The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRAXAS PETE CORP COM 003830106 11 10,000 SH   SOLE   0 0 0
AETNA INC NEW COM 00817Y108 1,096 10,133 SH   SOLE   9,003 0 479
AIR PRODS & CHEMS INC COM 009158106 712 5,469 SH   SOLE   5,392 0 0
ALPHABET INC CAP STK CL A 02079K305 1,937 2,490 SH   SOLE   2,393 0 0
ALTRIA GROUP INC COM 02209S103 226 3,880 SH   SOLE   2,690 0 600
AMERIPRISE FINL INC COM 03076C106 363 3,413 SH   SOLE   2,827 0 58
APPLE INC COM 037833100 2,498 23,728 SH   SOLE   15,287 0 3,159
AT&T INC COM 00206R102 264 7,678 SH   SOLE   3,142 0 2,410
AVAGO TECHNOLOGIES LTD SHS Y0486S104 523 3,602 SH   SOLE   3,450 0 0
BAKER HUGHES INC COM 057224107 868 18,802 SH   SOLE   17,873 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 464 3,516 SH   SOLE   0 0 3,216
BIOGEN INC COM 09062X103 275 899 SH   SOLE   665 0 0
BLACKROCK INC COM 09247X101 372 1,092 SH   SOLE   648 0 84
BOEING CO COM 097023105 4,641 32,099 SH   SOLE   30,347 0 942
CALAMOS STRATEGIC TOTL RETN COM SH BEN INT 128125101 343 34,671 SH   SOLE   29,334 0 0
CELGENE CORP COM 151020104 541 4,518 SH   SOLE   3,888 0 0
CHEVRON CORP NEW COM 166764100 304 3,377 SH   SOLE   1,119 0 1,695
CITIGROUP INC COM 172967424 964 18,619 SH   SOLE   18,335 0 0
CITRIX SYS INC COM 177376100 724 9,566 SH   SOLE   9,437 0 0
CLAYMORE EXCHANGE TRD FD TR GUG BLT2018 HY 18383M381 929 39,281 SH   SOLE   0 0 37,737
CLAYMORE EXCHANGE TRD FD TR GUG BLT2017 HY 18383M399 2,751 110,226 SH   SOLE   0 0 90,259
CLAYMORE EXCHANGE TRD FD TR GUG BLT2016 HY 18383M415 3,156 122,006 SH   SOLE   0 0 113,844
CLAYMORE EXCHANGE TRD FD TR GUG BULL2020 E 18383M514 537 25,720 SH   SOLE   0 0 23,320
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E 18383M522 2,624 125,780 SH   SOLE   0 0 118,928
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E 18383M530 2,489 118,430 SH   SOLE   0 0 106,172
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 1,336 59,322 SH   SOLE   0 0 49,010
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 868 39,290 SH   SOLE   0 0 32,202
CONSTELLATION BRANDS INC CL A 21036P108 730 5,122 SH   SOLE   5,050 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,191 7,376 SH   SOLE   6,271 0 376
CVS HEALTH CORP COM 126650100 2,080 21,271 SH   SOLE   16,455 0 800
DANAHER CORP DEL COM 235851102 745 8,019 SH   SOLE   7,284 0 0
DBX ETF TR XTRAK MSCI EAFE 233051200 9,743 358,739 SH   SOLE   83,387 0 242,830
DISNEY WALT CO COM DISNEY 254687106 1,123 10,690 SH   SOLE   8,326 0 2,023
DOMINION RES INC VA NEW COM 25746U109 408 6,029 SH   SOLE   4,836 0 0
DR PEPPER SNAPPLE GROUP INC COM 26138E109 214 2,291 SH   SOLE   1,814 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 283 4,249 SH   SOLE   2,080 0 0
EQUIFAX INC COM 294429105 659 5,920 SH   SOLE   5,920 0 0
EXXON MOBIL CORP COM 30231G102 499 6,405 SH   SOLE   207 0 5,544
FACEBOOK INC CL A 30303M102 1,949 18,618 SH   SOLE   18,233 0 167
FEDEX CORP COM 31428X106 292 1,963 SH   SOLE   1,963 0 0
FEI CO COM 30241L109 251 3,150 SH   SOLE   3,150 0 0
FIRST TR ISE WATER INDEX FD COM 33733B100 457 15,161 SH   SOLE   0 0 14,269
FISERV INC COM 337738108 726 7,942 SH   SOLE   7,834 0 0
FLEXSHARES TR QUALT DIVD IDX 33939L860 1,635 46,954 SH   SOLE   32,801 0 2,239
FORD MTR CO DEL COM PAR $0.01 345370860 637 45,212 SH   SOLE   45,143 0 69
GENERAL ELECTRIC CO COM 369604103 996 31,972 SH   SOLE   20,885 0 8,989
GILEAD SCIENCES INC COM 375558103 2,012 19,887 SH   SOLE   19,262 0 0
HALLIBURTON CO COM 406216101 268 7,860 SH   SOLE   6,381 0 0
HOME DEPOT INC COM 437076102 793 5,998 SH   SOLE   4,530 0 929
HONEYWELL INTL INC COM 438516106 432 4,172 SH   SOLE   1,403 0 306
INTEL CORP COM 458140100 853 24,754 SH   SOLE   800 0 21,817
ISHARES TR CORE S&P500 ETF 464287200 14,335 69,971 SH   SOLE   5,332 0 53,007
ISHARES TR CORE US AGGBD ET 464287226 10,815 100,132 SH   SOLE   0 0 84,910
ISHARES TR MSCI EMG MKT ETF 464287234 4,260 132,350 SH   SOLE   16,359 0 85,380
ISHARES TR IBOXX INV CP ETF 464287242 391 3,431 SH   SOLE   0 0 3,169
ISHARES TR S&P 500 VAL ETF 464287408 702 7,925 SH   SOLE   0 0 7,925
ISHARES TR MSCI EAFE ETF 464287465 8,451 143,918 SH   SOLE   7,105 0 108,249
ISHARES TR RUS MDCP VAL ETF 464287473 811 11,815 SH   SOLE   2,989 0 5,201
ISHARES TR RUS MD CP GR ETF 464287481 284 3,093 SH   SOLE   0 0 2,443
ISHARES TR RUS MID-CAP ETF 464287499 2,149 13,417 SH   SOLE   0 0 7,591
ISHARES TR NASDQ BIOTEC ETF 464287556 238 703 SH   SOLE   703 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,547 15,546 SH   SOLE   0 0 14,570
ISHARES TR RUS 1000 ETF 464287622 554 4,886 SH   SOLE   0 0 3,607
ISHARES TR RUS 2000 VAL ETF 464287630 566 6,154 SH   SOLE   900 0 4,423
ISHARES TR RUSSELL 2000 ETF 464287655 7,904 70,180 SH   SOLE   0 0 59,370
ISHARES TR S&P MC 400VL ETF 464287705 1,900 16,211 SH   SOLE   16,180 0 31
ISHARES TR SHT NTLAMTFR ETF 464288158 867 8,187 SH   SOLE   0 0 7,283
ISHARES TR JP MOR EM MK ETF 464288281 413 3,900 SH   SOLE   3,650 0 0
ISHARES TR NAT AMT FREE BD 464288414 892 8,058 SH   SOLE   0 0 5,159
ISHARES TR INTRM GOV/CR ETF 464288612 2,736 24,965 SH   SOLE   6,099 0 15,135
ISHARES TR U.S. PFD STK ETF 464288687 311 7,998 SH   SOLE   2,060 0 2,345
ISHARES TR EAFE VALUE ETF 464288877 834 17,929 SH   SOLE   15,760 0 1,509
ISHARES TR HDG MSCI EAFE 46434V803 934 36,761 SH   SOLE   0 0 32,515
JOHNSON & JOHNSON COM 478160104 412 4,014 SH   SOLE   1,245 0 1,670
JPMORGAN CHASE & CO COM 46625H100 1,830 27,718 SH   SOLE   23,529 0 2,270
KIMBERLY CLARK CORP COM 494368103 296 2,329 SH   SOLE   1,431 0 134
KROGER CO COM 501044101 1,862 44,515 SH   SOLE   41,900 0 0
LILLY ELI & CO COM 532457108 390 4,628 SH   SOLE   1,758 0 2,393
LOCKHEED MARTIN CORP COM 539830109 259 1,193 SH   SOLE   902 0 0
MARSH & MCLENNAN COS INC COM 571748102 238 4,286 SH   SOLE   3,935 0 0
MASTERCARD INC CL A 57636Q104 1,055 10,837 SH   SOLE   10,837 0 0
MCCORMICK & CO INC COM NON VTG 579780206 599 7,000 SH   SOLE   0 0 7,000
METLIFE INC COM 59156R108 1,176 24,385 SH   SOLE   24,385 0 0
MICROSOFT CORP COM 594918104 709 12,778 SH   SOLE   3,306 0 7,314
MONSANTO CO NEW COM 61166W101 304 3,082 SH   SOLE   2,248 0 417
NEXTERA ENERGY INC COM 65339F101 690 6,641 SH   SOLE   6,108 0 0
NIKE INC CL B 654106103 1,371 21,943 SH   SOLE   8,778 0 9,214
OMNICOM GROUP INC COM 681919106 728 9,628 SH   SOLE   9,628 0 0
ORACLE CORP COM 68389X105 360 9,856 SH   SOLE   6,332 0 742
PEPSICO INC COM 713448108 937 9,379 SH   SOLE   6,786 0 1,749
PIONEER NAT RES CO COM 723787107 757 6,041 SH   SOLE   5,964 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 625 5,587 SH   SOLE   4,670 0 319
POWERSHS DB US DOLLAR INDEX DOLL INDX BULL 73936D107 6,311 246,056 SH   SOLE   226,318 0 4,139
PRECISION CASTPARTS CORP COM 740189105 1,118 4,819 SH   SOLE   4,226 0 550
PRICELINE GRP INC COM 741503403 1,889 1,482 SH   SOLE   1,466 0 0
PROCTER & GAMBLE CO COM 742718109 280 3,528 SH   SOLE   1,668 0 1,250
PROSHARES TR PSHS SHRT S&P500 74347R503 205 9,817 SH   SOLE   9,817 0 0
PUBLIC STORAGE COM 74460D109 1,817 7,337 SH   SOLE   7,038 0 0
QUALCOMM INC COM 747525103 302 6,035 SH   SOLE   6,027 0 8
RIVERVIEW BANCORP INC COM 769397100 205 43,621 SH   SOLE   0 0 41,604
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 1,887 18,641 SH   SOLE   18,641 0 0
SCHWAB CHARLES CORP NEW COM 808513105 536 16,287 SH   SOLE   14,670 0 500
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 702 14,452 SH   SOLE   0 0 200
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 412 10,292 SH   SOLE   318 0 492
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 5,059 98,233 SH   SOLE   349 0 71,886
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,590 31,517 SH   SOLE   16,586 0 11,080
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 424 7,031 SH   SOLE   2,150 0 4,249
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 273 6,318 SH   SOLE   5,318 0 1,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,590 37,231 SH   SOLE   0 0 32,016
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 17,079 67,229 SH   SOLE   0 0 62,287
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 248 10,176 SH   SOLE   0 0 10,176
STARBUCKS CORP COM 855244109 2,733 45,519 SH   SOLE   39,381 0 4,966
THERMO FISHER SCIENTIFIC INC COM 883556102 1,870 13,180 SH   SOLE   12,670 0 0
UNITED TECHNOLOGIES CORP COM 913017109 992 10,327 SH   SOLE   9,704 0 0
US BANCORP DEL COM 902973304 1,933 45,301 SH   SOLE   0 0 34,149
VALERO ENERGY CORP NEW COM 91913Y100 724 10,243 SH   SOLE   9,963 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,462 18,368 SH   SOLE   1,759 0 1,971
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 2,282 43,153 SH   SOLE   1,513 0 29,745
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 545 2,914 SH   SOLE   0 0 0
VANGUARD INDEX FDS REIT ETF 922908553 757 9,490 SH   SOLE   0 0 9,490
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,694 16,244 SH   SOLE   0 0 16,244
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 514 10,615 SH   SOLE   8,330 0 994
VARIAN MED SYS INC COM 92220P105 589 7,284 SH   SOLE   7,284 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,368 29,594 SH   SOLE   24,072 0 3,303
VISA INC COM CL A 92826C839 382 4,932 SH   SOLE   4,036 0 0
WASTE MGMT INC DEL COM 94106L109 228 4,279 SH   SOLE   3,131 0 0
WELLS FARGO & CO NEW COM 949746101 1,708 31,423 SH   SOLE   22,932 0 5,849
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 269 5,000 SH   SOLE   4,347 0 0