The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 964 5,865 SH   SOLE 5,865 0 0
AKORN INC COM 009728106 212 5,850 SH   SOLE 5,850 0 0
ALTRIA GROUP INC COM 02209S103 326 6,620 SH   SOLE 6,620 0 0
AMBARELLA INC SHS G037AX101 1,622 31,970 SH   SOLE 31,970 0 0
AMERICAN EXPRESS CO COM 025816109 245 2,630 SH   SOLE 2,630 0 0
AMERISOURCEBERGEN CORP COM 03073E105 1,388 15,395 SH   SOLE 15,395 0 0
AMN HEALTHCARE SERVICES INC COM 001744101 264 13,450 SH   SOLE 13,450 0 0
APPLE INC COM 037833100 7,767 70,362 SH   SOLE 70,362 0 0
AT&T INC COM 00206R102 472 14,057 SH   SOLE 14,057 0 0
BANK AMER CORP COM 060505104 3,613 201,943 SH   SOLE 201,943 0 0
BAXTER INTL INC COM 071813109 282 3,850 SH   SOLE 3,850 0 0
CANADIAN NATL RY CO COM 136375102 674 9,775 SH   SOLE 9,775 0 0
CDW CORP COM 12514G108 473 13,435 SH   SOLE 13,435 0 0
CELGENE CORP COM 151020104 4,631 41,399 SH   SOLE 41,399 0 0
CHEVRON CORP NEW COM 166764100 376 3,350 SH   SOLE 3,350 0 0
CISCO SYS INC COM 17275R102 973 34,996 SH   SOLE 34,996 0 0
CONOCOPHILLIPS COM 20825C104 4,514 65,371 SH   SOLE 65,371 0 0
D R HORTON INC COM 23331A109 1,927 76,210 SH   SOLE 76,210 0 0
DECKERS OUTDOOR CORP COM 243537107 1,058 11,625 SH   SOLE 11,625 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 348 3,053 SH   SOLE 3,053 0 0
DISNEY WALT CO COM DISNEY 254687106 870 9,240 SH   SOLE 9,240 0 0
DOW CHEM CO COM 260543103 1,308 28,670 SH   SOLE 28,670 0 0
EMERSON ELEC CO COM 291011104 729 11,806 SH   SOLE 11,806 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 2,901 34,268 SH   SOLE 34,268 0 0
EXXON MOBIL CORP COM 30231G102 1,857 20,089 SH   SOLE 20,089 0 0
F5 NETWORKS INC COM 315616102 830 6,360 SH   SOLE 6,360 0 0
FACEBOOK INC CL A 30303M102 1,448 18,560 SH   SOLE 18,560 0 0
FIRST NIAGARA FINL GP INC COM 33582V108 115 13,650 SH   SOLE 13,650 0 0
FNB CORP PA COM 302520101 1,052 78,970 SH   SOLE 78,970 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 1,132 73,055 SH   SOLE 73,055 0 0
GENERAL ELECTRIC CO COM 369604103 4,168 164,948 SH   SOLE 164,948 0 0
GOOGLE INC CL A 38259P508 2,491 4,695 SH   SOLE 4,695 0 0
HAIN CELESTIAL GROUP INC COM 405217100 1,931 33,120 SH   SOLE 33,120 0 0
HARLEY DAVIDSON INC COM 412822108 2,687 40,763 SH   SOLE 40,763 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 2,742 65,780 SH   SOLE 65,780 0 0
HERTZ GLOBAL HOLDINGS INC COM 42805T105 2,002 80,265 SH   SOLE 80,265 0 0
HEWLETT PACKARD CO COM 428236103 1,698 42,305 SH   SOLE 42,305 0 0
HONEYWELL INTL INC COM 438516106 732 7,328 SH   SOLE 7,328 0 0
HOSPITALITY PPTYS TR COM SH BEN INT 44106M102 1,559 50,286 SH   SOLE 50,286 0 0
IDEX CORP COM 45167R104 545 7,000 SH   SOLE 7,000 0 0
INTEL CORP COM 458140100 518 14,278 SH   SOLE 14,278 0 0
ISHARES U.S. PFD STK ETF 464288687 740 18,766 SH   SOLE 18,766 0 0
ISHARES TR SELECT DIVID ETF 464287168 616 7,755 SH   SOLE 7,755 0 0
ISHARES TR TIPS BD ETF 464287176 917 8,185 SH   SOLE 8,185 0 0
ISHARES TR CORE US AGGBD ET 464287226 314 2,850 SH   SOLE 2,850 0 0
JETBLUE AIRWAYS CORP COM 477143101 451 28,435 SH   SOLE 28,435 0 0
JOHNSON & JOHNSON COM 478160104 1,374 13,141 SH   SOLE 13,141 0 0
JPMORGAN CHASE & CO COM 46625H100 3,754 59,987 SH   SOLE 59,987 0 0
KEYCORP NEW COM 493267108 2,082 149,750 SH   SOLE 149,750 0 0
LOWES COS INC COM 548661107 2,964 43,087 SH   SOLE 43,087 0 0
MACYS INC COM 55616P104 329 5,010 SH   SOLE 5,010 0 0
MASTERCARD INC CL A 57636Q104 4,188 48,605 SH   SOLE 48,605 0 0
MCDONALDS CORP COM 580135101 1,019 10,875 SH   SOLE 10,875 0 0
MEDICAL PPTYS TRUST INC COM 58463J304 690 50,101 SH   SOLE 50,101 0 0
MONSANTO CO NEW COM 61166W101 209 1,750 SH   SOLE 1,750 0 0
NIKE INC CL B 654106103 6,191 64,385 SH   SOLE 64,385 0 0
OMEGA HEALTHCARE INVS INC COM 681936100 487 12,475 SH   SOLE 12,475 0 0
PULTE GROUP INC COM 745867101 429 20,000 SH   SOLE 20,000 0 0
REGENERON PHARMACEUTICALS COM 75886F107 357 870 SH   SOLE 870 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,843 37,000 SH   SOLE 37,000 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 853 15,480 SH   SOLE 15,480 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 968 24,293 SH   SOLE 24,293 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 757 19,430 SH   SOLE 19,430 0 0
SEALED AIR CORP NEW COM 81211K100 713 16,795 SH   SOLE 16,795 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 317 4,640 SH   SOLE 4,640 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 489 6,176 SH   SOLE 6,176 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 238 5,757 SH   SOLE 5,757 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 1,639 22,545 SH   SOLE 22,545 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,350 6,569 SH   SOLE 6,569 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 421 1,594 SH   SOLE 1,594 0 0
SPDR SER TR SHT TRM HGH YLD 78468R408 890 30,795 SH   SOLE 30,795 0 0
SPDR SER TR SPDR BOFA CRSS 78468R606 813 31,283 SH   SOLE 31,283 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 7,743 98,266 SH   SOLE 98,266 0 0
STARBUCKS CORP COM 855244109 2,888 35,203 SH   SOLE 35,203 0 0
SYNCHRONOSS TECHNOLOGIES INC COM 87157B103 1,045 24,975 SH   SOLE 24,975 0 0
TRUSTCO BK CORP N Y COM 898349105 135 18,575 SH   SOLE 18,575 0 0
UNDER ARMOUR INC CL A 904311107 534 7,860 SH   SOLE 7,860 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 212 2,573 SH   SOLE 2,573 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 563 10,605 SH   SOLE 10,605 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,247 23,306 SH   SOLE 23,306 0 0
VARIAN MED SYS INC COM 92220P105 346 4,000 SH   SOLE 4,000 0 0
VERIFONE SYS INC COM 92342Y109 518 13,920 SH   SOLE 13,920 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,745 37,303 SH   SOLE 37,303 0 0
VISA INC COM CL A 92826C839 3,980 15,179 SH   SOLE 15,179 0 0
WHITEWAVE FOODS CO COM 966244105 627 17,920 SH   SOLE 17,920 0 0
WHOLE FOODS MKT INC COM 966837106 415 8,230 SH   SOLE 8,230 0 0