The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 967 5,865 SH   SOLE 5,865 0 0
AKORN INC COM 009728106 439 9,245 SH   SOLE 9,245 0 0
ALTRIA GROUP INC COM 02209S103 349 6,971 SH   SOLE 6,971 0 0
AMBARELLA INC SHS G037AX101 2,413 31,870 SH   SOLE 31,870 0 0
AMERICAN EXPRESS CO COM 025816109 207 2,645 SH   SOLE 2,645 0 0
AMERISOURCEBERGEN CORP COM 03073E105 2,053 18,060 SH   SOLE 18,060 0 0
AMN HEALTHCARE SERVICES INC COM 001744101 779 33,750 SH   SOLE 33,750 0 0
APPLE INC COM 037833100 8,878 71,348 SH   SOLE 71,348 0 0
AT&T INC COM 00206R102 432 13,216 SH   SOLE 13,216 0 0
BANK AMER CORP COM 060505104 3,145 204,356 SH   SOLE 204,356 0 0
BAXTER INTL INC COM 071813109 264 3,850 SH   SOLE 3,850 0 0
BIOGEN INC COM 09062X103 460 1,090 SH   SOLE 1,090 0 0
CANADIAN NATL RY CO COM 136375102 660 9,865 SH   SOLE 9,865 0 0
CELGENE CORP COM 151020104 5,044 43,754 SH   SOLE 43,754 0 0
CHEVRON CORP NEW COM 166764100 352 3,350 SH   SOLE 3,350 0 0
CISCO SYS INC COM 17275R102 1,177 42,763 SH   SOLE 42,763 0 0
COHEN & STEERS SLT PFD INCM COM 19248Y107 284 10,721 SH   SOLE 10,721 0 0
CONOCOPHILLIPS COM 20825C104 4,116 66,113 SH   SOLE 66,113 0 0
CVS HEALTH CORP COM 126650100 233 2,255 SH   SOLE 2,255 0 0
D R HORTON INC COM 23331A109 2,280 80,070 SH   SOLE 80,070 0 0
DECKERS OUTDOOR CORP COM 243537107 876 12,025 SH   SOLE 12,025 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 644 5,825 SH   SOLE 5,825 0 0
DISNEY WALT CO COM DISNEY 254687106 1,039 9,905 SH   SOLE 9,905 0 0
DOW CHEM CO COM 260543103 1,462 30,455 SH   SOLE 30,455 0 0
EMERSON ELEC CO COM 291011104 534 9,432 SH   SOLE 9,432 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 1,878 21,638 SH   SOLE 21,638 0 0
EXXON MOBIL CORP COM 30231G102 1,608 18,920 SH   SOLE 18,920 0 0
F5 NETWORKS INC COM 315616102 1,052 9,155 SH   SOLE 9,155 0 0
FACEBOOK INC CL A 30303M102 1,965 23,905 SH   SOLE 23,905 0 0
FIRST NIAGARA FINL GP INC COM 33582V108 121 13,687 SH   SOLE 13,687 0 0
FNB CORP PA COM 302520101 918 69,895 SH   SOLE 69,895 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 1,296 80,316 SH   SOLE 80,316 0 0
GENERAL ELECTRIC CO COM 369604103 4,071 164,070 SH   SOLE 164,070 0 0
GOOGLE INC CL A 38259P508 2,762 4,980 SH   SOLE 4,980 0 0
HAIN CELESTIAL GROUP INC COM 405217100 2,247 35,085 SH   SOLE 35,085 0 0
HARLEY DAVIDSON INC COM 412822108 2,477 40,780 SH   SOLE 40,780 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 2,821 67,445 SH   SOLE 67,445 0 0
HCP INC COM 40414L109 309 7,154 SH   SOLE 7,154 0 0
HEWLETT PACKARD CO COM 428236103 1,460 46,860 SH   SOLE 46,860 0 0
HONEYWELL INTL INC COM 438516106 764 7,328 SH   SOLE 7,328 0 0
HOSPITALITY PPTYS TR COM SH BEN INT 44106M102 1,761 53,359 SH   SOLE 53,359 0 0
IDEX CORP COM 45167R104 309 4,075 SH   SOLE 4,075 0 0
INTEL CORP COM 458140100 435 13,913 SH   SOLE 13,913 0 0
ISHARES U.S. PFD STK ETF 464288687 1,609 40,123 SH   SOLE 40,123 0 0
ISHARES TR SELECT DIVID ETF 464287168 630 8,088 SH   SOLE 8,088 0 0
ISHARES TR TIPS BD ETF 464287176 947 8,340 SH   SOLE 8,340 0 0
ISHARES TR CORE US AGGBD ET 464287226 357 3,200 SH   SOLE 3,200 0 0
JETBLUE AIRWAYS CORP COM 477143101 698 36,240 SH   SOLE 36,240 0 0
JOHNSON & JOHNSON COM 478160104 1,868 18,568 SH   SOLE 18,568 0 0
JPMORGAN CHASE & CO COM 46625H100 3,603 59,477 SH   SOLE 59,477 0 0
KEYCORP NEW COM 493267108 2,014 142,220 SH   SOLE 142,220 0 0
LOWES COS INC COM 548661107 3,335 44,832 SH   SOLE 44,832 0 0
MASTERCARD INC CL A 57636Q104 4,423 51,195 SH   SOLE 51,195 0 0
MCDONALDS CORP COM 580135101 1,026 10,525 SH   SOLE 10,525 0 0
MEDICAL PPTYS TRUST INC COM 58463J304 780 52,937 SH   SOLE 52,937 0 0
NIKE INC CL B 654106103 6,273 62,511 SH   SOLE 62,511 0 0
OMEGA HEALTHCARE INVS INC COM 681936100 575 14,189 SH   SOLE 14,189 0 0
POWERSHARES ETF TRUST DYNA BUYBK ACH 73935X286 2,576 52,222 SH   SOLE 52,222 0 0
PULTE GROUP INC COM 745867101 445 20,000 SH   SOLE 20,000 0 0
QUINTILES TRANSNATIO HLDGS I COM 74876Y101 317 4,735 SH   SOLE 4,735 0 0
REGENERON PHARMACEUTICALS COM 75886F107 332 735 SH   SOLE 735 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,960 38,818 SH   SOLE 38,818 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 257 5,955 SH   SOLE 5,955 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 907 15,759 SH   SOLE 15,759 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,035 26,253 SH   SOLE 26,253 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 548 18,132 SH   SOLE 18,132 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 774 19,093 SH   SOLE 19,093 0 0
SEALED AIR CORP NEW COM 81211K100 895 19,650 SH   SOLE 19,650 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 333 4,600 SH   SOLE 4,600 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 593 7,652 SH   SOLE 7,652 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 239 5,758 SH   SOLE 5,758 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 2,163 22,010 SH   SOLE 22,010 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,384 6,705 SH   SOLE 6,705 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 442 1,594 SH   SOLE 1,594 0 0
SPDR SER TR SHT TRM HGH YLD 78468R408 905 30,995 SH   SOLE 30,995 0 0
SPDR SER TR SPDR BOFA CRSS 78468R606 937 35,417 SH   SOLE 35,417 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 5,209 66,608 SH   SOLE 66,608 0 0
STARBUCKS CORP COM 855244109 3,437 36,293 SH   SOLE 36,293 0 0
SUNOPTA INC COM 8676EP108 143 13,500 SH   SOLE 13,500 0 0
SYNCHRONOSS TECHNOLOGIES INC COM 87157B103 1,204 25,375 SH   SOLE 25,375 0 0
TRUSTCO BK CORP N Y COM 898349105 128 18,609 SH   SOLE 18,609 0 0
UNDER ARMOUR INC CL A 904311107 754 9,340 SH   SOLE 9,340 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 369 4,426 SH   SOLE 4,426 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 798 14,750 SH   SOLE 14,750 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,584 28,141 SH   SOLE 28,141 0 0
VARIAN MED SYS INC COM 92220P105 376 4,000 SH   SOLE 4,000 0 0
VERIFONE SYS INC COM 92342Y109 621 17,785 SH   SOLE 17,785 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,904 39,154 SH   SOLE 39,154 0 0
VISA INC COM CL A 92826C839 3,957 60,495 SH   SOLE 60,495 0 0
WHITEWAVE FOODS CO COM 966244105 1,028 23,185 SH   SOLE 23,185 0 0
WHOLE FOODS MKT INC COM 966837106 857 16,450 SH   SOLE 16,450 0 0