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CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2018
Mar. 31, 2017
INTEREST INCOME:    
Loans, including fees $ 41,799 $ 36,371
Securities 4,558 2,583
Other investments 300 188
Deposits in financial institutions and fed funds sold 493 409
Total interest income 47,150 39,551
INTEREST EXPENSE:    
Transaction and savings deposits 2,464 1,978
Certificates and other time deposits 4,071 3,607
Subordinated debentures and subordinated notes 1,079 1,041
Other borrowed funds 1,294 282
Total interest expense 8,908 6,908
NET INTEREST INCOME 38,242 32,643
PROVISION FOR LOAN LOSSES 9,663 6,145
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 28,579 26,498
NONINTEREST INCOME:    
Customer service fees 2,395 2,266
Loan fees 833 834
(Loss) gain on held-for-sale loans, net 0 (138)
Gain on sale of guaranteed portion of loans, net 941 1,927
Other 989 606
Total noninterest income 5,158 5,495
NONINTEREST EXPENSE:    
Salaries and employee benefits 13,601 12,406
Occupancy 2,077 1,997
Professional and regulatory fees 2,261 2,397
Data processing 972 908
Software license and maintenance 716 489
Marketing 176 199
Loan related 47 600
Real estate acquired by foreclosure, net 12 292
Other 2,191 1,551
Total noninterest expense 22,053 20,839
INCOME BEFORE INCOME TAXES 11,684 11,154
PROVISION FOR INCOME TAXES 2,322 3,942
NET INCOME $ 9,362 $ 7,212
EARNINGS PER SHARE:    
Basic (in dollars per share) $ 0.25 $ 0.19
Diluted (in dollars per share) $ 0.25 $ 0.19