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ALLOWANCE FOR LOAN LOSSES (Tables)
 9 Months Ended
Sep. 30, 2018
Receivable Loans and Leases Allowance [Abstract]  
Analysis of activity in the allowance for loan losses
An analysis of activity in the allowance for loan losses for the periods indicated, and the balance of loans receivable by the method of impairment evaluation for those periods were as follows:
 
 
Balance
June 30, 2018
 
Provision
 
Charge-offs
 
Recoveries
 
Balance
September 30, 2018
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Originated Loans
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
 
$
20,527

 
$
(542
)
 
$
(178
)
 
$
2

 
$
19,809

Owner occupied commercial real estate
 
3,351

 
9

 
—

 
—

 
3,360

Commercial real estate
 
8,151

 
533

 
—

 
—

 
8,684

Construction, land & land development
 
848

 
226

 
—

 
—

 
1,074

Residential mortgage
 
1,110

 
120

 
—

 
4

 
1,234

Consumer and other
 
165

 
149

 
(113
)
 
23

 
224

Total originated loans
 
$
34,152

 
$
495

 
$
(291
)
 
$
29

 
$
34,385

 
 
 
 
 
 
 
 
 
 
 
Acquired Loans
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
 
$
19

 
$
26

 
$
(1
)
 
$
2

 
$
46

Owner occupied commercial real estate
 
153

 
(153
)
 
—

 
—

 
—

Commercial real estate
 
290

 
15

 
—

 
2

 
307

Construction, land & land development
 
38

 
(8
)
 
—

 
—

 
30

Residential mortgage
 
430

 
(54
)
 
—

 
38

 
414

Consumer and other
 
4

 
(1
)
 
—

 
1

 
4

Total acquired loans
 
$
934

 
$
(175
)
 
$
(1
)
 
$
43

 
$
801

Total
 
$
35,086

 
$
320

 
$
(292
)
 
$
72

 
$
35,186

 
 
 
Balance
June 30, 2017
 
Provision
 
Charge-offs
 
Recoveries
 
Balance
September 30, 2017
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Originated Loans
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
 
$
16,606

 
$
2,031

 
$
(836
)
 
$
5

 
$
17,806

Owner occupied commercial real estate
 
2,825

 
85

 
—

 
—

 
2,910

Commercial real estate
 
8,185

 
131

 
—

 
—

 
8,316

Construction, land & land development
 
1,576

 
255

 
—

 
—

 
1,831

Residential mortgage
 
1,165

 
(6
)
 
—

 
13

 
1,172

Consumer and other
 
172

 
(17
)
 
(9
)
 
—

 
146

Total originated loans
 
$
30,529

 
$
2,479

 
$
(845
)
 
$
18

 
$
32,181

 
 
 
 
 
 
 
 
 
 
 
Acquired Loans
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
 
$
157

 
$
(145
)
 
$
(4
)
 
$
7

 
$
15

Commercial real estate
 
487

 
167

 
—

 
4

 
658

Construction, land & land development
 
3

 
19

 
—

 
1

 
23

Residential mortgage
 
598

 
(10
)
 
—

 
8

 
596

Consumer and other
 
217

 
(210
)
 
(1
)
 
1

 
7

Total acquired loans
 
$
1,462

 
$
(179
)
 
$
(5
)
 
$
21

 
$
1,299

Total
 
$
31,991

 
$
2,300

 
$
(850
)
 
$
39

 
$
33,480

 
 
Balance
December 31, 2017
 
Provision
 
Charge-offs
 
Recoveries
 
Balance
September 30, 2018
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Originated Loans
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
 
$
16,654

 
$
11,327

 
$
(8,177
)
 
$
5

 
$
19,809

Owner occupied commercial real estate
 
2,748

 
612

 
—

 
—

 
3,360

Commercial real estate
 
7,738

 
946

 
—

 
—

 
8,684

Construction, land & land development
 
1,481

 
(407
)
 
—

 
—

 
1,074

Residential mortgage
 
1,136

 
89

 
—

 
9

 
1,234

Consumer and other
 
221

 
95

 
(169
)
 
77

 
224

Total originated loans
 
$
29,978

 
$
12,662

 
$
(8,346
)
 
$
91

 
$
34,385

 
 
 
 
 
 
 
 
 
 
 
Acquired Loans
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
 
$
35

 
$
1

 
$
(1
)
 
$
11

 
$
46

Commercial real estate
 
658

 
(360
)
 
—

 
9

 
307

Construction, land & land development
 
—

 
30

 
—

 
—

 
30

Residential mortgage
 
542

 
(466
)
 
—

 
338

 
414

Consumer and other
 
7

 
13

 
(20
)
 
4

 
4

Total acquired loans
 
$
1,242

 
$
(782
)
 
$
(21
)
 
$
362

 
$
801

Total
 
$
31,220

 
$
11,880

 
$
(8,367
)
 
$
453

 
$
35,186

 
 
 
Balance
December 31, 2016
 
Provision
 
Charge-offs
 
Recoveries
 
Balance
September 30, 2017
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Originated Loans
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
 
$
9,491

 
$
10,002

 
$
(2,280
)
 
$
593

 
$
17,806

Owner occupied commercial real estate
 
2,609

 
301

 
—

 
—

 
2,910

Commercial real estate
 
8,576

 
(260
)
 
—

 
—

 
8,316

Construction, land & land development
 
1,852

 
(21
)
 
—

 
—

 
1,831

Residential mortgage
 
1,134

 
(9
)
 
—

 
47

 
1,172

Consumer and other
 
193

 
(27
)
 
(142
)
 
122

 
146

Total originated loans
 
$
23,855

 
$
9,986

 
$
(2,422
)
 
$
762

 
$
32,181

 
 
 
 
 
 
 
 
 
 
 
Acquired Loans
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
 
$
1,260

 
$
(984
)
 
$
(338
)
 
$
77

 
$
15

Owner occupied commercial real estate
 
—

 
957

 
(961
)
 
4

 
—

Commercial real estate
 
437

 
214

 
—

 
7

 
658

Construction, land & land development
 
115

 
(72
)
 
(95
)
 
75

 
23

Residential mortgage
 
685

 
(136
)
 
—

 
47

 
596

Consumer and other
 
12

 
(10
)
 
(2
)
 
7

 
7

Total acquired loans
 
$
2,509

 
$
(31
)
 
$
(1,396
)
 
$
217

 
$
1,299

Total
 
$
26,364

 
$
9,955

 
$
(3,818
)
 
$
979

 
$
33,480


An analysis of activity in the allowance for loan losses for the periods indicated, and the balance of loans receivable by the method of impairment evaluation for those periods were as follows:
 
September 30, 2018
 
Loans evaluated for impairment
 
Allowance for loan losses evaluated
 
Collectively evaluated for impairment
 
Individually evaluated for impairment
 
Purchased credit impaired
 
Total loans
 
Collectively evaluated for impairment
 
Individually evaluated for impairment
 
Purchased credit impaired
 
Total allowance for loan losses
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Originated Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
$
1,314,942

 
$
35,832

 
$
—

 
$
1,350,774

 
$
11,215

 
$
8,594

 
$
—

 
$
19,809

Owner occupied commercial real estate
379,392

 
3,494

 
—

 
382,886

 
2,829

 
531

 
—

 
3,360

Commercial real estate
1,000,548

 
13,379

 
—

 
1,013,927

 
8,684

 
—

 
—

 
8,684

Construction, land & land development
136,177

 
1,457

 
—

 
137,634

 
1,074

 
—

 
—

 
1,074

Residential mortgage
173,510

 
3,658

 
—

 
177,168

 
1,234

 
—

 
—

 
1,234

Consumer and other
12,143

 
42

 
—

 
12,185

 
195

 
29

 
—

 
224

Total originated loans
$
3,016,712

 
$
57,862

 
$
—

 
$
3,074,574

 
$
25,231

 
$
9,154

 
$
—

 
$
34,385

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Acquired Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
$
22,101

 
$
4,602

 
$
1,563

 
$
28,266

 
$
34

 
$
12

 
$
—

 
$
46

Owner occupied commercial real estate
51,096

 
1,671

 
14

 
52,781

 
—

 
—

 
—

 
—

Commercial real estate
115,906

 
—

 
3,594

 
119,500

 
307

 
—

 
—

 
307

Construction, land & land development
14,928

 
695

 
—

 
15,623

 
30

 
—

 
—

 
30

Residential mortgage
69,911

 
101

 
1,866

 
71,878

 
304

 
—

 
110

 
414

Consumer and other
533

 
199

 
—

 
732

 
—

 
4

 
—

 
4

Total acquired loans
$
274,475

 
$
7,268

 
$
7,037

 
$
288,780

 
$
675

 
$
16

 
$
110

 
$
801

Total
$
3,291,187

 
$
65,130

 
$
7,037

 
$
3,363,354

 
$
25,906

 
$
9,170

 
$
110

 
$
35,186

 
December 31, 2017
 
Loans evaluated for impairment
 
Allowance for loan losses evaluated
 
Collectively evaluated for impairment
 
Individually evaluated for impairment
 
Purchased credit impaired
 
Total loans
 
Collectively evaluated for impairment
 
Individually evaluated for impairment
 
Purchased credit impaired
 
Total allowance for loan losses
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Originated Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
$
1,173,371

 
$
49,656

 
$
—

 
$
1,223,027

 
$
11,245

 
$
5,409

 
$
—

 
$
16,654

Owner occupied commercial real estate
327,906

 
—

 
—

 
327,906

 
2,748

 
—

 
—

 
2,748

Commercial real estate
823,361

 
—

 
—

 
823,361

 
7,738

 
—

 
—

 
7,738

Construction, land & land development
133,711

 
3,287

 
—

 
136,998

 
1,257

 
224

 
—

 
1,481

Residential mortgage
145,910

 
3,111

 
—

 
149,021

 
1,136

 
—

 
—

 
1,136

Consumer and other
16,116

 
62

 
—

 
16,178

 
191

 
30

 
—

 
221

Total originated loans
$
2,620,375

 
$
56,116

 
$
—

 
$
2,676,491

 
$
24,315

 
$
5,663

 
$
—

 
$
29,978

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Acquired Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
$
49,494

 
$
10,738

 
$
3,237

 
$
63,469

 
$
35

 
$
—

 
$
—

 
$
35

Owner occupied commercial real estate
81,376

 
1,886

 
4,062

 
87,324

 
—

 
—

 
—

 
—

Commercial real estate
237,669

 
312

 
6,437

 
244,418

 
658

 
—

 
—

 
658

Construction, land & land development
27,240

 
714

 
—

 
27,954

 
—

 
—

 
—

 
—

Residential mortgage
86,876

 
454

 
2,229

 
89,559

 
467

 
—

 
75

 
542

Consumer and other
1,059

 
211

 
—

 
1,270

 
3

 
4

 
—

 
7

Total acquired loans
$
483,714

 
$
14,315

 
$
15,965

 
$
513,994

 
$
1,163

 
$
4

 
$
75

 
$
1,242

Total
$
3,104,089

 
$
70,431

 
$
15,965

 
$
3,190,485

 
$
25,478

 
$
5,667

 
$
75

 
$
31,220

 
September 30, 2017
 
Loans evaluated for impairment
 
Allowance for loan losses evaluated
 
Collectively evaluated for impairment
 
Individually evaluated for impairment
 
Purchased credit impaired
 
Total loans
 
Collectively evaluated for impairment
 
Individually evaluated for impairment
 
Purchased credit impaired
 
Total allowance for loan losses
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Dollars in thousands)
Originated Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
$
1,025,109

 
$
41,606

 
$
—

 
$
1,066,715

 
$
10,391

 
$
7,415

 
$
—

 
$
17,806

Owner occupied commercial real estate
312,162

 
—

 
—

 
312,162

 
2,910

 
—

 
—

 
2,910

Commercial real estate
806,125

 
202

 
—

 
806,327

 
8,316

 
—

 
—

 
8,316

Construction, land & land development
143,385

 
3,137

 
—

 
146,522

 
1,523

 
308

 
—

 
1,831

Residential mortgage
136,588

 
1,507

 
—

 
138,095

 
1,172

 
—

 
—

 
1,172

Consumer and other
15,346

 
72

 
—

 
15,418

 
117

 
29

 
—

 
146

Total originated loans
$
2,438,715

 
$
46,524

 
$
—

 
$
2,485,239

 
$
24,429

 
$
7,752

 
$
—

 
$
32,181

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Acquired Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial & industrial
$
61,035

 
$
17,761

 
$
3,339

 
$
82,135

 
$
15

 
$
—

 
$
—

 
$
15

Owner occupied commercial real estate
85,073

 
6,880

 
4,283

 
96,236

 
—

 
—

 
—

 
—

Commercial real estate
251,965

 
127

 
10,323

 
262,415

 
569

 
—

 
89

 
658

Construction, land & land development
46,396

 
921

 
17

 
47,334

 
23

 
—

 
—

 
23

Residential mortgage
94,503

 
37

 
2,454

 
96,994

 
532

 
19

 
45

 
596

Consumer and other
1,196

 
212

 
—

 
1,408

 
4

 
3

 
—

 
7

Total acquired loans
$
540,168

 
$
25,938

 
$
20,416

 
$
586,522

 
$
1,143

 
$
22

 
$
134

 
$
1,299

Total
$
2,978,883

 
$
72,462

 
$
20,416

 
$
3,071,761

 
$
25,572

 
$
7,774

 
$
134

 
$
33,480