICAN EXPRESS COM 025816109   3,392 22,960 SH   SOLE   0 0 22,960
AMERICAN TOWER COM 03027X100   11,064 52,222 SH   SOLE   0 0 52,222
APPLE COMPUTER COM 037833100   45,634 351,220 SH   SOLE   0 0 351,220
APPLIED MATERIALS COM 038222105   27,141 278,716 SH   SOLE   0 0 278,716
ARCHR DAN MIDLND COM 039483102   8,972 96,632 SH   SOLE   0 0 96,632
AT&T COM 00206r102   221 12,000 SH   SOLE   0 0 12,000
AVALONBAY COM 053484101   676 4,185 SH   SOLE   0 0 4,185
BANK OF AMERICA COM 060505104   13,375 403,820 SH   SOLE   0 0 403,820
BERKSHIRE HATH. COM 084670207   224 726 SH   SOLE   0 0 726
BLACKSTONE COM 09253u108   9,923 133,755 SH   SOLE   0 0 133,755
BOEING COM 097023105   9,933 52,145 SH   SOLE   0 0 52,145
BRISTOL-MYERS COM 110122108   7,811 108,560 SH   SOLE   0 0 108,560
BROADCOM LTD COM Y09827109   14,652 26,205 SH   SOLE   0 0 26,205
CAMDEN PROPERTY COM 133131102   885 7,909 SH   SOLE   0 0 7,909
CATERPILLAR COM 149123101   16,531 69,004 SH   SOLE   0 0 69,004
CHARLES SCHWAB COM 808513105   266 3,193 SH   SOLE   0 0 3,193
CHEVRON CORP COM 166764100   10,123 56,396 SH   SOLE   0 0 56,396
CIGNA CORP COM 125523100   663 2,000 SH   SOLE   0 0 2,000
CITIGROUP INC COM 172967101   244 5,400 SH   SOLE   0 0 5,400
CLOROX COMPANY COM 189054109   842 6,000 SH   SOLE   0 0 6,000
COMCAST CL A COM 20030N101   4,672 133,613 SH   SOLE   0 0 133,613
COMMUNITY BANK OF THE BAY COM 072205107   270 30,000 SH   SOLE   0 0 30,000
CONSTELLATION COM 21036P108   10,956 47,274 SH   SOLE   0 0 47,274
COSTCO WHOLESALE COM 22160K105   2,184 4,784 SH   SOLE   0 0 4,784
CROWN CASTLE INT'L COM 22822V101   7,681 56,632 SH   SOLE   0 0 56,432
CUMMINS INC COM 231021106   225 930 SH   SOLE   0 0 930
DEERE & CO COM 244199105   225 525 SH   SOLE   0 0 525
DIGITAL REALTY TR COM 253868103   5,737 57,220 SH   SOLE   0 0 57,220
DISNEY, WALT CO COM 254687106   6,679 76,874 SH   SOLE   0 0 76,874
ENTERPRISE PRODS COM 293792107   967 40,100 SH   SOLE   0 0 40,100
EXXON MOBIL CORP COM 30231G102   2,850 25,840 SH   SOLE   0 0 25,840
FIRST REPUBLIC COM 33616C100   11,458 94,000 SH   SOLE   0 0 94,000
FISERV INC COM 337738108   230 2,275 SH   SOLE   0 0 2,275
FLOWERS FOODS COM 343498101   287 10,000 SH   SOLE   0 0 10,000
FORD MOTOR CO COM 349862300   2,102 180,700 SH   SOLE   0 0 180,700
FRANKLIN RES COM 354613101   443 16,800 SH   SOLE   0 0 16,800
FREEPORT MCMORAN COM 35671d857   3,243 85,350 SH   SOLE   0 0 85,350
GAP INC COM 364760108   300 26,600 SH   SOLE   0 0 26,600
GENERAL DYNAMICS COM 369550108   1,152 4,645 SH   SOLE   0 0 4,645
HEWLETT-PACKARD COM 42824C109   409 25,600 SH   SOLE   0 0 25,600
HOME DEPOT INC COM 437076102   11,859 37,545 SH   SOLE   0 0 37,545
HONEYWELL INTL COM 438516106   13,994 65,301 SH   SOLE   0 0 65,301
HP INC. COM 428236103   688 25,600 SH   SOLE   0 0 25,600
IBM CORPORATION COM 459200101   8,472 60,130 SH   SOLE   0 0 60,130
JOHN. & JOHN. COM 478160104   12,457 70,516 SH   SOLE   0 0 70,346
JP MORGAN CHASE COM 46625H100   14,652 109,262 SH   SOLE   0 0 109,012
LENDINGCLUB CORP COM 52603A208   1,000 113,650 SH   SOLE   0 0 113,650
LILLY, ELI & CO COM 532457108   29,052 79,412 SH   SOLE   0 0 79,412
LOCKHEED MARTIN COM 539830109   12,633 25,967 SH   SOLE   0 0 25,967
MAGELLAN COM 559080106   367 7,300 SH   SOLE   0 0 7,300
MARRIOTT INTL COM 571903202   7,444 50,000 SH   SOLE   0 0 50,000
MCDONALDS COM 580135101   236 894 SH   SOLE   0 0 894
MERCK & CO INC COM 589331107   11,833 106,656 SH   SOLE   0 0 106,406
META PLATFORMS COM 30303M102   424 3,525 SH   SOLE   0 0 3,525
MICROSOFT CORP COM 594918104   39,064 162,888 SH   SOLE   0 0 162,513
MONDELEZ INTL COM 609207105   233 3,500 SH   SOLE   0 0 3,500
MORGAN STANLEY COM 617446448   10,311 121,275 SH   SOLE   0 0 121,275
NESTLE SA COM 641069406   213 1,850 SH   SOLE   0 0 1,850
NVIDIA CORP COM 67066G104   40,689 278,425 SH   SOLE   0 0 278,425
ORACLE CORP COM 68389X105   8,141 99,595 SH   SOLE   0 0 99,595
PEPSICO INC COM 713448108   8,672 48,000 SH   SOLE   0 0 48,000
PFIZER INC COM 717081103   7,640 149,102 SH   SOLE   0 0 149,102
PROCTER & GAMBLE COM 742718109   15,823 104,400 SH   SOLE   0 0 104,400
PROLOGIS COM 74340W103   21,570 191,346 SH   SOLE   0 0 191,346
QUOTIENT TECH. COM 749119103   18,201 5,306,350 SH   SOLE   0 0 5,306,350
RAYTHEON COM 75513E101   2,638 26,139 SH   SOLE   0 0 26,139
RIO TINTO COM 767204100   14,598 205,027 SH   SOLE   0 0 204,827
ROYAL CARIBBEAN COM V7780T103   3,970 80,325 SH   SOLE   0 0 80,325
SALESFORCE.COM COM 79466L302   4,532 34,183 SH   SOLE   0 0 34,183
SERVICENOW, INC COM 81762P102   9,773 25,170 SH   SOLE   0 0 25,170
SIMON PPTY GRP INC COM 828806109   2,966 25,245 SH   SOLE   0 0 25,045
SONY CORP COM 835699307   976 12,800 SH   SOLE   0 0 12,800
STARBUCKS CORP COM 855244109   926 9,332 SH   SOLE   0 0 9,332
STARWOOD PROP COM 85571B105   922 50,300 SH   SOLE   0 0 50,300
TAIWAN SEMI ADR COM 874039100   250 3,350 SH   SOLE   0 0 3,350
TELUS CORP COM 87971M103   1,066 55,200 SH   SOLE   0 0 55,200
TESLA MOTORS COM 88160R101   466 3,780 SH   SOLE   0 0 3,780
TILRAY INC COM 88688T100   31 11,633 SH   SOLE   0 0 11,633
UBER TECHNOLOGIES COM 90353T100   3,962 160,200 SH   SOLE   0 0 160,200
UNION PACIFIC COM 907818108   10,806 52,183 SH   SOLE   0 0 52,183
UNITEDHEALTH GROUP COM 91324P102   310 585 SH   SOLE   0 0 585
VENTAS INC. COM 92276F100   270 6,000 SH   SOLE   0 0 6,000
VERIZON COMM COM 92343V104   4,723 119,882 SH   SOLE   0 0 119,732
VERTEX ENERGY COM 92534K107   198 32,000 SH   SOLE   0 0 32,000
VISA INC CL A COM 92826c839   21,457 103,276 SH   SOLE   0 0 103,276
VULCAN MATERIALS COM 929160109   8,020 45,802 SH   SOLE   0 0 45,802
WAL-MART STORES COM 931142103   4,921 34,707 SH   SOLE   0 0 34,707
WELLS FARGO & CO COM 949746101   6,892 166,916 SH   SOLE   0 0 166,716
WORKDAY INC COM 98138H101   2,159 12,900 SH   SOLE   0 0 12,900
WYNN RESORTS LTD COM 983134107   4,567 55,380 SH   SOLE   0 0 55,380
FIDELITY INTL INDX-INST PRM COM 315917127   209 5,074 SH   SOLE   0 0 5,074
VANGUARD 500 INDEX COM 922908710   596 1,684 SH   SOLE   0 0 1,684
BIOTECHNOLOGY COM 464287556   1,577 12,010 SH   SOLE   0 0 12,010
CONSUMER DISCR COM 81369Y407   880 6,814 SH   SOLE   0 0 6,814
DEFIANCE HOTEL,CRUISE COM 26922B873   256 15,950 SH   SOLE   0 0 15,950
EXPANDED TECH COM 464287549   326 1,166 SH   SOLE   0 0 1,166
FINANCIAL COM 81369y605   540 15,776 SH   SOLE   0 0 15,776
GLOBAL X ELECTRIC VEHICLES COM 37954Y624   393 19,769 SH   SOLE   0 0 19,769
HEALTH CARE COM 81369Y209   2,768 20,372 SH   SOLE   0 0 20,372
INDUSTRIALS COM 81369Y704   2,514 25,594 SH   SOLE   0 0 25,594
INVESCO QQQ COM 46090E103   2,928 10,994 SH   SOLE   0 0 10,994
MATERIALS COM 81369Y100   921 11,852 SH   SOLE   0 0 11,852
NVN CA DIV ADV MUNI COM 67066Y105   166 15,000 SH   SOLE   0 0 15,000
SELECT DIVIDEND COM 464287168   691 5,731 SH   SOLE   0 0 5,731
SPDR DOW JONES IND COM 78467X109   425 1,282 SH   SOLE   0 0 1,282
SPDR S&P REGIONAL BANKING COM 78464A698   5,036 85,735 SH   SOLE   0 0 85,735
TECHNOLOGY COM 81369Y803   3,934 31,610 SH   SOLE   0 0 31,610
VIRTUS TERRANOVA COM 92790A504   465 17,412 SH   SOLE   0 0 17,412