The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 709 3,992 SH   SOLE   3,992 0 0
ABBOTT LABS COM 002824100 1,116 7,930 SH   SOLE   7,930 0 0
ADVANCED MICRO DEVICES INC COM 007903107 14,111 98,058 SH   SOLE   98,058 0 0
ALLY FINL INC COM 02005N100 4,840 101,650 SH   SOLE   101,650 0 0
ALPHABET INC CAP STK CL A 02079K305 33,385 11,524 SH   SOLE   11,524 0 0
AMAZON COM INC COM 023135106 12,470 3,740 SH   SOLE   3,740 0 0
AMERICAN EXPRESS CO COM 025816109 278 1,700 SH   SOLE   1,700 0 0
APPLE INC COM 037833100 47,192 265,764 SH   SOLE   265,764 0 0
ARK ETF TR FINTECH INNOVA 00214Q708 705 17,270 SH   SOLE   17,270 0 0
ARK ETF TR INNOVATION ETF 00214Q104 1,590 16,806 SH   SOLE   16,806 0 0
BAXTER INTL INC COM 071813109 423 4,933 SH   SOLE   4,933 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,801 16,058 SH   SOLE   16,058 0 0
BK OF AMERICA CORP COM 060505104 7,682 172,672 SH   SOLE   172,672 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 303 4,864 SH   SOLE   4,864 0 0
CANADIAN NATL RY CO COM 136375102 563 4,585 SH   SOLE   4,585 0 0
CHEVRON CORP NEW COM 166764100 6,154 52,445 SH   SOLE   52,445 0 0
CITIGROUP INC COM NEW 172967424 4,141 68,565 SH   SOLE   68,565 0 0
COCA COLA CO COM 191216100 284 4,799 SH   SOLE   4,799 0 0
COINBASE GLOBAL INC COM CL A 19260Q107 4,861 19,262 SH   SOLE   19,262 0 0
COMCAST CORP NEW CL A 20030N101 357 7,095 SH   SOLE   7,095 0 0
CSX CORP COM 126408103 437 11,631 SH   SOLE   11,631 0 0
DEERE & CO COM 244199105 308 897 SH   SOLE   897 0 0
DISNEY WALT CO COM 254687106 8,071 52,108 SH   SOLE   52,108 0 0
DOMINION ENERGY INC COM 25746U109 316 4,018 SH   SOLE   4,018 0 0
DRAFTKINGS INC COM CL A 26142R104 1,982 72,159 SH   SOLE   72,159 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 313 2,980 SH   SOLE   2,980 0 0
DXC TECHNOLOGY CO COM 23355L106 3,833 119,088 SH   SOLE   119,088 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 606 4,677 SH   SOLE   4,677 0 0
EQUINIX INC COM 29444U700 6,925 8,187 SH   SOLE   8,187 0 0
ETF SER SOLUTIONS DEFIANCE NEXT 26922A289 9,135 219,062 SH   SOLE   219,062 0 0
EXCHANGE TRADED CONCEPTS TR BITWISE CRYPTO 301505624 497 23,675 SH   SOLE   23,675 0 0
EXXON MOBIL CORP COM 30231G102 352 5,745 SH   SOLE   5,745 0 0
FEDEX CORP COM 31428X106 4,626 17,886 SH   SOLE   17,886 0 0
FIRST SOLAR INC COM 336433107 1,628 18,675 SH   SOLE   18,675 0 0
FIRST TR NAS100 EQ WEIGHTED SHS 337344105 1,344 11,348 SH   SOLE   11,348 0 0
GENERAL ELECTRIC CO COM NEW 369604301 431 4,557 SH   SOLE   4,557 0 0
GENERAL MTRS CO COM 37045V100 4,656 79,413 SH   SOLE   79,413 0 0
GLOBALFOUNDRIES INC ORDINARY SHARES G39387108 2,866 44,107 SH   SOLE   44,107 0 0
HONEYWELL INTL INC COM 438516106 1,022 4,902 SH   SOLE   4,902 0 0
IDEX CORP COM 45167R104 822 3,480 SH   SOLE   3,480 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 935 6,994 SH   SOLE   6,994 0 0
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706 1,403 18,228 SH   SOLE   18,228 0 0
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 1,010 30,641 SH   SOLE   30,641 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 13,594 83,528 SH   SOLE   83,528 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 341 858 SH   SOLE   858 0 0
IRON MTN INC NEW COM 46284V101 271 5,175 SH   SOLE   5,175 0 0
ISHARES TR CORE US AGGBD ET 464287226 3,853 33,771 SH   SOLE   33,771 0 0
ISHARES TR GLOBAL 100 ETF 464287572 4,267 54,698 SH   SOLE   54,698 0 0
ISHARES TR ISHARES BIOTECH 464287556 2,948 19,314 SH   SOLE   19,314 0 0
ISHARES TR PFD AND INCM SEC 464288687 3,226 81,815 SH   SOLE   81,815 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,669 7,504 SH   SOLE   7,504 0 0
ISHARES TR SELECT DIVID ETF 464287168 709 5,787 SH   SOLE   5,787 0 0
ISHARES TR TIPS BD ETF 464287176 1,195 9,253 SH   SOLE   9,253 0 0
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332 4,751 75,180 SH   SOLE   75,180 0 0
JOHNSON & JOHNSON COM 478160104 7,695 44,981 SH   SOLE   44,981 0 0
JPMORGAN CHASE & CO COM 46625H100 9,941 62,779 SH   SOLE   62,779 0 0
KEYCORP COM 493267108 360 15,575 SH   SOLE   15,575 0 0
KINDER MORGAN INC DEL COM 49456B101 624 39,350 SH   SOLE   39,350 0 0
LOWES COS INC COM 548661107 22,408 86,690 SH   SOLE   86,690 0 0
MARVELL TECHNOLOGY INC COM 573874104 8,766 100,195 SH   SOLE   100,195 0 0
MASTERCARD INCORPORATED CL A 57636Q104 10,984 30,569 SH   SOLE   30,569 0 0
MCDONALDS CORP COM 580135101 864 3,224 SH   SOLE   3,224 0 0
MEDICAL PPTYS TRUST INC COM 58463J304 984 41,630 SH   SOLE   41,630 0 0
META PLATFORMS INC CL A 30303M102 14,450 42,960 SH   SOLE   42,960 0 0
METLIFE INC COM 59156R108 909 14,553 SH   SOLE   14,553 0 0
MICROSOFT CORP COM 594918104 37,313 110,945 SH   SOLE   110,945 0 0
NBT BANCORP INC COM 628778102 228 5,921 SH   SOLE   5,921 0 0
NETFLIX INC COM 64110L106 895 1,485 SH   SOLE   1,485 0 0
NIKE INC CL B 654106103 12,449 74,694 SH   SOLE   74,694 0 0
NVIDIA CORPORATION COM 67066G104 8,023 27,280 SH   SOLE   27,280 0 0
PAYPAL HLDGS INC COM 70450Y103 3,797 20,134 SH   SOLE   20,134 0 0
PEPSICO INC COM 713448108 450 2,592 SH   SOLE   2,592 0 0
PFIZER INC COM 717081103 673 11,391 SH   SOLE   11,391 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 406 4,000 SH   SOLE   4,000 0 0
PIONEER BANCORP INC MD COM 723561106 215 19,000 SH   SOLE   19,000 0 0
PLUG POWER INC COM NEW 72919P202 3,915 138,679 SH   SOLE   138,679 0 0
PROCTER AND GAMBLE CO COM 742718109 407 2,489 SH   SOLE   2,489 0 0
QUALCOMM INC COM 747525103 10,187 55,705 SH   SOLE   55,705 0 0
REGENERON PHARMACEUTICALS COM 75886F107 5,016 7,942 SH   SOLE   7,942 0 0
ROBLOX CORP CL A 771049103 252 2,446 SH   SOLE   2,446 0 0
SCHWAB CHARLES CORP COM 808513105 237 2,813 SH   SOLE   2,813 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,242 75,695 SH   SOLE   75,695 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 636 16,350 SH   SOLE   16,350 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 856 15,243 SH   SOLE   15,243 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 7,459 66,001 SH   SOLE   66,001 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 4,258 52,679 SH   SOLE   52,679 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,559 9,520 SH   SOLE   9,520 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,660 36,328 SH   SOLE   36,328 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,206 10,591 SH   SOLE   10,591 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,701 21,145 SH   SOLE   21,145 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 288 2,812 SH   SOLE   2,812 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 7,254 115,339 SH   SOLE   115,339 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,791 50,286 SH   SOLE   50,286 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 2,972 76,103 SH   SOLE   76,103 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 526 2,574 SH   SOLE   2,574 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 929 6,595 SH   SOLE   6,595 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 729 6,887 SH   SOLE   6,887 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 2,425 26,765 SH   SOLE   26,765 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,419 13,911 SH   SOLE   13,911 0 0
SIMPLIFY EXCHANGE TRADED FUN US EQT PLS CNVEX 82889N103 2,453 71,065 SH   SOLE   71,065 0 0
SOUTHERN CO COM 842587107 275 4,011 SH   SOLE   4,011 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 767 2,110 SH   SOLE   2,110 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,992 6,299 SH   SOLE   6,299 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 578 1,116 SH   SOLE   1,116 0 0
SPDR SER TR BLOOMBERG INVT 78468R200 788 25,745 SH   SOLE   25,745 0 0
SPDR SER TR S&P DIVID ETF 78464A763 257 1,988 SH   SOLE   1,988 0 0
SPDR SER TR S&P HOMEBUILD 78464A888 1,317 15,350 SH   SOLE   15,350 0 0
STARBUCKS CORP COM 855244109 12,428 106,248 SH   SOLE   106,248 0 0
TARGET CORP COM 87612E106 7,012 30,298 SH   SOLE   30,298 0 0
TESLA INC COM 88160R101 3,012 2,850 SH   SOLE   2,850 0 0
TJX COS INC NEW COM 872540109 1,994 26,264 SH   SOLE   26,264 0 0
TRIMBLE INC COM 896239100 4,005 45,934 SH   SOLE   45,934 0 0
UNITEDHEALTH GROUP INC COM 91324P102 513 1,022 SH   SOLE   1,022 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 3,755 113,905 SH   SOLE   113,905 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,939 22,129 SH   SOLE   22,129 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4,785 58,887 SH   SOLE   58,887 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,155 37,229 SH   SOLE   37,229 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 4,155 75,323 SH   SOLE   75,323 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 261 598 SH   SOLE   598 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 346 1,431 SH   SOLE   1,431 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 226 4,195 SH   SOLE   4,195 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,903 28,631 SH   SOLE   28,631 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 11,548 124,497 SH   SOLE   124,497 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 307 5,916 SH   SOLE   5,916 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 5,143 23,419 SH   SOLE   23,419 0 0
VISA INC COM CL A 92826C839 9,595 44,276 SH   SOLE   44,276 0 0