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CONSOLIDATED STATEMENTS OF INCOME (LOSS) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
INTEREST INCOME:      
Loans, including fees $ 154,266 $ 149,422 $ 104,205
Securities 15,294 4,209 3,604
Other investments 847 761 453
Deposits in financial institutions and fed funds sold 1,843 1,152 292
Total interest income 172,250 155,544 108,554
INTEREST EXPENSE:      
Transaction and savings deposits 9,298 5,749 3,103
Certificates and other time deposits 15,452 14,022 7,237
Subordinated debentures and subordinated notes 4,216 1,182 227
Other borrowed funds 2,237 963 379
Total interest expense 31,203 21,916 10,946
NET INTEREST INCOME 141,047 133,628 97,608
PROVISION FOR LOAN LOSSES 14,360 64,700 17,864
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 126,687 68,928 79,744
NONINTEREST INCOME:      
Customer service fees 9,103 6,129 3,925
Loan fees 3,515 2,974 2,369
(Loss) gain on sale of available-for-sale securities, net (38) 0 772
(Loss) gain on held-for-sale loans, net (2,308) (1,404) 405
Gain on sale of guaranteed portion of loans, net 5,755 3,343 3,484
Other 2,485 3,154 1,232
Total noninterest income 18,512 14,196 12,187
NONINTEREST EXPENSE:      
Salaries and employee benefits 52,542 47,169 38,110
Occupancy 8,194 8,319 7,097
Professional and regulatory fees 8,868 8,958 8,923
Data processing 3,808 3,859 3,098
Software license and maintenance 2,027 2,155 1,844
Marketing 775 1,114 791
Loan related 1,804 3,795 1,185
Real estate acquired by foreclosure, net 704 3,168 1,086
Other 5,377 5,961 4,044
Total noninterest expense 84,099 84,498 66,178
INCOME (LOSS) BEFORE INCOME TAXES 61,100 (1,374) 25,753
PROVISION (BENEFIT) FOR INCOME TAXES 26,964 (402) 10,314
NET INCOME (LOSS) $ 34,136 $ (972) $ 15,439
EARNINGS (LOSSES) PER SHARE:      
Basic (in dollars per share) $ 0.92 $ (0.03) $ 0.54
Diluted (in dollars per share) $ 0.92 $ (0.03) $ 0.53