XML 44 R32.htm IDEA: XBRL DOCUMENT v3.8.0.1
ALLOWANCE FOR LOAN LOSSES (Tables)
 3 Months Ended
Mar. 31, 2018
Receivable Loans and Leases Allowance [Abstract]  
Analysis of activity in the allowance for loan losses
An analysis of activity in the allowance for loan losses for the periods indicated, and the balance of loans receivable by the method of impairment evaluation for those periods were as follows:
 
 
Balance
December 31, 2017
 
Provision
 
Charge-offs
 
Recoveries
 
Balance
March 31, 2018
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Originated Loans
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
 
$
16,654

 
$
9,156

 
$
(2,699
)
 
$
2

 
$
23,113

Owner occupied commercial real estate
 
2,748

 
123

 
—

 
—

 
2,871

Commercial real estate
 
7,738

 
28

 
—

 
—

 
7,766

Construction, land & land development
 
1,481

 
(20
)
 
—

 
—

 
1,461

Residential mortgage
 
1,136

 
21

 
—

 
2

 
1,159

Consumer and other
 
221

 
(93
)
 
(10
)
 
47

 
165

Total originated loans
 
$
29,978

 
$
9,215

 
$
(2,709
)
 
$
51

 
$
36,535

 
 
 
 
 
 
 
 
 
 
 
Acquired Loans
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
 
$
35

 
$
1

 
$
—

 
$
6

 
$
42

Owner occupied commercial real estate
 
—

 
513

 
—

 
—

 
513

Commercial real estate
 
658

 
(86
)
 
—

 
2

 
574

Construction, land & land development
 
—

 
20

 
—

 
—

 
20

Residential mortgage
 
542

 
(16
)
 
—

 
13

 
539

Consumer and other
 
7

 
16

 
(14
)
 
1

 
10

Total acquired loans
 
$
1,242

 
$
448

 
$
(14
)
 
$
22

 
$
1,698

Total
 
$
31,220

 
$
9,663

 
$
(2,723
)
 
$
73

 
$
38,233

 
 
 
Balance
December 31, 2016
 
Provision
 
Charge-offs
 
Recoveries
 
Balance
March 31, 2017
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Originated Loans
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
 
$
9,491

 
$
6,234

 
$
(1,135
)
 
$
565

 
$
15,155

Owner occupied commercial real estate
 
2,609

 
154

 
—

 
—

 
2,763

Commercial real estate
 
8,576

 
(229
)
 
—

 
—

 
8,347

Construction, land & land development
 
1,852

 
(316
)
 
—

 
—

 
1,536

Residential mortgage
 
1,134

 
(40
)
 
—

 
25

 
1,119

Consumer and other
 
193

 
(112
)
 
(8
)
 
118

 
191

Total originated loans
 
$
23,855

 
$
5,691

 
$
(1,143
)
 
$
708

 
$
29,111

 
 
 
 
 
 
 
 
 
 
 
Acquired Loans
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
 
$
1,260

 
$
(517
)
 
$
(177
)
 
$
20

 
$
586

Owner occupied commercial real estate
 
—

 
1,060

 
—

 
4

 
1,064

Commercial real estate
 
437

 
(97
)
 
—

 
—

 
340

Construction, land & land development
 
115

 
(85
)
 
(95
)
 
74

 
9

Residential mortgage
 
685

 
(106
)
 
—

 
32

 
611

Consumer and other
 
12

 
199

 
—

 
4

 
215

Total acquired loans
 
$
2,509

 
$
454

 
$
(272
)
 
$
134

 
$
2,825

Total
 
$
26,364

 
$
6,145

 
$
(1,415
)
 
$
842

 
$
31,936

An analysis of activity in the allowance for loan losses for the periods indicated, and the balance of loans receivable by the method of impairment evaluation for those periods were as follows:
 
March 31, 2018
 
Loans evaluated for impairment
 
Allowance for loan losses evaluated
 
Collectively evaluated for impairment
 
Individually evaluated for impairment
 
Purchased credit impaired
 
Total loans
 
Collectively evaluated for impairment
 
Individually evaluated for impairment
 
Purchased credit impaired
 
Total allowance for loan losses
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Originated Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
$
1,119,174

 
$
57,800

 
$
—

 
$
1,176,974

 
$
9,653

 
$
13,460

 
$
—

 
$
23,113

Owner occupied commercial real estate
352,138

 
—

 
—

 
352,138

 
2,871

 
—

 
—

 
2,871

Commercial real estate
861,502

 
185

 
—

 
861,687

 
7,766

 
—

 
—

 
7,766

Construction, land & land development
118,859

 
3,415

 
—

 
122,274

 
1,059

 
402

 
—

 
1,461

Residential mortgage
153,167

 
3,088

 
—

 
156,255

 
1,159

 
—

 
—

 
1,159

Consumer and other
15,348

 
51

 
—

 
15,399

 
135

 
30

 
—

 
165

Total originated loans
$
2,620,188

 
$
64,539

 
$
—

 
$
2,684,727

 
$
22,643

 
$
13,892

 
$
—

 
$
36,535

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Acquired Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
$
34,313

 
$
11,116

 
$
2,161

 
$
47,590

 
$
6

 
$
36

 
$
—

 
$
42

Owner occupied commercial real estate
77,698

 
1,779

 
3,751

 
83,228

 
—

 
513

 
—

 
513

Commercial real estate
203,422

 
112

 
3,611

 
207,145

 
574

 
—

 
—

 
574

Construction, land & land development
25,749

 
709

 
—

 
26,458

 
20

 
—

 
—

 
20

Residential mortgage
84,079

 
16

 
2,179

 
86,274

 
441

 
—

 
98

 
539

Consumer and other
699

 
215

 
—

 
914

 
1

 
9

 
—

 
10

Total acquired loans
$
425,960

 
$
13,947

 
$
11,702

 
$
451,609

 
$
1,042

 
$
558

 
$
98

 
$
1,698

Total
$
3,046,148

 
$
78,486

 
$
11,702

 
$
3,136,336

 
$
23,685

 
$
14,450

 
$
98

 
$
38,233

 
December 31, 2017
 
Loans evaluated for impairment
 
Allowance for loan losses evaluated
 
Collectively evaluated for impairment
 
Individually evaluated for impairment
 
Purchased credit impaired
 
Total loans
 
Collectively evaluated for impairment
 
Individually evaluated for impairment
 
Purchased credit impaired
 
Total allowance for loan losses
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Originated Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
$
1,173,371

 
$
49,656

 
$
—

 
$
1,223,027

 
$
11,245

 
$
5,409

 
$
—

 
$
16,654

Owner occupied commercial real estate
327,906

 
—

 
—

 
327,906

 
2,748

 
—

 
—

 
2,748

Commercial real estate
823,361

 
—

 
—

 
823,361

 
7,738

 
—

 
—

 
7,738

Construction, land & land development
133,711

 
3,287

 
—

 
136,998

 
1,257

 
224

 
—

 
1,481

Residential mortgage
145,910

 
3,111

 
—

 
149,021

 
1,136

 
—

 
—

 
1,136

Consumer and other
16,116

 
62

 
—

 
16,178

 
191

 
30

 
—

 
221

Total originated loans
$
2,620,375

 
$
56,116

 
$
—

 
$
2,676,491

 
$
24,315

 
$
5,663

 
$
—

 
$
29,978

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Acquired Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
$
49,494

 
$
10,738

 
$
3,237

 
$
63,469

 
$
35

 
$
—

 
$
—

 
$
35

Owner occupied commercial real estate
81,376

 
1,886

 
4,062

 
87,324

 
—

 
—

 
—

 
—

Commercial real estate
237,669

 
312

 
6,437

 
244,418

 
658

 
—

 
—

 
658

Construction, land & land development
27,240

 
714

 
—

 
27,954

 
—

 
—

 
—

 
—

Residential mortgage
86,876

 
454

 
2,229

 
89,559

 
467

 
—

 
75

 
542

Consumer and other
1,059

 
211

 
—

 
1,270

 
3

 
4

 
—

 
7

Total acquired loans
$
483,714

 
$
14,315

 
$
15,965

 
$
513,994

 
$
1,163

 
$
4

 
$
75

 
$
1,242

Total
$
3,104,089

 
$
70,431

 
$
15,965

 
$
3,190,485

 
$
25,478

 
$
5,667

 
$
75

 
$
31,220

 
March 31, 2017
 
Loans evaluated for impairment
 
Allowance for loan losses evaluated
 
Collectively evaluated for impairment
 
Individually evaluated for impairment
 
Purchased credit impaired
 
Total loans
 
Collectively evaluated for impairment
 
Individually evaluated for impairment
 
Purchased credit impaired
 
Total allowance for loan losses
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Originated Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
$
849,529

 
$
40,319

 
$
—

 
$
889,848

 
$
9,041

 
$
6,114

 
$
—

 
$
15,155

Owner occupied commercial real estate
292,413

 
—

 
—

 
292,413

 
2,763

 
—

 
—

 
2,763

Commercial real estate
807,005

 
2,021

 
—

 
809,026

 
8,347

 
—

 
—

 
8,347

Construction, land & land development
151,114

 
—

 
—

 
151,114

 
1,536

 
—

 
—

 
1,536

Residential mortgage
128,185

 
2,614

 
—

 
130,799

 
1,119

 
—

 
—

 
1,119

Consumer and other
8,803

 
208

 
—

 
9,011

 
71

 
120

 
—

 
191

Total originated loans
$
2,237,049

 
$
45,162

 
$
—

 
$
2,282,211

 
$
22,877

 
$
6,234

 
$
—

 
$
29,111

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Acquired Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
$
97,312

 
$
22,017

 
$
3,805

 
$
123,134

 
$
—

 
$
586

 
$
—

 
$
586

Owner occupied commercial real estate
109,193

 
8,743

 
5,246

 
123,182

 
—

 
1,064

 
—

 
1,064

Commercial real estate
307,394

 
1,912

 
10,699

 
320,005

 
340

 
—

 
—

 
340

Construction, land & land development
49,478

 
1,336

 
18

 
50,832

 
9

 
—

 
—

 
9

Residential mortgage
107,036

 
1,296

 
2,708

 
111,040

 
594

 
—

 
17

 
611

Consumer and other
1,655

 
216

 
—

 
1,871

 
7

 
208

 
—

 
215

Total acquired loans
$
672,068

 
$
35,520

 
$
22,476

 
$
730,064

 
$
950

 
$
1,858

 
$
17

 
$
2,825

Total
$
2,909,117

 
$
80,682

 
$
22,476

 
$
3,012,275

 
$
23,827

 
$
8,092

 
$
17

 
$
31,936