The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   303,926 2,761 SH   OTR   0 0 0
ABBVIE INC COM 00287Y109   416,265 2,686 SH   OTR   0 0 0
ABM INDS INC COM 000957100   21,116,454 471,034 SH   OTR   0 0 0
ADOBE INC COM 00724F101   8,304,075 13,919 SH   OTR   0 0 0
ADVANCED MICRO DEVICES INC COM 007903107   326,955 2,218 SH   OTR   0 0 0
AIRBNB INC COM CL A 009066101   256,215 1,882 SH   SOLE   0 0 0
AMAZON COM INC COM 023135106   2,556,694 16,827 SH   OTR   0 0 0
AMGEN INC COM 031162100   249,137 865 SH   OTR   0 0 0
ANIXA BIOSCIENCES INC COM 03528H109   135,800 35,000 SH   SOLE   0 0 0
APPLE INC COM 037833100   8,295,400 43,086 SH   OTR   0 0 0
BANK AMERICA CORP COM 060505104   473,512 14,063 SH   OTR   0 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,659,182 4,652 SH   OTR   0 0 0
BOEING CO COM 097023105   257,271 987 SH   OTR   0 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   260,386 5,075 SH   OTR   0 0 0
CATERPILLAR INC COM 149123101   248,363 840 SH   OTR   0 0 0
CHEVRON CORP NEW COM 166764100   748,686 5,019 SH   OTR   0 0 0
CISCO SYS INC COM 17275R102   419,504 8,304 SH   OTR   0 0 0
COCA COLA CO COM 191216100   230,888 3,918 SH   OTR   0 0 0
CONOCOPHILLIPS COM 20825C104   230,841 1,989 SH   OTR   0 0 0
COSTCO WHSL CORP NEW COM 22160K105   525,424 796 SH   OTR   0 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   4,620,744 89,152 SH   SOLE   0 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   8,466,571 142,009 SH   SOLE   0 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   441,196 17,676 SH   SOLE   0 0 0
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   366,902 14,299 SH   SOLE   0 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   240,351 5,669 SH   SOLE   0 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   260,927 9,111 SH   SOLE   0 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   285,634 11,697 SH   SOLE   0 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   349,844 12,014 SH   SOLE   0 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   391,086 11,382 SH   SOLE   0 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   3,699,111 126,552 SH   SOLE   0 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   4,225,413 156,208 SH   SOLE   0 0 0
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   4,506,537 157,516 SH   SOLE   0 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   11,791,628 461,873 SH   SOLE   0 0 0
DISNEY WALT CO COM 254687106   386,328 4,279 SH   OTR   0 0 0
EATON CORP PLC SHS G29183103   700,064 2,907 SH   OTR   0 0 0
ELEVANCE HEALTH INC COM 036752103   208,430 442 SH   OTR   0 0 0
ELI LILLY & CO COM 532457108   596,910 1,024 SH   OTR   0 0 0
EVI INDS INC COM 26929N102   24,263,806 1,022,495 SH   SOLE   0 0 0
EXCHANGE TRADED CONCEPTS TR EMQQ EM INTERN 301505889   412,100 13,376 SH   SOLE   0 0 0
GOPRO INC CL A 38268T103   1,621,102 11,605 SH   OTR   0 0 0
HOME DEPOT INC COM 437076102   898,669 2,593 SH   OTR   0 0 0
HORMEL FOODS CORP COM 440452100   241,890 7,533 SH   OTR   0 0 0
INTEL CORP COM 458140100   835,376 16,624 SH   OTR   0 0 0
INTRA-CELLULAR THERAPIES INC COM 46116X101   429,720 6,000 SH   SOLE   0 0 0
INTUIT COM 461202103   289,389 463 SH   OTR   0 0 0
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706   9,113,627 170,827 SH   SOLE   0 0 0
ISHARES INC CORE MSCI EMKT 46434G103   210,419 4,160 SH   SOLE   0 0 0
ISHARES TR EAFE SML CP ETF 464288273   232,862 3,762 SH   SOLE   0 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   271,640 896 SH   SOLE   0 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   279,790 1,394 SH   SOLE   0 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   719,934 9,586 SH   SOLE   0 0 0
ISHARES TR S&P 500 VAL ETF 464287408   1,342,219 7,719 SH   SOLE   0 0 0
ISHARES TR RUS 1000 ETF 464287622   1,888,601 7,201 SH   SOLE   0 0 0
ISHARES TR CORE S&P500 ETF 464287200   3,431,340 7,184 SH   SOLE   0 0 0
ISHARES TR CORE US AGGBD ET 464287226   6,187,037 62,338 SH   SOLE   0 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   7,858,293 95,786 SH   SOLE   0 0 0
ISHARES TR EXPANDED TECH 464287515   7,900,765 19,477 SH   SOLE   0 0 0
ISHARES TR CORE S&P SCP ETF 464287804   651,763 6,021 SH   OTR   0 0 0
ISHARES TR CORE S&P MCP ETF 464287507   699,615 2,524 SH   OTR   0 0 0
ISHARES TR CORE MSCI EAFE 46432F842   235,391 3,346 SH   SOLE   0 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   477,401 6,320 SH   SOLE   0 0 0
ISHARES TR CORE S&P TTL STK 464287150   513,312 4,878 SH   SOLE   0 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   2,579,617 50,309 SH   SOLE   0 0 0
ISHARES TR MSCI EAFE ETF 464287465   3,967,923 52,660 SH   SOLE   0 0 0
ISHARES TR MSCI KLD400 SOC 464288570   9,604,753 105,489 SH   SOLE   0 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   301,380 6,000 SH   SOLE   0 0 0
JOHNSON & JOHNSON COM 478160104   956,740 6,104 SH   OTR   0 0 0
JPMORGAN CHASE & CO COM 46625H100   524,920 3,086 SH   OTR   0 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   1,609,769 7,643 SH   OTR   0 0 0
LISTED FD TR ROUNDHILL BALL 53656F417   1,143,365 3,230 SH   OTR   0 0 0
LOCKHEED MARTIN CORP COM 539830109   230,246 508 SH   OTR   0 0 0
MASTERCARD INCORPORATED CL A 57636Q104   417,553 979 SH   OTR   0 0 0
MCDONALDS CORP COM 580135101   305,109 1,029 SH   OTR   0 0 0
MERCK & CO INC COM 58933Y105   339,384 3,113 SH   OTR   0 0 0
MICROSOFT CORP COM 594918104   5,094,407 13,548 SH   OTR   0 0 0
MORGAN STANLEY ETF TRUST CALVERT US LARCP 61774R205   261,956 4,388 SH   SOLE   0 0 0
NETFLIX INC COM 64110L106   634,892 1,304 SH   OTR   0 0 0
NVIDIA CORPORATION COM 67066G104   11,656,718 23,538 SH   OTR   0 0 0
ORACLE CORP COM 68389X105   687,365 6,520 SH   OTR   0 0 0
PEPSICO INC COM 713448108   296,880 1,748 SH   OTR   0 0 0
PFIZER INC COM 717081103   211,327 7,340 SH   OTR   0 0 0
PG&E CORP COM 69331C108   473,846 26,281 SH   OTR   0 0 0
PROCTER AND GAMBLE CO COM 742718109   374,996 2,559 SH   OTR   0 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   577,764 6,069 SH   SOLE   0 0 0
QUALCOMM INC COM 747525103   351,341 2,429 SH   OTR   0 0 0
SALESFORCE INC COM 79466L302   437,076 1,661 SH   OTR   0 0 0
SCHWAB CHARLES CORP COM 808513105   871,418 12,666 SH   OTR   0 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   288,682 8,274 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   352,472 4,630 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   4,911,559 198,127 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   15,174,717 274,159 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   21,354,552 383,592 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   33,436,669 707,804 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   35,136,792 466,500 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   40,387,435 486,830 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   45,059,458 727,469 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   80,788,816 2,185,845 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   88,796,743 1,266,715 SH   SOLE   0 0 0
SERVICENOW INC COM 81762P102   13,328,640 18,866 SH   OTR   0 0 0
SNOWFLAKE INC CL A 833445109   7,110,668 35,732 SH   OTR   0 0 0
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106   10,835,966 277,774 SH   SOLE   0 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,535,000 9,541 SH   OTR   0 0 0
SPDR SER TR S&P REGL BKG 78464A698   407,381 7,770 SH   SOLE   0 0 0
SPDR SER TR SPDR S&P 500 ETF 78468R796   9,789,302 252,237 SH   SOLE   0 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   25,723,715 863,792 SH   SOLE   0 0 0
STARBUCKS CORP COM 855244109   10,752,483 111,993 SH   OTR   0 0 0
TESLA INC COM 88160R101   1,442,675 5,806 SH   OTR   0 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   226,647 427 SH   OTR   0 0 0
UNITEDHEALTH GROUP INC COM 91324P102   364,317 692 SH   OTR   0 0 0
UPSTART HLDGS INC COM 91680M107   332,028 8,126 SH   SOLE   0 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   9,179,055 120,176 SH   SOLE   0 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   46,287,818 600,984 SH   SOLE   0 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,042,851 4,396 SH   SOLE   0 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   10,839,862 34,868 SH   SOLE   0 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   11,233,666 48,288 SH   SOLE   0 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   12,063,716 80,694 SH   SOLE   0 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   14,959,222 70,122 SH   SOLE   0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,778,511 43,273 SH   SOLE   0 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   382,576 5,274 SH   SOLE   0 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   598,274 3,511 SH   SOLE   0 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   42,236,412 881,762 SH   SOLE   0 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   7,870,818 92,533 SH   SOLE   0 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   263,981 1,053 SH   SOLE   0 0 0
VISA INC COM CL A 92826C839   1,070,989 4,114 SH   OTR   0 0 0
WALMART INC COM 931142103   334,477 2,122 SH   OTR   0 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104   241,165 6,936 SH   OTR   0 0 0
WORKDAY INC CL A 98138H101   471,234 1,707 SH   SOLE   0 0 0